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Off market
  • $449,500

    345 Ruby Lake Loop, Winter Haven, FL 33884

    4beds
    2,374sqft
    Single Family Residence
    Built in 1998
    10,733 Square Feet Lot
    $449,500 Zestimate®
    $189/sqft
    $3,004 Estimated rent

    Home value

    $449,500

    $427,000 - $472,000

    $3,004/mo

    Zestimate® history
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    What's special

    You will love this beautiful home from the moment you drive up to it The home is located in one of the most desirable communities in the area - Ruby Lake! Well manicured lawn and lovely landscaping welcome you to the home. Enter the leaded glass double doors to start your new home tour. You walk in to a lovely formal living room. On the left is a formal dining room with a coffered ceiling. Straight ahead is a great view of the crystal clear pool with waterfalls. A mitered glass corner window allows a beautiful view of the pool and back yard. The large master bedroom and bath are to the right. The master has sliding glass doors to go right out into the lanai and pool area. The master bath has double separated vanities, a garden tub and a separate shower as well as two walk-in closets. A granite breakfast bar overlooks the family room with built-in cabinetry for your TV and stereo equipment. The kitchen has lots of counter space and a closet pantry. The inside laundry room, complete with washer and dryer that stay with the home, is just to the right of the kitchen. Large arches and crown molding accent most of the home. On the left of the family room are two bedrooms and a guest bath. As you go toward the back of the home, there is a 4th bedroom and a bath that exits out to the pool area. All carpeting in the home is new! The home has recently been painted inside as well. 12 and 10 foot ceilings accentuate the great space in the home! The lovely back yard is completely privacy fenced for your pool parties or just spending a quiet afternoon or evening outside. The pool is complete with a rainbow of lighting for your evening swims or just relaxing in the lanai. This gated community is close to all shopping with easy access to Cypress Gardens Blvd. and Highway 27. Life doesn't get much better than this! Book your appointment to see this great home before it is gone!

    This property is off market, which means it's not currently listed for sale or rent on Zillow. This may be different from what's available on other websites or public sources.

    Originating MLS: Lakeland

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Appliances
    • Laundry: Inside
    Features
    • Ceiling Fans(s), High Ceiling(s), Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Crown Molding, Solid Wood Cabinets, Thermostat, Kitchen/Family Room Combo, Solid Surface Counters, Built in Features, Window Treatments, Coffered Ceiling(s)
    • Flooring: Tile, Carpet
    • Windows: Blinds, Window Treatments
    • Has fireplace: No
    Interior area
    • Structure area source: Public Records
    • Total interior livable area: 2,374 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    Features
    • Levels: One
    • Patio & porch: Screened
    • Exterior features: Stucco
    • Pool features: Gunite, In Ground, Screen Enclosure, Lighting
    • Fencing: Vinyl
    Lot
    • Size: 10,733 sqft
    • Dimensions: 70x126x85x126
    • Features: In City Limits, Street Private
    • Residential vegetation: Mature Landscaping
    Details
    • Parcel number: 272907855605000370

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • masonry
    • Foundation: Retaining Wall
    • Roof: Shake / Shingle
    Condition
    • Year built: 1998

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public, Well
    • Utilities for property: Electricity Connected, Sewer Connected, Sprinkler Well, Cable Available, Underground Utilities, Water Connected

    Community & neighborhood

    Security
    • Security features: Gated Community
    Location
    • Region: Winter Haven
    • Subdivision: RUBY LAKE PHASE 02 PB 106 PG 10

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $56 monthly
    • Amenities included: Gated
    • Services included: Security

    Other

    Other facts
    • Additional Parcels YN: 0
    • Additional Rooms: Inside Utility, Family Room, Formal Dining Room Separate, Formal Living Room Separate
    • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Microwave, Washer, Dryer
    • Association Approval Required YN: 0
    • Association Fee Requirement: Required
    • Attached Garage YN: 1
    • Available For Lease YN: 1
    • Construction Materials: Block, Stucco
    • Cooling: Central Air
    • Country: US
    • Building Area Source: Public Records
    • County Or Parish: Polk
    • Disclosures: Seller Property Disclosure, HOA/PUD/Condo Disclosure
    • DPRYN: 1
    • Exist Lse Tenant YN: 0
    • Fireplace YN: 0
    • Flood Zone Code: X
    • Flooring: Carpet, Ceramic Tile
    • Foundation Details: Slab
    • Garage YN: 1
    • Heating: Central, Electric
    • Exterior Features: Irrigation System, Fenced, Lighting, Rain Gutters, Sliding Doors
    • Interior Features: Ceiling Fans(s), High Ceiling(s), Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Crown Molding, Solid Wood Cabinets, Thermostat, Kitchen/Family Room Combo, Solid Surface Counters, Built in Features, Window Treatments, Coffered Ceiling(s)
    • Homestead YN: 0
    • List AOR: Lakeland
    • Listing Service: Full Service
    • Listing Terms: Cash, Conventional, FHA, VA Loan
    • Lot Features: In City Limits, Street Private
    • Major Change Type: Pending
    • Mls Status: Pending
    • New Construction YN: 0
    • Ownership: Fee Simple
    • Parking Features: Garage Door Opener
    • Patio And Porch Features: Screened
    • Pets Allowed: Yes
    • Utilities: Electricity Connected, Sewer Connected, Sprinkler Well, Cable Available, Underground Utilities, Water Connected
    • Previous Status: Active
    • Property Sub Type: Single Family Residence
    • Property Type: Residential
    • Public Survey Range: 27
    • Vegetation: Mature Landscaping
    • Roof: Shingle
    • Sewer: Public Sewer
    • Syndicate To: Homes.com, HomeSnap, Realtor.com, International MLS
    • Water Access YN: 0
    • Water Extras YN: 0
    • Waterfront Feet Total: 0
    • Waterfront YN: 0
    • Water Source: Public, Well
    • Water View YN: 0
    • Window Features: Blinds, Window Treatments
    • Community Features: Gated Community, Waterfront
    • Laundry Features: Inside
    • Lease Restrictions YN: 1
    • Association Fee Includes: Security
    • Pool Features: Gunite, In Ground, Screen Enclosure, Lighting
    • Pool Private YN: 1
    • Room Count: 9
    • Levels: One
    • Security Features: Gated Community
    • Association Fee Frequency: Semi-Annually
    • Direction Faces: West
    • Year Built: 1998
    • Minimum Lease: 1-2 Years
    • Public Survey Section: 07
    • Association Amenities: Gated
    • List Agent AOR: East Polk
    • MLS Area Major: 33884 - Winter Haven / Cypress Gardens
    • Building Area Total: 3196.00
    • Living Area: 2374.00
    • Garage Dimensions: 26x22
    • Association Fee: 337.50
    • Association Name: DON ASHER & ASSOCIATES
    • Tax Year: 2020
    • Fencing: Vinyl
    • Total Acreage: 0 to less than 1/4
    • Additional Lease Restrictions: See Deed Restrictions - Contact HOA
    • Lot Size Dimensions: 70x126x85x126
    • Pet Restrictions: Contact HOA - See Deed Restrictions
    • Subdivision Name: RUBY LAKE PHASE 02 PB 106 PG 10
    • Tax Annual Amount: 4792.27
    • Listing terms: Cash, Conventional, FHA, VA Loan
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    3/16/2023Sold$450,000-8%$190/sqft
    Source: Public Record Report a problem
    2/12/2023Pending sale$489,000$206/sqft
    Source: Stellar MLS #P4923786 Report a problem
    2/3/2023Price change$489,000-2%$206/sqft
    Source: Stellar MLS #P4923786 Report a problem
    1/20/2023Price change$499,000-2%$210/sqft
    Source: Stellar MLS #P4923786 Report a problem
    1/5/2023Price change$509,000-1.9%$214/sqft
    Source: Stellar MLS #P4923786 Report a problem
    12/12/2022Listed for sale$519,000+50.4%$219/sqft
    Source: Stellar MLS #P4923786 Report a problem
    4/26/2021Sold$345,000$145/sqft
    Source: Stellar MLS #P4915051 Report a problem
    3/29/2021Pending sale$345,000$145/sqft
    Source: Stellar MLS #P4915051 Report a problem
    3/27/2021Listed for sale$345,000+19%$145/sqft
    Source: Stellar MLS #P4915051 Report a problem
    4/26/2019Sold$290,000-3%$122/sqft
    Source: Public Record Report a problem
    2/28/2019Listed for sale$299,000+10.7%$126/sqft
    Source: BROKERS REALTY OF CENTRAL FLOR #P4904891 Report a problem
    8/29/2008Sold$270,000-21%$114/sqft
    Source: Stellar MLS #P4603058 Report a problem
    3/11/2008Listing removed$341,900$144/sqft
    Source: Visual Tour #P4591702 Report a problem
    1/18/2008Listed for sale$341,900+76.3%$144/sqft
    Source: Visual Tour #P4591702 Report a problem
    10/27/1998Sold$193,900$82/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,717 -2.7%$354,510 -2.2%
    2024$1,765 -73.2%$362,313 +3.8%
    2023$6,593 +38.8%$349,061 +19.4%
    2022$4,750 -1.5%$292,412 +19.8%
    2021$4,825 +0.7%$244,016 +1.3%
    2020$4,792 +66.4%$240,928 +30.7%
    2019$2,881 $184,328 +1.9%
    2018$2,881 +1.5%$180,891 +2.1%
    2017$2,839 +9%$177,170 +2.1%
    2016$2,603 -1.1%$173,526 +0.7%
    2015$2,634 -3%$172,320 +0.8%
    2014$2,716 +3.4%$170,952 +1.5%
    2013$2,627 +33.6%$168,426 +1.7%
    2012$1,966 -2.5%$165,611 -1%
    2011$2,016 -13.8%$167,251 -9.7%
    2010$2,340 -19.1%$185,273 -11.9%
    2009$2,892 +47.7%$210,196 +29.3%
    2008$1,959 $162,573
    2007-- --
    2006$2,272 --
    2005-- --
    2004$2,002 +2.3%--
    2003$1,957 +0.5%$142,443 +2.4%
    2002$1,947 +2%$139,104 +1.6%
    2001$1,910 $136,913

    Find assessor info on the county website

    Neighborhood: 33884

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Chain O Lakes Elem
    • Middle: Denison Middle
    • High: Lake Region High

    Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $449,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $449,500