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For sale
  • $799,999

    35041 S Shore Dr, Ayrshire, IA 50515

    4beds
    2,560sqft
    : 
    $5,596/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    0.82 Acres Lot
    $-- Zestimate®
    $312/sqft
    $8/mo HOA

    What's special

    Cozy fireplaceOutdoor kitchenConvenient laundryWalk-in pantryOversized islandGenerous family roomMature landscaping
    Escape the crowds and discover lake living at its finest on the shores of Silver Lake in Ayrshire. Offering 100 feet of private shoreline and set on a beautifully landscaped 0.82-acre lot, this custom-built 4-bedroom, 3-bath home delivers the perfect balance of peaceful waterfront living and convenient access to nearby amenities. Enjoy the tranquility of a quieter lake community while remaining just 20 minutes from Spencer and close to the attractions of the Iowa Great Lakes area. Thoughtfully designed to maximize comfort, entertaining, and lake views, this fully furnished home offers over 3,000 square feet of finished living space. From the moment you step through the front door, you'll be welcomed by stunning views of the water. The spacious main living area features a cozy fireplace and flows seamlessly into a large kitchen complete with an oversized island, abundant cabinetry, and a walk-in pantry—ideal for gathering with family and friends. A beautiful three-season room overlooks the lake, providing the perfect spot for morning coffee, evening cocktails, or simply taking in the peaceful surroundings. The main floor also offers convenient laundry and a thoughtfully designed layout for everyday living. The lower level expands your entertaining options with a generous family room, wet bar, and refrigerator, creating the perfect space for game days, movie nights, or hosting guests. Step outside and discover a true lakeside retreat. A covered patio featuring a fire table creates a comfortable outdoor living space, while a paved walkway leads to an impressive waterfront oasis. Here you'll find a custom brick fireplace with built-in seating, an outdoor kitchen, additional patio areas for dining and relaxing, and direct access to your private dock. Whether you're entertaining a crowd or enjoying a quiet evening by the water, every detail has been carefully considered.The spacious lot also offers privacy, mature landscaping, and room for an RV complete with electrical hookup. Combining quality craftsmanship, exceptional outdoor living spaces, and the serenity of Silver Lake, this property is a rare opportunity to own a fully furnished lakefront retreat that's ready to enjoy from day one.
    46 days
    |
    2,358
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Josh Schaben PRIM:712-330-4773,

    Keller Williams Okoboji,

    Jen Schaben 319-325-5075,

    Keller Williams Okoboji

    Source: Iowa Great Lakes BOR,MLS#: 260704MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Dining room
      • Features: Open Floorplan
      Heating
      • Fireplace(s), Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Water Filtration Sys, Gas Water Heater, Water Osmosis System, Water Softener Owned
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Drinking Water System, Eat-in Kitchen, Kitchen Island, Main Floor Bedrooms, Pantry, Wet Bar
      • Windows: Window Coverings
      • Basement: Finished,Walk-Out Access,Block,Walkout
      • Has fireplace: Yes
      • Fireplace features: Gas
      • Furnished: Yes
      Interior area
      • Total structure area: 3,008
      • Total interior livable area: 2,560 sqft
      • Finished area above ground: 1,280
      • Finished area below ground: 1,280
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: RV Access/Parking, Attached, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Dock, Outdoor Grill
      • On waterfront: Yes
      • Waterfront features: Waterfront, Lake
      • Body of water: Silver Lake (Ayrshire)
      • Frontage length: Waterfront Frontage: 99.88
      Lot
      • Size: 0.82 Acres
      • Features: Waterfront-Shallow
      Details
      • Parcel number: 390120001280
      • Other equipment: Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Vinyl Siding, Stick Built
      • Roof: Asphalt
      Condition
      • Year built: 2019

      Utilities & green energy

      • Electric: Circuit Breakers
      • Water: Rural/Municipality
      • Utilities for property: Propane

      Community & HOA

      Community
      • Subdivision: IA
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $100 annually
      Location
      • Region: Ayrshire

      Financial & listing details

      • Price per square foot: $312/sqft
      • Tax assessed value: $470,180
      • Annual tax amount: $4,768
      • Date on market: 6/26/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/26/2026Listed for sale$799,999+1500%$312/sqft
        Source: Iowa Great Lakes BOR #260704 Report a problem
        8/5/2009Sold$50,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,769 +2.5%$470,180 +12%
        2024$4,654 +25.6%$419,640
        2023$3,705 -2.5%$419,640 +50.3%
        2022$3,802 -2.2%$279,280
        2021$3,887 $279,280 -0.1%
        2020-- $279,610 +479.1%
        2019$620 +1246.9%$48,280 +20%
        2018$46 $40,250 +1198.4%
        2017$46 $3,100
        2016$46 $3,100 +42.9%
        2015$46 +43.8%$2,170
        2014$32 $2,170
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 50515

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Ruthven-Ayrshire

        Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.