Skip main navigation
Sold for $229,000
  • $229,000

    3509 Bay Ct, Saint Cloud, FL 34769

    2beds
    1,084sqft
    Villa
    Built in 1985
    1,350 Square Feet Lot
    $218,300 Zestimate®
    $211/sqft
    $1,668 Estimated rent

    Home value

    $218,300

    $199,000 - $238,000

    $1,668/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $1,668/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $1,668/mo

    Rent Zestimate®

    Refinance and save

    $1,928/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $1,928/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Discover comfort and convenience in this well-maintained 2-bedroom, 2-bathroom villa in the heart of St. Cloud! This inviting home boasts a functional split-bedroom floor plan, providing privacy and a spacious feel. Enjoy easy upkeep with all-tile flooring throughout, and appreciate the convenience of a fully equipped kitchen with all appliances included. Situated near shopping, dining, and major highways, this villa offers effortless access to local amenities and a quick commute to surrounding areas. You can enjoy community perks without the high costs and at a low HOA fee. Perfect for those seeking a relaxed Florida lifestyle in a prime location—don’t miss out on this gem!

    Zillow last checked:

    Listing updated:

    Listed by:

    Alex Hernandez 407-927-0640,

    REALSTOCK ELITE PROPERTIES 321-209-3332

    Bought with:

    Steve Pugh, 647821

    EXP REALTY LLC

    Source: Stellar MLS,MLS#: O6253991MLS LogoOriginating MLS: Orlando Regional

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Great Room
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: First
    • Dimensions: 12x15
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Dimensions: 12x11
    Balcony porch lanai
    • Level: First
    • Dimensions: 22x10
    Great room
    • Level: First
    • Dimensions: 25x12
    Kitchen
    • Level: First
    • Dimensions: 17x10
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Range, Range Hood, Refrigerator
    • Laundry: Inside
    Features
    • Ceiling Fan(s)
    • Flooring: Ceramic Tile
    • Doors: Sliding Doors
    • Has fireplace: No
    Interior area
    • Total structure area: 1,350
    • Total interior livable area: 1,084 sqft

    Property

    Parking
    • Parking features: Assigned, None
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
    Lot
    • Size: 1,350 Square Feet
    • Features: Sidewalk
    Details
    • Parcel number: 092630061200010030
    • Zoning: SPUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Villa
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1985

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Public, Sewer Connected

    Community & HOA

    Community
    • Features: Clubhouse
    • Pet fee: $0 monthly
    • Subdivision: PINE LAKE VILLAS UNIT 02
    HOA
    • Has HOA: Yes
    • HOA fee: $312 monthly
    • HOA name: Keystone Management/Gianelle Genao
    • HOA phone: 407-801-0191
    Location
    • Region: Saint Cloud

    Financial & listing details

    • Price per square foot: $211/sqft
    • Tax assessed value: $185,000
    • Annual tax amount: $2,368
    • Date on market: 11/1/2024
    • Cumulative days on market: 11 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt

    Price history

    DateEventPrice
    5/15/2025Listing removed$1,600$1/sqft
    Source: Zillow Rentals Report a problem
    4/22/2025Price change$1,600-5.9%$1/sqft
    Source: Zillow Rentals Report a problem
    4/1/2025Listed for rent$1,700+41.7%$2/sqft
    Source: Zillow Rentals Report a problem
    12/2/2024Sold$229,000$211/sqft
    Source: Stellar MLS #O6253991 Report a problem
    11/15/2024Pending sale$229,000$211/sqft
    Source: Stellar MLS #O6253991 Report a problem
    11/1/2024Listed for sale$229,000+141.1%$211/sqft
    Source: Stellar MLS #O6253991 Report a problem
    3/12/2020Listing removed$1,200$1/sqft
    Source: CENTURY 21 Homs Realty #S5031145 Report a problem
    3/4/2020Listed for rent$1,200+14.3%$1/sqft
    Source: CENTURY 21 HOMS REALTY #S5031145 Report a problem
    11/4/2016Listing removed$1,050+10.5%$1/sqft
    Source: HOMS REALTY GROUP INC. #S4837962 Report a problem
    10/21/2015Listing removed$950$1/sqft
    Source: REALSTOCK REALTY #S4818174 Report a problem
    9/8/2015Listed for rent$950$1/sqft
    Source: REALSTOCK REALTY #S4818174 Report a problem
    6/25/2015Sold$95,000+9.2%$88/sqft
    Source: Stellar MLS #S4814990 Report a problem
    6/2/2015Pending sale$86,999$80/sqft
    Source: Homepath #S4814990 Report a problem
    5/13/2015Listed for sale$86,999+2.5%$80/sqft
    Source: Homepath #S4814990 Report a problem
    3/12/2003Sold$84,900+46.6%$78/sqft
    Source: Public Record Report a problem
    9/28/2001Sold$57,900-8.8%$53/sqft
    Source: Public Record Report a problem
    9/30/1997Sold$63,500$59/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,315 +34.4%$185,000 -2.1%
    2024$2,466 +5.3%$189,000 +2.1%
    2023$2,343 +20.2%$185,100 +37%
    2022$1,949 +10.4%$135,100 +19.2%
    2021$1,765 +14.5%$113,300 +25.7%
    2020$1,542 +13.3%$90,100 +25%
    2019$1,361 $72,100 +8.7%
    2018$1,361 +7.7%$66,300 +10%
    2017$1,264 +7.8%$60,300 +8.1%
    2016$1,172 +7.1%$55,800 +3.1%
    2015$1,094 +115.1%$54,100 +7.2%
    2014$509 $50,445 +1.5%
    2013-- $49,700 -1%
    2012-- $50,200 -5.1%
    2011-- $52,900 -9.4%
    2010-- $58,400 -28.8%
    2009-- $82,000 -7.3%
    2008-- $88,430 -3%
    2007-- $91,160 +3%
    2006-- $88,500 +29.4%
    2005-- $68,400 +13.2%
    2004-- $60,400
    2002$1,219 +114.5%$60,400 +14.9%
    2000$568 $52,589
    Find assessor info on the county website

    Neighborhood: 34769

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Neptune Elementary
    • Middle: St. Cloud Middle (6-8)
    • High: St. Cloud High School

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $218,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $218,300