Stunning and truly one-of-a-kind, this beautifully remodeled conservation-view villa offers nearly 1,600 square feet of open-concept living in the sought-after Nature’s Cove neighborhood of Highland Lakes—Palm Harbor’s premier 55+ golf community. Enjoy soaring vaulted ceilings in every room, abundant natural light, and peaceful nature views from nearly every window. The show-stopping kitchen opens to the breakfast nook and family room, all framed by view-worthy sliding doors that lead to a private back patio. The kitchen is a dream, featuring granite countertops, sleek stainless steel appliances, solid wood cabinetry with under-cabinet lighting, recessed lighting, and a breakfast bar for casual dining. The spacious master suite offers serene private views, generous closets, a double vanity, and a tiled walk-in shower. High-end finishes include newer luxury vinyl plank flooring throughout, upgraded fixtures, and modern materials. Additional highlights include an indoor laundry room, a 2-car garage, a full driveway, and walking distance to Lake Tarpon Lodge with lake access. Recent upgrades provide peace of mind, including a NEW roof (2023), HVAC system (2020), water softener (2023), updated Simonton windows (2017), electric storm panels & manual shutters (2022), and water heater (2018). This home is high and dry in a non-flood zone and has just passed a 4-point insurance inspection—report available upon request. Nature’s Cove is the newest villa section in Highland Lakes, and residents enjoy low-maintenance living with a monthly fee of just $205 that covers lawn care, irrigation system maintenance, exterior painting, pressure washing, cable TV, internet, trash, and recycling. Highland Lakes offers a vibrant and active lifestyle, with free unlimited golf on three private executive courses, free RV or boat storage, tennis and pickleball courts, a large clubhouse with frequent entertainment and social events, and a wide variety of fitness, hobby, and arts programs. The Lake Tarpon Lodge features a second heated pool, picnic areas, a fishing pier, community pontoon boats, and a private boat ramp. Located in a high and secure area outside the flood hazard zone, this community offers unmatched convenience—just minutes from award-winning Gulf beaches, top-tier shopping and dining, professional sports venues, cultural attractions, top-rated medical facilities, and two international airports. This exceptional home is move-in ready—are you ready for the best of your life?
Sold for $479,900
$479,900
3520 BIRKDALE LANE, PALM HARBOR, FL 34684
2beds
1,588sqft
Villa
Built in 1991
4,591 Square Feet Lot
$472,100 Zestimate®
$302/sqft
$2,897 Estimated rent
Home value
$472,100
$430,000 - $519,000
$2,897/mo
Zestimate® history
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List your homeWhat's special
Modern materialsBreakfast barGranite countertopsAbundant natural lightSpacious master suiteIndoor laundry roomOpen-concept living
Zillow last checked:
Listing updated:
Listed by:
Amanda Justus 727-330-4478,
COLDWELL BANKER REALTY 727-781-3700,
Mary Marconi 727-542-4737,
COLDWELL BANKER REALTY
Bought with:
Rachel Landon, 3566151
PRISTINE FLORIDA PROPERTIES LLC
Source: Stellar MLS,MLS#: TB8426584
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Family Room, Great Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Granite Counters, Shower No Tub, Walk-In Closet(s)
- Level: First
- Area: 252 Square Feet
- Dimensions: 12x21
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Bathroom 2
- Features: Granite Counters, Single Vanity, Tub With Shower
- Level: First
- Area: 60 Square Feet
- Dimensions: 10x6
Dining room
- Level: First
- Area: 160 Square Feet
- Dimensions: 16x10
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 165 Square Feet
- Dimensions: 11x15
Florida room
- Level: First
- Area: 91 Square Feet
- Dimensions: 13x7
Kitchen
- Features: Breakfast Bar, Pantry, Kitchen Island, Granite Counters
- Level: First
- Area: 99 Square Feet
- Dimensions: 9x11
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 224 Square Feet
- Dimensions: 16x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Double Pane Windows, Storm Window(s), Window Treatments, Hurricane Shutters/Windows
- Has fireplace: No
- Common walls with other units/homes: Corner Unit,End Unit
Interior area
- Total structure area: 1,966
- Total interior livable area: 1,588 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Golf Cart Parking
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 18x20
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
- Exterior features: Irrigation System, Private Mailbox, Rain Gutters, Sidewalk
- Has view: Yes
- View description: Garden, Trees/Woods
- Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
- Body of water: LAKE TARPON
Lot
- Size: 4,591 Square Feet
- Features: Conservation Area, Corner Lot, Cul-De-Sac, Landscaped, Level, Near Golf Course, Private, Sidewalk, Above Flood Plain
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 052816389350000290
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Villa
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: HIGHLAND LAKES NATURE'S COVE
HOA
- Has HOA: Yes
- Amenities included: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Internet, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities, Trash
- HOA fee: $369 monthly
- HOA name: Nature's Cove HOA/Monarch Management
- HOA phone: 727-204-4766
- Second HOA name: Highland Lakes HOA
- Second HOA phone: 727-784-1402
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $302/sqft
- Tax assessed value: $424,482
- Annual tax amount: $2,785
- Date on market: 9/12/2025
- Cumulative days on market: 2 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2025 | Sold | $479,900$302/sqft |
Source:  Stellar MLS #TB8426584 Report a problem | ||
| 9/14/2025 | Pending sale | $479,900$302/sqft |
Source: Stellar MLS #TB8426584 Report a problem | ||
| 9/12/2025 | Listed for sale | $479,900+2.1%$302/sqft |
Source: Stellar MLS #TB8426584 Report a problem | ||
| 1/9/2024 | Sold | $469,900$296/sqft |
Source: Stellar MLS #U8222644 Report a problem | ||
| 12/7/2023 | Pending sale | $469,900$296/sqft |
Source: Stellar MLS #U8222644 Report a problem | ||
| 12/2/2023 | Listed for sale | $469,900+108.8%$296/sqft |
Source: Stellar MLS #U8222644 Report a problem | ||
| 2/16/2017 | Sold | $225,000-5.9%$142/sqft |
Source: Public Record Report a problem | ||
| 12/5/2016 | Listed for sale | $239,000$151/sqft |
Source: CHARLES RUTENBERG REALTY INC #U7800278 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,797 +171.5% | $424,482 +115.1% |
| 2024 | $2,871 +2% | $197,373 +3% |
| 2023 | $2,816 +3.2% | $191,624 +3% |
| 2022 | $2,728 -0.8% | $186,043 +3% |
| 2021 | $2,751 +0.4% | $180,624 +1.4% |
| 2020 | $2,741 +1.9% | $178,130 +2.3% |
| 2019 | $2,689 | $174,125 +1.9% |
| 2018 | $2,689 +1.5% | $170,878 +43.6% |
| 2017 | $2,649 +61.3% | $119,022 +2.1% |
| 2016 | $1,642 +1.4% | $116,574 +0.7% |
| 2015 | $1,620 +0.8% | $115,764 +0.8% |
| 2014 | $1,607 -2.6% | $114,845 +1.5% |
| 2013 | $1,651 +10.9% | $113,148 +1.7% |
| 2012 | $1,488 | $111,257 -5.2% |
| 2011 | -- | $117,389 -3.7% |
| 2010 | -- | $121,905 -5.4% |
| 2009 | -- | $128,808 -3.1% |
| 2008 | $1,858 | $132,883 +3% |
| 2007 | -- | $129,013 -16.3% |
| 2005 | -- | $154,100 +2.1% |
| 2004 | $2,068 +1.9% | $151,000 +25.3% |
| 2003 | $2,030 +6.4% | $120,500 +3.1% |
| 2002 | $1,908 | $116,900 -5% |
| 2001 | $1,908 +5.8% | $123,100 +4.1% |
| 2000 | $1,804 | $118,300 |
Find assessor info on the county website
Neighborhood: 34684
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Nearby schools
GreatSchools rating
- 5/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.6 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.1 mi
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Estimated market value
$472,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$472,100
- Florida
- Pinellas County
- Palm Harbor
- 34684
- 3520 BIRKDALE LANE
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