Available for immediate occupancy, this serene 2-bedroom, 2-bathroom split-plan villa in **Natures Cove** Highland Lakes Palm Harbor’s premier 55+ golf community, offers low-maintenance living in a vibrant, amenity-rich setting, where you can create your own equity in the newest villa neighborhood. Step into a spacious, light-filled open floor plan with a generous living and dining area, perfect for entertaining guests or relaxing in comfort. The kitchen features ample cabinetry and a convenient breakfast nook, while the split-bedroom layout ensures privacy for both owners and guests. This move-in-ready home is your gateway to an exceptional lifestyle. Natures Cove, the newest villa section in Highland Lakes, with a low $205 monthly fee covering lawn care, irrigation, exterior painting, pressure washing, cable TV, internet, trash, and recycling. Residents enjoy a dynamic community with free unlimited golf on three private executive courses, complimentary RV/boat storage, tennis and pickleball courts, and a bustling main clubhouse at 3300 Macgregor Dr. The clubhouse features an Olympic-sized heated pool, spa, shuffleboard, craft rooms, professional woodshop, library, billiards, and a multi-purpose auditorium hosting dances, shows, and social events. On the shores of Lake Tarpon, the Lake Tarpon Lodge at 127 Lakeside Dr offers a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats for scenic tours, plus a veranda, fireplace, and kitchen for gatherings. With fitness programs, hobby clubs, and arts activities, Highland Lakes fosters an active, social lifestyle surrounded by breathtaking nature views. Located in a secure, high-elevation area outside the flood hazard zone, this villa is minutes from award-winning Gulf beaches, top-tier shopping, dining, professional sports venues, cultural attractions, premier medical facilities, and two international airports. Ready to embrace the best of 55+ living and build equity in Palm Harbor’s fastest-growing active-adult enclave? Schedule a tour to experience the main clubhouse and Lake Tarpon Lodge, your dream home awaits!
Sold for $327,000
$327,000
3532 Cayman Ct, Palm Harbor, FL 34684
2beds
1,280sqft
Villa
Built in 1991
3,507 Square Feet Lot
$325,300 Zestimate®
$255/sqft
$2,198 Estimated rent
Home value
$325,300
$296,000 - $355,000
$2,198/mo
Zestimate® history
Owner options
List your home for rent
$2,198/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,198/mo
Rent Zestimate®
Refinance and save
$2,649/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,649/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Heated poolProfessional woodshopSplit-bedroom layoutFishing pierOlympic-sized heated poolCraft roomsMulti-purpose auditorium
Zillow last checked:
Listing updated:
Listed by:
Jessica Christianson 719-229-1763,
EXP REALTY LLC 888-883-8509
Bought with:
Sandy Papadakis, 641935
KELLER WILLIAMS REALTY- PALM H
Source: Stellar MLS,MLS#: TB8431710
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Attic
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Primary bathroom
- Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Shower No Tub
- Level: First
Bathroom 2
- Features: Exhaust Fan, Tub With Shower
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Features: Ceiling Fan(s)
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Laundry: Inside
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Laminate
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,280
- Total interior livable area: 1,280 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Rain Gutters
- Has private pool: Yes
- Pool features: Heated
- Spa features: In Ground
- On waterfront: Yes
- Waterfront features: Lake, Waterfront
Lot
- Size: 3,507 Square Feet
Details
- Parcel number: 052816389350000080
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Villa
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: None
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Lake, Private Boat Ramp, Water Access, Waterfront, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: HIGHLAND LAKES
HOA
- Has HOA: Yes
- Amenities included: Pool, Shuffleboard Court, Tennis Court(s)
- Services included: Cable TV, Common Area Taxes, Community Pool, Internet, Maintenance Grounds, Manager, Private Road, Recreational Facilities
- HOA fee: $369 monthly
- HOA name: Nature's Cove HOA/Monarch
- HOA phone: 727-204-4766
- Second HOA name: Highland Lakes HOA
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $255/sqft
- Tax assessed value: $305,317
- Annual tax amount: $1,435
- Date on market: 10/22/2025
- Cumulative days on market: 111 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Sold | $327,000-6.5%$255/sqft |
Source:  Stellar MLS #TB8431710 Report a problem | ||
| 2/11/2026 | Pending sale | $349,900$273/sqft |
Source: Stellar MLS #TB8431710 Report a problem | ||
| 11/14/2025 | Price change | $349,900-5.2%$273/sqft |
Source: Stellar MLS #TB8431710 Report a problem | ||
| 11/6/2025 | Price change | $369,000-5.1%$288/sqft |
Source: Stellar MLS #TB8431710 Report a problem | ||
| 10/22/2025 | Listed for sale | $389,000+159.3%$304/sqft |
Source: Stellar MLS #TB8431710 Report a problem | ||
| 7/1/2002 | Sold | $150,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,435 +3% | $120,992 +3% |
| 2023 | $1,393 -1.7% | $117,468 +3% |
| 2022 | $1,417 -0.7% | $114,047 +3% |
| 2021 | $1,427 +0.8% | $110,725 +1.4% |
| 2020 | $1,416 +2.4% | $109,196 +2.3% |
| 2019 | $1,382 | $106,741 +1.9% |
| 2018 | $1,382 +1.9% | $104,751 +2.1% |
| 2017 | $1,356 +2.9% | $102,596 +2.1% |
| 2016 | $1,318 +2.1% | $100,486 +0.7% |
| 2015 | $1,291 +0.9% | $99,787 +0.8% |
| 2014 | $1,279 -2.5% | $98,995 +1.5% |
| 2013 | $1,312 +12.4% | $97,532 +1.7% |
| 2012 | $1,167 | $95,902 -10.2% |
| 2011 | -- | $106,833 -9.6% |
| 2010 | -- | $118,179 -5.4% |
| 2009 | -- | $124,874 -13% |
| 2008 | $2,071 | $143,540 +3% |
| 2007 | -- | $139,359 -6.7% |
| 2005 | -- | $149,400 +13.1% |
| 2004 | $2,278 +1.8% | $132,100 +5% |
| 2003 | $2,237 +21.7% | $125,800 +14.3% |
| 2002 | $1,837 | $110,100 +1.1% |
| 2001 | $1,837 -18.4% | $108,900 +4% |
| 2000 | $2,251 | $104,700 |
Find assessor info on the county website
Neighborhood: 34684
Nearby homes
- $350,0002 bd2 ba1.3k sqft3534 Cayman Ct, Palm Harbor, FL 34684Sold
- $410,0002 bd2 ba1.3k sqft3530 Cayman Ct, Palm Harbor, FL 34684Sold
- $322,3002 bd2 ba1.2k sqftCayman Ct, Palm Harbor, FL 34684Off Market
- $332,2002 bd2 ba1.2k sqft3536 Cayman Ct, Palm Harbor, FL 34684Off Market
- $450,0002 bd2 ba1.7k sqft3535 Birkdale Ln, Palm Harbor, FL 34684Sold
- $479,9002 bd2 ba1.5k sqft3520 Birkdale Ln, Palm Harbor, FL 34684Sold
- $343,2002 bd2 ba1.2k sqft3538 Cayman Ct, Palm Harbor, FL 34684Off Market
- $312,4003 bd2 ba1.5k sqft3526 Cayman Ct, Palm Harbor, FL 34684Off Market
Nearby schools
GreatSchools rating
- 5/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.6 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.1 mi
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$325,300
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$325,300
- Florida
- Pinellas County
- Palm Harbor
- 34684
- 3532 Cayman Ct
Nearby cities
Nearby zip codes
Other Palm Harbor Topics
