Beautiful 2-bedroom, 2-bath split and open floor plan villa with an attached 2-car garage, ideally situated in the highly desirable Nature’s Cove community within Palm Harbor’s premier 55+ golf community, Highland Lakes. This light and bright home features soaring 9-foot ceilings, an indoor laundry room, and an updated kitchen that's open to the main living area, all just a short stroll from the Lake Tarpon Lodge and its outstanding amenities. The kitchen boasts granite countertops, new solid wood cabinetry, sleek black appliances, and a charming eat-in breakfast nook for casual dining. The spacious primary suite is a true retreat with not one, but TWO walk-in closets and a private en-suite bath with dual sinks and a walk-in shower. Notable updates include a NEW 2024 roof, 2023 HVAC, and a 2021 hot water heater. All furniture is negotiable, making this home truly turn-key! The property is high and dry in a non-flood zone and has recently passed a 4-point insurance inspection, which is available for review and transferable to the buyer. Nature’s Cove is the newest villa section in Highland Lakes, offering low-maintenance living with a low monthly fee of just $205 covering lawn care, irrigation, exterior painting, pressure washing, cable TV, internet, trash, and recycling. Residents enjoy an active lifestyle with free unlimited golf on three private executive courses, tennis and pickleball courts, RV and boat storage, a vibrant clubhouse with frequent social events, and a wide range of fitness, hobby, and arts programs. The Lake Tarpon Lodge features a second heated pool, picnic areas, fishing pier, community pontoon boats, and a private boat ramp. Conveniently located minutes from award-winning Gulf beaches, shopping, dining, medical facilities, cultural attractions, professional sports venues, and two international airports, this move-in-ready home offers the very best of Florida living. Don't wait - it's time to start living your best life here!
Sold for $350,000
$350,000
3534 Cayman Ct, Palm Harbor, FL 34684
2beds
1,375sqft
Villa
Built in 1991
3,794 Square Feet Lot
$348,500 Zestimate®
$255/sqft
$2,417 Estimated rent
Home value
$348,500
$317,000 - $380,000
$2,417/mo
Zestimate® history
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Granite countertopsIndoor laundry roomNew solid wood cabinetryCharming eat-in breakfast nookSleek black appliancesTwo walk-in closets
Zillow last checked:
Listing updated:
Listed by:
Amanda Justus 727-330-4478,
COLDWELL BANKER REALTY 727-781-3700
Bought with:
Amanda Justus, 3464797
COLDWELL BANKER REALTY
Source: Stellar MLS,MLS#: TB8460221
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bonus Room, Breakfast Room Separate, Dining Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Primary bathroom
- Features: Dual Sinks, En Suite Bathroom, Shower No Tub
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bathroom 2
- Features: Single Vanity, Tub With Shower
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Bonus room
- Features: No Closet
- Level: First
- Area: 90 Square Feet
- Dimensions: 15x6
Dining room
- Level: First
- Area: 234 Square Feet
- Dimensions: 18x13
Kitchen
- Features: Breakfast Bar, Built-In Shelving, Ceiling Fan(s), Pantry, Granite Counters
- Level: First
- Area: 190 Square Feet
- Dimensions: 10x19
Laundry
- Level: First
- Area: 49 Square Feet
- Dimensions: 7x7
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Electric, Living Room
Interior area
- Total structure area: 1,727
- Total interior livable area: 1,375 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Golf Cart Parking
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 18x21
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
- Has view: Yes
- View description: Garden
- Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
- Body of water: LAKE TARPON
Lot
- Size: 3,794 Square Feet
- Features: Landscaped, Level, Near Golf Course, Private, Sidewalk, Above Flood Plain
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 052816389350000090
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Villa
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Sidewalks, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: HIGHLAND LAKES NATURE'S COVE
HOA
- Has HOA: Yes
- Amenities included: Cable TV, Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Services included: Cable TV, Reserve Fund, Internet, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Recreational Facilities, Trash
- HOA fee: $369 monthly
- HOA name: Nature's Cove HOA/Monarch Management
- HOA phone: 727-204-4766
- Second HOA name: Highland Lakes Master HOA
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $255/sqft
- Tax assessed value: $305,317
- Annual tax amount: $5,128
- Date on market: 1/2/2026
- Cumulative days on market: 37 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Sold | $350,000-2.8%$255/sqft |
Source:  Stellar MLS #TB8460221 Report a problem | ||
| 2/8/2026 | Pending sale | $359,900$262/sqft |
Source: Stellar MLS #TB8460221 Report a problem | ||
| 1/26/2026 | Price change | $359,900-1.4%$262/sqft |
Source: Stellar MLS #TB8460221 Report a problem | ||
| 1/2/2026 | Listed for sale | $364,900+147.4%$265/sqft |
Source: Stellar MLS #TB8460221 Report a problem | ||
| 3/31/2009 | Sold | $147,500+10.9%$107/sqft |
Source: Public Record Report a problem | ||
| 5/29/2003 | Sold | $133,000$97/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,129 +5.2% | $272,787 +10% |
| 2023 | $4,877 +13.3% | $247,988 +10% |
| 2022 | $4,304 +7.5% | $225,444 +10% |
| 2021 | $4,002 +4.7% | $204,949 +6.3% |
| 2020 | $3,824 +6.3% | $192,837 +7.4% |
| 2019 | $3,598 | $179,502 +8.1% |
| 2018 | $3,598 +7% | $165,985 +1.9% |
| 2017 | $3,362 +11.4% | $162,812 +8.6% |
| 2016 | $3,017 +9.5% | $149,897 +11.2% |
| 2015 | $2,756 +7.8% | $134,768 +6.1% |
| 2014 | $2,556 +6.6% | $126,993 +10.7% |
| 2013 | $2,398 +19.6% | $114,721 +19.6% |
| 2012 | $2,005 | $95,902 -10.2% |
| 2011 | -- | $106,833 -9.6% |
| 2010 | -- | $118,179 -5.4% |
| 2009 | -- | $124,874 -15.6% |
| 2008 | $2,105 | $147,889 +3% |
| 2007 | -- | $143,582 -3.9% |
| 2005 | -- | $149,400 +13.1% |
| 2004 | $2,364 +39.1% | $132,100 +5% |
| 2003 | $1,700 +6.7% | $125,800 +14.3% |
| 2002 | $1,592 | $110,100 +1.1% |
| 2001 | $1,592 +6% | $108,900 +4% |
| 2000 | $1,503 | $104,700 |
Find assessor info on the county website
Neighborhood: 34684
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Nearby schools
GreatSchools rating
- 5/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 7/10Joseph L. Carwise Middle SchoolGrades: 6-8Distance: 0.6 mi
- 7/10East Lake High SchoolGrades: PK,9-12Distance: 3.1 mi
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Estimated market value
$348,500
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Estimated market value
$348,500
- Florida
- Pinellas County
- Palm Harbor
- 34684
- 3534 Cayman Ct
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