Skip main navigation
For sale
  • $439,900

    3520 S 4th St, Waco, TX 76706

    3beds
    1,381sqft
    : 
    $3,227/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    0.33 Acres Lot
    $425,600 Zestimate®
    $319/sqft
    $-- HOA

    What's special

    Clean and modern aestheticEv chargerBright open interiorMotorized window shadeConcealed pop-up outletsAdditional off-street parkingQuartz countertops
    **CONTEMPORARY DESIGN NEAR BAYLOR!** Built in 2023, this distinctive Waco home combines bold architectural style, smart functionality, and flexible outdoor space just minutes from Baylor University and central Waco. The striking monochromatic exterior and standing-seam metal roof make an immediate impression, while the bright, open interior delivers a clean and modern aesthetic. The main level features open living and dining spaces flowing into a thoughtfully designed kitchen with quartz countertops, sleek maple cabinetry with finger-pull drawers, built-in refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade. Double sliding doors bring in abundant natural light and create an easy connection to the outdoors. The private primary suite is conveniently located downstairs with an en suite bath. Upstairs are two additional bedrooms, a spacious dual-sink bathroom, and a laundry room. Outside, an electric gate opens to a privacy-fenced backyard with additional off-street parking and an EV charger. Beyond the rear fence, additional land provides even more possibilities for expanded outdoor living or future improvements. The extra space may also offer potential to explore an accessory dwelling unit, guest quarters, or other permitted use, subject to applicable City of Waco requirements and approvals. Modern, distinctive, and anything but ordinary, this property offers a rare combination of newer construction, architectural character, flexible space, and convenient access to Baylor and the heart of Waco. **Come take a look!**
    20 days
    168
    21

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ginnie Harwood 0851599,

    Graceland Real Estate 254-772-7788,

    Patricia Meadows 0488304 254-709-9955,

    Graceland Real Estate

    Source: NTREIS,MLS#: 21389909

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Closet Cabinetry, En Suite Bathroom, Walk-In Closet(s)
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Features: Closet Cabinetry, Walk-In Closet(s)
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom
      • Level: Second
      • Dimensions: 0 x 0
      Primary bathroom
      • Features: Built-in Features, Granite Counters
      • Level: First
      • Dimensions: 0 x 0
      Other
      • Features: Built-in Features, Dual Sinks, Granite Counters
      • Level: Second
      • Dimensions: 0 x 0
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Eat-in Kitchen, Galley Kitchen, Kitchen Island, Pantry
      • Level: First
      • Dimensions: 0 x 0
      Laundry
      • Features: Closet
      • Level: Second
      • Dimensions: 0 x 0
      Living room
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Built-In Refrigerator, Convection Oven, Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Water Purifier, Washer
      • Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Decorative/Designer Lighting Fixtures, Eat-in Kitchen, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Concrete, Luxury Vinyl Plank, Tile
      • Windows: Window Coverings
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,381 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Additional Parking, Concrete, Driveway, Electric Gate, Electric Vehicle Charging Station(s), Gated, Paved, Parking Pad, Shared Driveway
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Covered, Front Porch, Patio
      • Pool features: None
      • Fencing: Fenced,Full,Gate,Privacy,Wood
      Lot
      • Size: 0.33 Acres
      • Features: Sprinkler System
      Details
      • Parcel number: 370691
      • Other equipment: Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Detached
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available
      Green energy
      • Energy efficient items: Insulation

      Community & HOA

      Community
      • Features: Curbs, Sidewalks
      • Subdivision: French Quarter
      HOA
      • Has HOA: No
      Location
      • Region: Waco

      Financial & listing details

      • Price per square foot: $319/sqft
      • Tax assessed value: $298,960
      • Annual tax amount: $7,260
      • Date on market: 9/17/2026
      • Cumulative days on market: 20 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $425,600

        $404,000 - $447,000

        $2,000/mo

        Price history

        DateEventPrice
        9/17/2026Listed for sale$439,900+10%$319/sqft
        Source: NTREIS #21389909 Report a problem
        2/29/2024Sold--
        Source: NTREIS #220114 Report a problem
        2/16/2024Pending sale$399,900$290/sqft
        Source: WMLS #220114 Report a problem
        2/9/2024Price change$399,900-11.1%$290/sqft
        Source: WMLS #220114 Report a problem
        1/12/2024Listed for sale$450,000+1053.8%$326/sqft
        Source: WMLS #220114 Report a problem
        8/5/2021Listing removed--
        Source: Owner Report a problem
        7/14/2021Listed for sale$39,000+21.9%$28/sqft
        Source: Owner Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        10/3/2020Listing removed$32,000$23/sqft
        Source: Owner Report a problem
        1/25/2020Listed for sale$32,000$23/sqft
        Source: Owner Report a problem
        12/5/2007Sold--
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,667 -6.3%$298,960 +1.7%
        2024$4,981 +15.7%$293,850 +53%
        2023$4,307 +230.6%$192,110 +271.2%
        2022$1,303 +79.9%$51,750 +84.8%
        2021$724 $28,000
        2020-- $28,000
        2019$984 $28,000 -20%
        2018$984 +129.9%$34,980 +132.3%
        2017$428 $15,060
        2016-- $15,060 -62.2%
        2015-- $39,820
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Oakwood

        Getting around

        4 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: South Waco
        • Middle: Cesar Chavez
        • High: University
        • District: Waco ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts