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  • $475,000

    3524 5th Ave, Saint James City, FL 33956

    3beds
    1,518sqft
    : 
    $3,028/mo
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    Single Family Residence
    Built in 2024
    5,488 Square Feet Lot
    $457,600 Zestimate®
    $313/sqft
    $-- HOA

    What's special

    Three generously sized bedroomsBright open-concept floor planSpacious great roomAmple cabinetrySplit-bedroom layout offers privacy
    This 2024-built 3-bedroom, 2-bath stilt home offers 1,518 square feet of modern coastal living and is built like it plans to be here a while. The oversized pilings are driven approximately 25 feet into the ground, providing serious structural confidence and peace of mind. Elevated, well-built, and thoughtfully designed, this home checks both the practical and aesthetic boxes. It has never been lived in full time, and yes—it still has that unmistakable “new home smell” you don’t usually get in resale homes. Inside, you’ll find a bright, open-concept floor plan with a spacious great room and a stylish kitchen featuring stainless steel appliances, ample cabinetry, and a large island perfect for entertaining, meal prepping, or pretending you’re on a cooking show. The split-bedroom layout offers privacy, with three generously sized bedrooms and two modern bathrooms finished with clean, contemporary touches. Natural light fills the home, and the elevated setting adds both airflow and charm. Downstairs, the covered area provides flexible space currently set up with a spa and seating—ideal for post-fishing relaxation, evening cocktails, or just enjoying the fact that you don’t live in a snowstorm. Parking is conveniently located in front of the home, and the stilt design makes excellent use of space while enhancing the coastal lifestyle. Situated near the highly desirable Henley Canal—one of the most active canals in St. James City—the home offers a front-row seat to daily boat traffic, island vibes, and authentic Pine Island living. You’re within walking distance to restaurants, waterfront bars, fishing spots, and all the local flavor that makes this area special. The home is currently set up for and actively operating as a vacation rental and can continue as such with new ownership, making it a rare find that works just as well as an investment as it does a personal retreat. Whether you’re looking for a primary residence, a seasonal escape, or a property that pays for itself while you’re not using it, this one delivers—with a little personality to match.
    209 days
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    436
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Reitz 239-257-5095,

    Sea Glass Gulf Realty,

    Carolyn Creagh 239-872-5597,

    Sea Glass Gulf Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026001749MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Dual Sinks, Kitchen Island, Living/Dining Room, Other, Pantry, Split Bedrooms, Shower Only, Separate Shower, Great Room
      • Flooring: Vinyl
      • Windows: Impact Glass
      • Furnished: Yes
      Interior area
      • Total structure area: 1,518
      • Total interior livable area: 1,518 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Underground, Garage, Unpaved
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open, Porch
      • Exterior features: Outdoor Shower, Other
      • Has spa: Yes
      • Spa features: Above Ground, Electric Heat
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: None
      Lot
      • Size: 5,488 Square Feet
      • Dimensions: 110 x 50 x 110 x 50
      • Features: Rectangular Lot
      Details
      • Parcel number: 0246220500422.0160
      • Lease amount: $0
      • Zoning description: MH-2

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Stilt
      • Property subtype: Single Family Residence
      Materials
      • Modular/Prefab, Vinyl Siding, Wood Frame
      • Foundation: Pillar/Post/Pier, Raised
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2024

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Not Available

      Community & HOA

      Community
      • Features: Boat Facilities
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: ST JAMES CITY
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      • HOA phone: 000-000-0000
      Location
      • Region: Saint James City

      Financial & listing details

      • Price per square foot: $313/sqft
      • Tax assessed value: $411,974
      • Annual tax amount: $6,164
      • Date on market: 1/10/2026
      • Cumulative days on market: 211 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family
      • Road surface type: Unimproved

        Estimated market value

        $457,600

        $435,000 - $480,000

        $2,313/mo

        Price history

        DateEventPrice
        2/7/2026Price change$475,000-5%$313/sqft
        Source: Florida Gulf Coast MLS #2026001749 Report a problem
        1/11/2026Listing removed$4,000$3/sqft
        Source: Florida Gulf Coast MLS #2025020927 Report a problem
        1/11/2026Listed for sale$499,900+78.5%$329/sqft
        Source: Florida Gulf Coast MLS #2026001749 Report a problem
        12/16/2025Price change$4,000-11.1%$3/sqft
        Source: Florida Gulf Coast MLS #2025020927 Report a problem
        11/18/2025Listed for rent$4,500$3/sqft
        Source: Florida Gulf Coast MLS #2025020927 Report a problem
        9/12/2022Sold$280,000-2.1%$184/sqft
        Source: Florida Gulf Coast MLS #222056355 Report a problem
        8/9/2022Pending sale$286,000$188/sqft
        Source: Florida Gulf Coast MLS #222056355 Report a problem
        8/2/2022Price change$286,000-2.7%$188/sqft
        Source: Florida Gulf Coast MLS #222056355 Report a problem
        7/26/2022Listed for sale$294,000$194/sqft
        Source: Florida Gulf Coast MLS #222056355 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,422 +985.4%$411,974 +2297.7%
        2024$592 +26%$17,182 -45.7%
        2023$470 -40.4%$31,630 -39%
        2022$788 +4.3%$51,865 +3%
        2021$756 +2.2%$50,354 +1.4%
        2020$740 +2.3%$49,659 -37.9%
        2019$723 $79,939 +67.8%
        2018$723 +1.1%$47,638 +2.1%
        2017$715 +2.1%$46,658 -33.7%
        2016$701 +3.2%$70,325 +5%
        2015$679 +6.2%$67,000 +4.4%
        2014$639 +3.7%$64,199 +24.2%
        2013$616 +3.7%$51,696 -6.9%
        2012$594 +0.4%$55,500 +31.1%
        2011$592 -14.3%$42,344 -9.7%
        2010$691 -4.5%$46,892 -5.6%
        2009$724 +0.3%$49,680 -27.3%
        2008$722 +4.7%$68,290 -12.3%
        2007$690 -0.1%$77,830 -23.1%
        2006$690 -32.8%$101,260 +132.5%
        2004$1,027 +22.2%$43,550 +37.9%
        2003$840 +21.6%$31,570 +31.5%
        2002$691 $24,000 +12%
        2000-- $21,420
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33956

        Getting around

        13 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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