Enjoy lake living in a low-maintenance community with daily water views, boating, fishing, swimming, kayaking, walking paths, and beach access. Private boat slip just steps away. Open floor plan featuring Living Room with wood-burning fireplace, built-ins, cathedral ceiling, and water views. Kitchen with stainless steel appliances, built-in counter height microwave, custom cabinetry w/lighting, Cambria countertops, solar tubes providing natural light, and large pantry. Main-level laundry with custom cabinets, counter space and utility sink. Three bedrooms on main, including Primary with vaulted ceiling which overlooks the water. Finished walk-out basement offers Family Room with fireplace and built-ins; Bedroom #4 with two closets and Full Bath. There is a Bonus Room which offers additional flexible space. California Closets System used throughout the home. Exceptional storage. Oversized 2-car garage. Enjoy every-day living that feels like a retreat! Close to shopping and restaurants.
Sold
$699,000
3530 Clearwater Cir, Indianapolis, IN 46240
4beds
3,067sqft
Residential, Single Family Residence
Built in 1987
2,178 Square Feet Lot
$707,400 Zestimate®
$228/sqft
$2,812 Estimated rent
Home value
$707,400
$665,000 - $757,000
$2,812/mo
Zestimate® history
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List your homeWhat's special
Beach accessFinished walk-out basementWater viewsDaily water viewsExceptional storageWalking pathsCathedral ceiling
Zillow last checked:
Listing updated:
Listed by:
Liz Hanes 317-509-8478,
eXp Realty, LLC
Bought with:
Matt McLaughlin
F.C. Tucker Company
Tracy Nondorf
F.C. Tucker Company
Source: MIBOR as distributed by MLS GRID,MLS#: 22078451
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 4
- Level: Basement
- Area: 208 Square Feet
- Dimensions: 16x13
Bonus room
- Level: Basement
- Area: 144 Square Feet
- Dimensions: 12x12
Dining room
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Family room
- Level: Basement
- Area: 480 Square Feet
- Dimensions: 24x20
Kitchen
- Features: Tile-Ceramic
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15x12
Laundry
- Features: Tile-Ceramic
- Level: Main
- Area: 60 Square Feet
- Dimensions: 10x6
Living room
- Level: Main
- Area: 260 Square Feet
- Dimensions: 20x13
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator, Water Heater, Water Softener Owned
- Laundry: Main Level, Sink
Features
- Attic Pull Down Stairs, Double Vanity, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, Ceiling Fan(s), Hardwood Floors, Pantry, Smart Thermostat, Walk-In Closet(s)
- Flooring: Hardwood
- Windows: Wood Work Painted
- Basement: Finished,Walk-Out Access
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Basement, Living Room, Wood Burning
Interior area
- Total structure area: 3,067
- Total interior livable area: 3,067 sqft
- Finished area below ground: 1,311
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Garage Parking Other(Finished Garage, Garage Door Opener, Keyless Entry)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck
- Exterior features: Gutter Guards, Sprinkler System
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Slip, Dock, Lake Privileges, Lake Front, Water Access, Water View, Waterfront
Lot
- Size: 2,178 Square Feet
- Features: Cul-De-Sac, Street Lights, Mature Trees
Details
- Parcel number: 490220103013000800
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Residential, Single Family Residence
- Attached to another structure: Yes
Materials
- Cement Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Low Maintenance Lifestyle, Lake, Street Lights
- Subdivision: Clearwater Cove
HOA
- Has HOA: Yes
- Amenities included: Insurance, Maintenance Grounds, Maintenance, Management, Security, Snow Removal, Trash
- Services included: Entrance Common, Insurance, Lawncare, Maintenance Grounds, Maintenance Structure, Management, Security, Snow Removal, Trash
- HOA fee: $495 monthly
- HOA phone: 317-259-0383
Location
- Region: Indianapolis
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $612,000
- Annual tax amount: $7,238
- Date on market: 1/10/2026
- Cumulative days on market: 24 days
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Sold | $699,000-2.1%$228/sqft |
Source:  MIBOR as distributed by MLS GRID #22078451 Report a problem | ||
| 2/2/2026 | Pending sale | $714,000$233/sqft |
Source: MIBOR as distributed by MLS GRID #22078451 Report a problem | ||
| 1/10/2026 | Listed for sale | $714,000$233/sqft |
Source: MIBOR as distributed by MLS GRID #22078451 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,237 +8.1% | $612,000 +15.4% |
| 2024 | $6,695 -3.2% | $530,100 +6.9% |
| 2023 | $6,913 +11.6% | $495,700 -0.6% |
| 2022 | $6,194 +6.3% | $498,600 +9.6% |
| 2021 | $5,826 +7.2% | $455,100 |
| 2020 | $5,437 +7.8% | $455,100 |
| 2019 | $5,045 +0.4% | $455,100 +4.9% |
| 2018 | $5,025 +26.1% | $433,700 -0.3% |
| 2017 | $3,987 +1% | $434,900 +18.5% |
| 2016 | $3,949 +2.1% | $367,000 -1% |
| 2014 | $3,867 -17.7% | $370,600 +14.9% |
| 2013 | $4,700 | $322,600 -28.3% |
| 2012 | $4,700 | $450,000 +4.9% |
| 2011 | -- | $429,000 -10.1% |
| 2010 | $4,980 +10.1% | $477,000 -2.8% |
| 2009 | $4,522 | $490,600 +20.5% |
| 2007 | -- | $407,000 -0.5% |
| 2006 | -- | $409,200 +42% |
| 2005 | -- | $288,100 |
| 2004 | -- | $288,100 |
| 2003 | -- | $288,100 +157.7% |
| 2002 | -- | $111,800 +200% |
| 2001 | -- | $37,270 |
| 2000 | -- | $37,270 |
Find assessor info on the county website
Neighborhood: Clearwater
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Nearby schools
GreatSchools rating
- 7/10Clearwater Elementary SchoolGrades: K-5Distance: 0.5 mi
- 6/10Eastwood Middle SchoolGrades: 6-8Distance: 2.6 mi
- 7/10North Central High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Clearwater Elementary School
- Middle: Eastwood Middle School
- High: North Central High School
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$707,400
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Estimated market value
$707,400
- Indiana
- Marion County
- Indianapolis
- 46240
- Clearwater
- 3530 Clearwater Cir
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