Live the lake life without leaving the city in this beautifully updated end-unit condo on Lake Clearwater-complete with your own dock and pontoon boat. With 3 bedrooms, 2.5 baths, and 2,382 square feet, this home blends low-maintenance living with the serenity of waterfront views and the convenience of being close to everything Indianapolis has to offer. Enjoy crystal clear waters and scenic surroundings perfect for boating, kayaking, fishing, or quiet mornings by the lake. This sought-after community also connects you to miles of walking trails and supports an active, outdoor lifestyle. Inside, you'll love the flexibility of multiple gathering spaces, a main-level office, and a vaulted living area with woodburning fireplace. The updated kitchen offers style and functionality, while the newly renovated, spa-like primary bath provides a calming retreat. The walkout lower level includes two additional bedrooms, perfect for guests or extended stays, plus great space for entertaining. A rare find among Indianapolis waterfront homes, this Lake Clearwater condo offers seasonal beauty, elevated comfort, and year-round enjoyment-just minutes from the best of Indianapolis living, with seamless access to upscale shopping, dining, and the everyday conveniences that make life effortless.
Sold
$660,000
3532 Clearwater Cir, Indianapolis, IN 46240
3beds
2,382sqft
Residential, Condominium
Built in 1987
-- sqft lot
$664,100 Zestimate®
$277/sqft
$2,631 Estimated rent
Home value
$664,100
$611,000 - $724,000
$2,631/mo
Zestimate® history
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$3,813/mo
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Zillow last checked:
Listing updated:
Listed by:
Sandra Ginn 317-332-9828,
Encore Sotheby's International
Bought with:
Catherine Fese
F.C. Tucker Company
Source: MIBOR as distributed by MLS GRID,MLS#: 22043283
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Level: Basement
- Area: 234 Square Feet
- Dimensions: 18x13
Bedroom 3
- Level: Basement
- Area: 208 Square Feet
- Dimensions: 16x13
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Family room
- Level: Basement
- Area: 285 Square Feet
- Dimensions: 19x15
Kitchen
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16x10
Laundry
- Level: Main
- Area: 54 Square Feet
- Dimensions: 9x6
Living room
- Level: Main
- Area: 208 Square Feet
- Dimensions: 16x13
Office
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Play room
- Level: Basement
- Area: 130 Square Feet
- Dimensions: 13x10
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Electric Oven, Refrigerator, Washer, Water Purifier, Water Softener Owned
- Laundry: Main Level
Features
- Breakfast Bar, Cathedral Ceiling(s), Tray Ceiling(s), Vaulted Ceiling(s), Entrance Foyer, Pantry
- Windows: Wood Work Painted
- Basement: Ceiling - 9+ feet
- Number of fireplaces: 2
- Fireplace features: Family Room, Great Room
- Common walls with other units/homes: 1 Common Wall,End Unit
Interior area
- Total structure area: 2,382
- Total interior livable area: 2,382 sqft
- Finished area below ground: 1,103
Property
Parking
- Total spaces: 2
- Parking features: Attached, Asphalt
- Attached garage spaces: 2
- Details: Garage Parking Other(Garage Door Opener, Keyless Entry)
Features
- Levels: One
- Stories: 1
- Entry location: Ground Level
- Patio & porch: Deck
- Exterior features: Sprinkler System
- On waterfront: Yes
- Waterfront features: Dock, Lake Front, Water View
Lot
- Size: 1,742 Square Feet
- Features: Cul-De-Sac, Storm Sewer, Street Lights, Mature Trees, Wooded
Details
- Parcel number: 490220103017000800
- Horse amenities: None
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Residential, Condominium
- Attached to another structure: Yes
Materials
- Brick, Cement Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Security System Owned
- Subdivision: Clearwater Cove
HOA
- Has HOA: Yes
- Amenities included: Insurance, Maintenance Grounds, Maintenance, Management, Security, Snow Removal
- Services included: Entrance Common, Insurance, Lawncare, Maintenance Grounds, Maintenance Structure, Management, Security, Snow Removal
- HOA fee: $495 monthly
- HOA phone: 217-259-0383
Location
- Region: Indianapolis
Financial & listing details
- Price per square foot: $277/sqft
- Tax assessed value: $486,400
- Annual tax amount: $5,392
- Date on market: 6/11/2025
- Cumulative days on market: 6 days
Price history
| Date | Event | Price |
|---|---|---|
| 8/15/2025 | Sold | $660,000+1.5%$277/sqft |
Source:  MIBOR as distributed by MLS GRID #22043283 Report a problem | ||
| 6/16/2025 | Pending sale | $650,000$273/sqft |
Source: MIBOR as distributed by MLS GRID #22043283 Report a problem | ||
| 6/11/2025 | Listed for sale | $650,000+60.5%$273/sqft |
Source: MIBOR as distributed by MLS GRID #22043283 Report a problem | ||
| 8/22/2003 | Sold | $405,000$170/sqft |
Source: MIBOR as distributed by MLS GRID #2330591 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,635 +11.6% | $486,400 +17% |
| 2024 | $5,048 -6.4% | $415,800 +7.9% |
| 2023 | $5,391 +13% | $385,300 -1.7% |
| 2022 | $4,770 +6.1% | $392,100 +10.8% |
| 2021 | $4,495 +7% | $353,800 |
| 2020 | $4,202 +8.5% | $353,800 |
| 2019 | $3,874 +0.6% | $353,800 +5.7% |
| 2018 | $3,851 +28.6% | $334,800 +0.1% |
| 2017 | $2,994 +0.5% | $334,300 +21.8% |
| 2016 | $2,981 +2.4% | $274,400 -1.8% |
| 2014 | $2,910 -36.6% | $279,500 -14.6% |
| 2013 | $4,592 | $327,100 -25.6% |
| 2012 | $4,592 | $439,700 +7.9% |
| 2011 | -- | $407,500 -1.3% |
| 2010 | $4,279 +11.3% | $412,900 -2.8% |
| 2009 | $3,846 | $424,700 +20.5% |
| 2007 | -- | $352,400 +0% |
| 2006 | -- | $352,300 +42.3% |
| 2005 | -- | $247,600 |
| 2004 | -- | $247,600 |
| 2003 | -- | $247,600 +153.4% |
| 2002 | -- | $97,700 +200.1% |
| 2001 | -- | $32,560 |
| 2000 | -- | $32,560 |
Find assessor info on the county website
Neighborhood: Clearwater
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Nearby schools
GreatSchools rating
- 7/10Clearwater Elementary SchoolGrades: K-5Distance: 0.5 mi
- 6/10Eastwood Middle SchoolGrades: 6-8Distance: 2.6 mi
- 7/10North Central High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Clearwater Elementary School
- Middle: Eastwood Middle School
- High: North Central High School
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$664,100
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Estimated market value
$664,100
- Indiana
- Marion County
- Indianapolis
- 46240
- Clearwater
- 3532 Clearwater Cir
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