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For sale
    • Price cut: $15K (6/26)
    $860,000

    354 Cobalt Ln, Miramar Beach, FL 32550

    4beds
    2,592sqft
    : 
    $5,252/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    6,534 Square Feet Lot
    $-- Zestimate®
    $332/sqft
    $-- HOA

    What's special

    Open-concept layoutSpacious primary suiteLarge quartz islandFilled with natural lightSoaking tubOversized screened porchAdditional downstairs bedroom
    Welcome Home to 354 Cobalt Ln. Positioned at the end of a quiet cul-de-sac within the gated golf community of Emerald Bay, this exceptional 4-bedroom, 3-bath custom home built by award-winning Huff Homes of Florida offers a blend of craftsman style, comfort, and privacy. Designed with an open-concept layout, the home is filled with natural light and enhanced by 10-foot ceilings, 8-foot doors, crown molding, and wide-plank engineered hardwood flooring throughout. The chef's kitchen serves as the centerpiece, featuring a large quartz island, a stainless steel Wolf gas stove with a professional hood vent. The matching stainless steel fridge, dishwasher, and built-in microwave offer a clean and seamless feel. The custom cabinetry with soft-close features and a backsplash that sets the space off and adds timeless beauty. The thoughtfully designed floor plan includes a spacious primary suite with dual vanities, soaking tub, separate tile shower, and generous closet space with custom built-in shelving. The additional downstairs bedroom and a versatile upstairs living area provide flexibility for an office, playroom, study, additional living room, or addition to a guest suite. The bedrooms upstairs are spacious and provide a shared Jack & Jill bathroom. Step outside to a private, fully fenced backyard backing to a natural preserve, complete with an oversized screened porch--perfect for relaxing or hosting year-round. The additional fire pit allows for conversation and entertaining long into the night. Residents of Emerald Bay enjoy access to a championship golf course, clubhouse, tennis courts, and community pool, all just minutes from premier shopping, dining, and the world-renowned beaches of Destin and South Walton. This is a rare opportunity to own a meticulously upgraded home in one of the Emerald Coast's most sought-after communities
    109 days
    |
    408
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michael E Kocher 850-699-3023,

    Realty ONE Group Emerald Coast

    Source: ECAOR,MLS#: 999876MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 15 x 14
      Bedroom
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 195 Square Feet
      • Dimensions: 15 x 13
      Dining room
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Kitchen
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Living room
      • Level: First
      • Area: 340 Square Feet
      • Dimensions: 20 x 17
      Sitting room
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Heating
      • Natural Gas
      Appliances
      • Included: Dishwasher, Dryer, Range Hood, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Vaulted Ceiling(s), Pantry
      • Windows: Plantation Shutters
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,592
      • Total interior livable area: 2,592 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Garage
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Screened
      • Exterior features: Private Yard, Lawn Pump
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 107 x 13 x 138 x 30 x 79
      • Features: Cleared, Covenants, Cul-De-Sac, Dead End, Interior Lot, Level, Restrictions
      Details
      • Parcel number: 302S21429110000130
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Frame, Brick
      • Foundation: Slab
      • Roof: Shake
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Gated, Golf, Short Term Rental - Not Allowed, Pool, Tennis Court(s)
      • Subdivision: EMERALD BAY PH 2A
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Recreational Faclty
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $332/sqft
      • Tax assessed value: $777,075
      • Annual tax amount: $6,953
      • Date on market: 4/6/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/26/2026Price change$860,000-1.7%$332/sqft
        Source: ECAOR #999876 Report a problem
        5/14/2026Price change$875,000-2.7%$338/sqft
        Source: ECAOR #999876 Report a problem
        4/6/2026Listed for sale$899,000+47.1%$347/sqft
        Source: ECAOR #999876 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        8/16/2019Sold$611,000-3.3%$236/sqft
        Source: Public Record Report a problem
        7/4/2019Listed for sale$632,000+7.4%$244/sqft
        Source: Owner Report a problem
        1/3/2019Sold$588,500$227/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,953 +3.9%$762,796 +10%
        2024$6,693 +7.8%$693,451 +10%
        2023$6,210 +2.2%$630,410 +10%
        2022$6,075 +17.9%$573,100 +10%
        2021$5,153 +9%$521,000 +10%
        2020$4,728 +14.9%$473,636 +4.9%
        2019$4,114 $451,629 +502.3%
        2018$4,114 +450.3%$74,984 +3%
        2017$748 +3.6%$72,800
        2016$722 $72,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32550

        Getting around

        1 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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