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For sale
  • Price cut: $50K (4/27)
    $1,348,000

    3586 Waverly Cir, Destin, FL 32541

    3beds
    2,206sqft
    : 
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    Single Family Residence
    Built in 2006
    3,920 Square Feet Lot
    $-- Zestimate®
    $611/sqft
    $-- HOA

    What's special

    Private poolElevator accessThree ensuite bedroomsVaulted ceilingsHot tubs
    3586 Waverly offers a rare opportunity to own a highly versatile coastal property that combines strong rental performance, private resort-style amenities, and an exceptional beach lifestyle within the gated community of Destin Pointe. Designed for buyers seeking a balance of personal enjoyment and investment potential, the home delivers the flexibility to enjoy as a private retreat while also capitalizing on the area's consistent vacation rental demand -- all while offering an easier ownership experience than many properties with direct Gulf-front exposure. Already demonstrating impressive income potential, the property currently has $95,801 in rental income on the books for 2026 as of May 2026, reinforcing its strong appeal among vacation guests and repeat visitors alike. Several features help distinguish 3586 Waverly within the Destin Pointe market, including a private pool, elevator access, walkability to the beach, and a layout well-suited for multigenerational use and larger groups. The converted garage serves as a dedicated game and entertainment space with additional sleeping accommodations, enhancing both guest experience and rental flexibility. Inside, the home was thoughtfully designed for comfort, privacy, and gathering. The main level features three ensuite bedrooms, providing an ideal setup for hosting multiple families or guests while maintaining privacy throughout the home. Upstairs, vaulted ceilings and expansive windows create a bright and inviting living space centered around the kitchen, dining, and entertaining areas, all filled with natural light and peaceful views. Every floor offers balcony access, creating seamless indoor-outdoor living and multiple opportunities to enjoy the coastal setting. The screened porch overlooking the pool adds another layer to the ownership experience -- offering a shaded retreat for outdoor dining, relaxing after the beach, or conveniently storing beach gear between outings. Owners and guests enjoy access to the extensive amenities of Destin Pointe, including gated beach access, two community pools -- including a zero-entry Gulf-front pool -- hot tubs, tennis courts, shuffleboard, scenic walking paths, and the privacy and security of one of Destin's most desirable gated beach communities.More than simply a beach home, 3586 Waverly offers a lifestyle-driven ownership opportunity centered around flexibility, comfort, entertainment, and long-term enjoyment in the heart of Destin.
    171 days
    |
    694
    |
    39
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    At The Beach Team 850-654-3325,

    Keller Williams Realty Destin,

    Courtney Ledezma 850-608-0677,

    Keller Williams Realty SRB

    Source: ECAOR,MLS#: 993255MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10 x 9
      Bedroom
      • Level: Second
      • Area: 99 Square Feet
      • Dimensions: 11 x 9
      Garage
      • Level: First
      • Area: 304.8 Square Feet
      • Dimensions: 24 x 12.7
      Kitchen
      • Level: Third
      • Area: 247 Square Feet
      • Dimensions: 19 x 13
      Living room
      • Level: Third
      • Area: 266 Square Feet
      • Dimensions: 19 x 14
      Sitting room
      • Level: Third
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Storage
      • Level: First
      • Area: 85 Square Feet
      • Dimensions: 10 x 8.5
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Upgraded Media Wing, Walls Wainscoting
      • Flooring: Hardwood, Tile
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,206
      • Total interior livable area: 2,206 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Guest
      • Garage spaces: 1
      Features
      • Stories: 3
      • Patio & porch: Porch, Screened
      • Exterior features: Balcony, Private Yard, Outdoor Shower, Sprinkler System
      • Pool features: In Ground
      • Fencing: Partial
      • Has view: Yes
      • View description: Gulf, Gulf/Pass, Harbor, Intracoastal Waterwy, Lake
      • Has water view: Yes
      • Water view: Gulf,Gulf/Pass,Harbor,Intracoastal Waterwy,Lake
      • Waterfront features: Lake Front
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 60 x 98 x 27 x 100
      • Features: Covenants, Flood Insurance Req, Restrictions, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S24011000000300
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Frame, Siding CmntFbrHrdBrd
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Community Room, Deed Access, Gated, Pavillion/Gazebo, Pool, TV Cable, Tennis Court(s), Waterfront, Whirlpool
      • Subdivision: DESTIN POINTE
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Legal, Licenses/Permits, Management, Recreational Faclty, Security, Cable TV, Internet
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $611/sqft
      • Tax assessed value: $1,278,474
      • Annual tax amount: $15,107
      • Date on market: 1/20/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/27/2026Price change$1,348,000-3.6%$611/sqft
        Source: ECAOR #993255 Report a problem
        1/20/2026Listed for sale$1,398,000-6.7%$634/sqft
        Source: ECAOR #993255 Report a problem
        3/21/2025Listing removed$1,499,000$680/sqft
        Source: ECAOR #963007 Report a problem
        1/9/2025Price change$1,499,000-1.7%$680/sqft
        Source: ECAOR #963007 Report a problem
        11/25/2024Price change$1,525,000-0.7%$691/sqft
        Source: ECAOR #963007 Report a problem
        11/14/2024Listed for sale$1,535,000+7%$696/sqft
        Source: ECAOR #963007 Report a problem
        8/12/2022Sold$1,435,000-4%$650/sqft
        Source: ECAOR #891989 Report a problem
        7/19/2022Pending sale$1,495,000$678/sqft
        Source: ECAOR #891989 Report a problem
        7/2/2022Price change$1,495,000-2%$678/sqft
        Source: ECAOR #891989 Report a problem
        6/1/2022Listed for sale$1,525,000$691/sqft
        Source: ECAOR #891989 Report a problem
        5/14/2022Pending sale$1,525,000$691/sqft
        Source: ECAOR #891989 Report a problem
        4/4/2022Price change$1,525,000-4.4%$691/sqft
        Source: ECAOR #891989 Report a problem
        2/25/2022Listed for sale$1,595,000+64.4%$723/sqft
        Source: ECAOR #891989 Report a problem
        1/14/2022Sold$970,000+38.8%$440/sqft
        Source: Public Record Report a problem
        7/6/2020Sold$699,000-6.7%$317/sqft
        Source: Public Record Report a problem
        6/3/2020Pending sale$749,000$340/sqft
        Source: RE/MAX By the Sea #838328 Report a problem
        4/29/2020Price change$749,000-2.6%$340/sqft
        Source: RE/MAX By the Sea #838328 Report a problem
        1/22/2020Price change$769,000+2.5%$349/sqft
        Source: RE/MAX By the Sea #838328 Report a problem
        10/8/2019Price change$749,900-3.4%$340/sqft
        Source: World Impact Real Estate #826730 Report a problem
        7/9/2019Listed for sale$776,000$352/sqft
        Source: World Impact Real Estate #826730 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$14,943 +10.3%$1,247,075 +10%
        2023$13,543 +73.1%$1,133,705 +64.9%
        2022$7,824 +29.9%$687,663 +31.5%
        2021$6,021 -2.2%$522,884 +6.3%
        2020$6,155 +6.7%$491,958 +8.2%
        2019$5,768 +3%$454,738 +4.3%
        2018$5,598 $435,976 +0.1%
        2017$5,598 -1.7%$435,575 +6.4%
        2016$5,693 +7%$409,484 +3.1%
        2015$5,319 +1.3%$397,124 +0.8%
        2014$5,252 $394,137 +23.4%
        2013-- $319,461 +6.9%
        2012-- $298,874 -7.3%
        2011-- $322,353 -22.2%
        2010-- $414,375 -17.8%
        2009-- $504,342 -6.8%
        2008-- $540,943 -12.1%
        2007-- $615,252 +101.1%
        2006-- $306,000 +36.4%
        2005-- $224,400 +94.5%
        2004-- $115,382 +41.4%
        2003-- $81,600 +12%
        2002-- $72,828 +1%
        2001-- $72,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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