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For sale
  • Price cut: $66K (5/19)
    $1,599,000

    3590 Waverly Cir, Destin, FL 32541

    4beds
    1,768sqft
    : 
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    Single Family Residence
    Built in 1999
    6,098 Square Feet Lot
    $-- Zestimate®
    $904/sqft
    $-- HOA

    What's special

    Updated lightingFour-bedroom homeQuartz countertopsNew gas rangeFull interior repaintComfort-height toiletsNew washer and dryer
    Exceptional investment opportunity with a proven track record of strong rental income. This beautifully maintained property generated more than $150,000 in gross rental revenue in 2025 and already has over $128,000 in confirmed bookings for 2026. In addition, future bookings from May 2026 through December 2027 currently exceed $175,000, offering immediate cash flow and outstanding income potential for the next owner. Located on Holiday Isle within Destin Pointe, a gated and private beachfront community, this exceptional four-bedroom home offers both lifestyle and performance in one of Destin's most desirable resort settings. The home features multiple lake-view decks, convenient access to the sugar-white sands of the East Pass, and a private pool ideal for relaxing after a day on the water. An oversized driveway provides ample parking -- a rare and valuable feature in this community. Inside, the thoughtfully designed layout showcases stainless steel appliances, quartz countertops, a new gas range, crisp wainscoting, and a striking grid-pattern ceiling that adds custom coastal character. Extensive recent upgrades enhance the home's turnkey appeal and provide peace of mind, including a new HVAC cooling unit, 47-gallon water heater, pool heater, pool pump with LED lighting, and a resurfaced pool with updated tile. The pool deck has been renovated with new stone pavers, and exterior woodwork has been repaired and freshly painted, complemented by new fencing and a pergola installation. Additional improvements include a full interior repaint, updated lighting, comfort-height toilets, new washer and dryer, new microwave and dishwasher, all new smart TVs, custom bunk beds, new mattresses throughout, updated furnishings, and a new Weber grill. An outdoor shower further elevates the private pool experience. Residents and guests of Destin Pointe also enjoy access to exceptional community amenities, including tennis courts, three community pools (one heated), and two hot tubs, enhancing both owner enjoyment and rental appeal. A rare opportunity to own a high-performing investment property that seamlessly blends strong income potential with the sought-after Destin Pointe coastal lifestyle.
    138 days
    |
    592
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nichole P Causton 850-714-7600,

    Go Coastal Realty LLC

    Source: ECAOR,MLS#: 995903MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bedroom
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11 x 10
      Primary bathroom
      • Level: First
      • Area: 169 Square Feet
      • Dimensions: 13 x 13
      Dining room
      • Description: Dining/Living Combo
      • Level: Second
      • Area: 391 Square Feet
      • Dimensions: 23 x 17
      Kitchen
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Sitting room
      • Level: Second
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Heating
      • Natural Gas
      Cooling
      • Gas, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Washer, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Bookcases, Walls Wainscoting
      • Flooring: Hardwood, Tile
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Gas
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,768
      • Total interior livable area: 1,768 sqft

      Property

      Parking
      • Total spaces: 3
      Features
      • Stories: 2
      • Patio & porch: Covered, Patio
      • Exterior features: Balcony, Private Yard
      • Pool features: In Ground
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 50 x 100 x 50 x 107
      • Features: Covenants, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S24011000000280
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Masonite, Stucco
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1999

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Community Room, Fishing, Gated, Minimum Rental Prd, Picnic Area, Pool, Tennis Court(s), Whirlpool
      • Security: Smoke Detector(s)
      • Subdivision: DESTIN POINTE
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $904/sqft
      • Tax assessed value: $1,091,106
      • Annual tax amount: $12,292
      • Date on market: 2/21/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/19/2026Price change$1,599,000-4%$904/sqft
        Source: ECAOR #995903 Report a problem
        3/24/2026Price change$1,665,000-1.5%$942/sqft
        Source: ECAOR #995903 Report a problem
        2/21/2026Listed for sale$1,690,000+64.9%$956/sqft
        Source: ECAOR #995903 Report a problem
        10/8/2021Sold$1,025,000+3%$580/sqft
        Source: ECAOR #880203 Report a problem
        10/7/2021Pending sale$995,000$563/sqft
        Source: ECAOR #880203 Report a problem
        8/24/2021Listed for sale$995,000+60.5%$563/sqft
        Source: ECAOR #880203 Report a problem
        6/26/2018Sold$620,000-3.1%$351/sqft
        Source: ECAOR #797886 Report a problem
        5/15/2018Pending sale$640,000$362/sqft
        Source: Scenic Sotheby's International Realty #797886 Report a problem
        5/7/2018Listed for sale$640,000-14.7%$362/sqft
        Source: Scenic Sotheby's International Realty #797886 Report a problem
        3/16/2018Listing removed$749,900$424/sqft
        Source: CENTURY 21 Blue Marlin Pelican #771427 Report a problem
        12/21/2017Price change$749,900-6.3%$424/sqft
        Source: CENTURY 21 Blue Marlin #771427 Report a problem
        4/13/2017Listed for sale$799,999-5.9%$452/sqft
        Source: CENTURY 21 Blue Marlin #771427 Report a problem
        5/16/2008Listing removed$850,000$481/sqft
        Source: Keller Williams Realty #480273 Report a problem
        3/9/2008Listed for sale$850,000$481/sqft
        Source: Keller Williams Realty #480273 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$11,817 +11%$919,697 -3.9%
        2023$10,649 +16.3%$956,812 +25.9%
        2022$9,160 +47.6%$760,080 +52.1%
        2021$6,207 +5.3%$499,828 +6.1%
        2020$5,893 +5.8%$470,996 +7.3%
        2019$5,569 +3.4%$439,054 +4.6%
        2018$5,388 $419,628 +5.7%
        2017$5,388 +3.9%$396,959 +6.1%
        2016$5,188 +6.7%$374,141 +3.3%
        2015$4,860 +1.7%$362,364 +0.9%
        2014$4,777 $359,078 +24.4%
        2013-- $288,623 +7.7%
        2012-- $267,921 -20.5%
        2011-- $336,894 -24.6%
        2010-- $446,706 -20.3%
        2009-- $560,642 -6.9%
        2008-- $602,066 -16.9%
        2007-- $724,927 -0.2%
        2006-- $726,614 +23.4%
        2005-- $588,886 +41.6%
        2004-- $415,795 +12.8%
        2003-- $368,487 +6.2%
        2002-- $346,822 +4.4%
        2001-- $332,186

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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