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Sold for $385,000
  • $385,000

    3628 N HIAWATHA TERRACE, CRYSTAL RIVER, FL 34428

    2beds
    1,380sqft
    Single Family Residence
    Built in 1978
    10,736 Square Feet Lot
    $388,500 Zestimate®
    $279/sqft
    $2,253 Estimated rent

    Home value

    $388,500

    $346,000 - $439,000

    $2,253/mo

    Zestimate® history
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    What's special

    Peaceful canalEnclosed lanaiOpen floor planCanal-front home
    One or more photo(s) has been virtually staged. Ahoy there! Motivated seller is ready to sail off into the sunset. Move in ready. Canal home. Great for investment(short term or long term rental), primary residence, or vacation home. Live Where Others Vacation – Waterfront Home. Your Waterfront Escape Awaits in Crystal River! This beautifully updated 2-bedroom, 2.1-bath canal-front home is more than just a house—it's your gateway to the Crystal River lifestyle. Launch your boat from your own backyard and cruise the peaceful canal out to the sparkling waters of Crystal River and beyond to the Gulf of America. Whether you're swimming with manatees, scalloping, fishing, or simply soaking in the views, you'll love every minute of living in this coastal paradise. Step inside and be WOWed—this home has been practically rebuilt from the inside out with thoughtful updates throughout. Nearly every major component is brand new: the roof was replaced in 2025, the A/C unit was installed in 2024, and the hot water heater is also brand new as of 2025. The kitchen underwent a full renovation in 2025, featuring soft-close cabinetry, new appliances, recessed lighting, and a fresh, modern style. Both bathrooms were updated in 2024 and 2025 with tasteful finishes. In 2025, the lower portion of the interior walls (4 feet and below) were replaced and freshly painted, and beautiful tile flooring was installed throughout the home in 2024. Brand new blinds were added in 2025 for a cohesive, clean look. The exterior of the home was freshly painted in 2025, the garage now features new epoxy flooring, and the enclosed lanai has been upgraded with stylish new paver flooring. Even the septic system was pumped in 2025, giving you peace of mind for years to come. This home is low-maintenance and truly move-in ready—just bring your suitcase and your love for waterfront living. The open floor plan is perfect for entertaining, with plenty of natural light and views that remind you daily that you're living somewhere special. The enclosed lanai offers a quiet, serene space to sip your morning coffee or enjoy an evening cocktail while watching the boats drift by. The canal is wide and navigable—ideal for setting out on your boat for a day of adventure. Living in Crystal River means every day feels like a vacation. Swim with manatees at nearby Three Sisters Springs, explore the miles of scenic trails at Crystal River Preserve State Park, or spend your days fishing, scalloping, or simply basking in the sun. This coastal community offers waterfront dining, charming shops, and a laid-back lifestyle that’s hard to beat. Whether you're looking for a permanent residence, a second home, or a smart investment property, this home checks all the boxes. Don’t miss your chance to own a slice of waterfront heaven—homes like this don’t come along often. Come experience the beauty, freedom, and fun of Crystal River living. You’ll never want to leave.

    Zillow last checked:

    Listing updated:

    Listed by:

    Konstantinos Pappas 352-717-8288,

    JASON MITCHELL REAL ESTATE FLO 754-307-0607,

    Carrie Pappas 352-460-1109,

    JASON MITCHELL REAL ESTATE FLO

    Bought with:

    Gregory Cowen, 3152281

    COWEN PROPERTY GROUP

    Source: Stellar MLS,MLS#: O6330495MLS LogoOriginating MLS: Osceola

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 143 Square Feet
    • Dimensions: 11x13
    Bedroom 2
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 143 Square Feet
    • Dimensions: 13x11
    Balcony porch lanai
    • Level: First
    • Area: 255 Square Feet
    • Dimensions: 17x15
    Dining room
    • Level: First
    • Area: 90 Square Feet
    • Dimensions: 9x10
    Family room
    • Level: First
    • Area: 315 Square Feet
    • Dimensions: 15x21
    Foyer
    • Level: First
    • Area: 20 Square Feet
    • Dimensions: 4x5
    Kitchen
    • Level: First
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Living room
    • Level: First
    • Area: 216 Square Feet
    • Dimensions: 12x18
    Heating
    • Electric
    Cooling
    • Central Air
    Appliances
    • Included: Cooktop, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
    • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
    Features
    • Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
    • Flooring: Ceramic Tile
    • Doors: Sliding Doors
    • Windows: Blinds
    • Has fireplace: Yes
    • Fireplace features: Living Room, Masonry, Wood Burning
    Interior area
    • Total structure area: 1,890
    • Total interior livable area: 1,380 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Bath In Garage, Driveway
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Private Mailbox, Rain Gutters
    • Has view: Yes
    • View description: Water, Canal
    • Has water view: Yes
    • Water view: Water,Canal
    • Waterfront features: Canal - Brackish, Brackish Canal Access, River Access, Seawall
    Lot
    • Size: 10,736 Square Feet
    • Dimensions: 84 x 120
    • Features: Flood Insurance Required, Landscaped
    • Residential vegetation: Mature Landscaping, Trees/Landscaped
    Details
    • Additional structures: Shed(s)
    • Parcel number: 17E18S170220000D00360
    • Zoning: CLR
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1978

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Water Connected

    Community & HOA

    Community
    • Pet fee: $0 monthly
    • Subdivision: INDIAN WATERS UNIT 02
    HOA
    • Has HOA: No
    Location
    • Region: Crystal River

    Financial & listing details

    • Price per square foot: $279/sqft
    • Tax assessed value: $261,027
    • Annual tax amount: $2,926
    • Date on market: 7/25/2025
    • Cumulative days on market: 147 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    2/2/2026Sold$385,000-0.8%$279/sqft
    Source: Stellar MLS #O6330495 Report a problem
    12/20/2025Pending sale$387,987$281/sqft
    Source: Stellar MLS #O6330495 Report a problem
    11/23/2025Price change$387,987-0.2%$281/sqft
    Source: Stellar MLS #O6330495 Report a problem
    10/29/2025Price change$388,597-0.1%$282/sqft
    Source: Stellar MLS #O6330495 Report a problem
    9/29/2025Price change$389,000-2.5%$282/sqft
    Source: Stellar MLS #O6330495 Report a problem
    8/22/2025Price change$399,000-23.9%$289/sqft
    Source: Stellar MLS #O6330495 Report a problem
    8/11/2025Price change$524,000-4.6%$380/sqft
    Source: Stellar MLS #O6330495 Report a problem
    7/26/2025Listed for sale$549,000+103.3%$398/sqft
    Source: Stellar MLS #O6330495 Report a problem
    2/8/2019Listing removed$270,000$196/sqft
    Source: Tropic Shores Realty LLC / CR #777464 Report a problem
    10/12/2018Price change$270,000-9.7%$196/sqft
    Source: Tropic Shores Realty LLC / CR #777464 Report a problem
    6/7/2018Listed for sale$299,000+32.9%$217/sqft
    Source: Top Performance Real Estate Consultants #774188 Report a problem
    6/22/2015Listing removed$225,000$163/sqft
    Source: Alexander Real Estate, Inc. #718138 Report a problem
    4/27/2015Listed for sale$225,000+31.2%$163/sqft
    Source: Alexander Real Estate, Inc. #718138 Report a problem
    1/24/2013Sold$171,500-14.2%$124/sqft
    Source: Realtors Association of Citrus County #355595 Report a problem
    10/24/2012Listing removed$199,900$145/sqft
    Source: RE/MAX Realty One #355595 Report a problem
    8/18/2012Price change$199,900-4.8%$145/sqft
    Source: RE/MAX Realty One #355595 Report a problem
    5/22/2012Listed for sale$209,900+66.7%$152/sqft
    Source: RE/MAX Realty One #355595 Report a problem
    8/3/2001Sold$125,900$91/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,000 -31.6%$106,010 -38%
    2024$2,926 +1.9%$171,097 +3%
    2023$2,872 +4.8%$166,114 +3%
    2022$2,740 +2.9%$161,276 +3%
    2021$2,662 +50.4%$156,579 +1.4%
    2020$1,770 +1.4%$154,417 +2.3%
    2019$1,745 +2.1%$150,945 +2.3%
    2018$1,710 $147,610 +2.1%
    2017$1,710 +0.4%$144,574 +2.1%
    2016$1,702 -1.1%$141,600 -5.7%
    2015$1,721 -32.4%$150,174 +5.8%
    2014$2,545 +71.5%$141,960 +14.7%
    2013$1,484 +13.9%$123,803 +4%
    2012$1,302 +3.2%$119,000 +3%
    2011$1,262 +4.5%$115,534 +1.5%
    2010$1,207 +0.2%$113,827 +2.7%
    2009$1,205 +1.2%$110,836 +0.1%
    2008$1,191 -9.6%$110,725 +3%
    2007$1,317 -0.6%$107,500 +2.5%
    2006$1,326 -5.7%$104,900 +2.9%
    2005$1,405 -0.6%$101,900 +2.9%
    2004$1,413 +5.7%$99,000 +1.9%
    2003$1,336 +3.4%$97,200 +2.3%
    2002$1,292 +46.1%$95,000 +31.2%
    2000$884 $72,400
    Find assessor info on the county website

    Neighborhood: 34428

    Nearby schools

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    Estimated market value
    $388,500
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    Estimated market value
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