Welcome to a spacious, well-maintained multi-level home offering a rare blend of legal configuration and flexibility. Ideal for extended family living, owner-occupants seeking rental income, or buyers looking for long-term versatility.
The legal lower level features three bedrooms, a full bathroom, direct interior access, and a separate entrance. The main level offers three additional bedrooms, a full bathroom, an eat-in kitchen, and a comfortable living room. The second-floor apartment includes two bedrooms, an eat-in kitchen, and a full bathroom, with walk-up access to a large unfinished attic—perfect for storage or future potential.
The home has been updated within the last five years and will be delivered with a clean Certificate of Occupancy. A deep driveway running the full depth of the property provides ample off-street parking and added convenience.
A thoughtfully laid-out property with strong utility, legal flexibility, and long-term value.
Sold for $855,000
$855,000
38 Terrace Avenue, Ossining, NY 10562
8beds
2,435sqft
Duplex, Multi Family
Built in 1870
-- sqft lot
$866,100 Zestimate®
$351/sqft
$3,212 Estimated rent
Home value
$866,100
$779,000 - $961,000
$3,212/mo
Zestimate® history
Owner options
List your home for rent
$3,212/mo
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$3,212/mo
Rent Zestimate®
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$5,752/mo
Est. payment
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$5,752/mo
Est. payment
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List your homeWhat's special
Ample off-street parkingSeparate entranceSpacious well-maintained multi-level homeDirect interior accessEat-in kitchen
Zillow last checked:
Listing updated:
Listed by:
Gary Sanguino 914-315-4053,
Gary Sanguino 914-565-4493
Bought with:
Gregory W. Racette, 10401374180
The Bridge Realty Group NY LLC
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 939881
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Oil
Cooling
- None
Features
- Eat-in Kitchen, In-Law Floorplan
- Basement: Finished,Full,Walk-Out Access
- Attic: Unfinished,Walkup
Interior area
- Total structure area: 2,435
- Total interior livable area: 2,435 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Lot
- Size: 7,841 sqft
Details
- Parcel number: 420308901600000000002700001
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Multi Family
Condition
- Updated/Remodeled
- Year built: 1870
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Ossining
Other
Other facts
- Listing agreement: Exclusive Right To Sell
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Sold | $855,000+0.6%$351/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #939881 Report a problem | ||
| 2/9/2026 | Pending sale | $850,000$349/sqft |
Source: OneKey® MLS as distributed by MLS GRID #939881 Report a problem | ||
| 1/22/2026 | Listed for sale | $850,000+14.9%$349/sqft |
Source: OneKey® MLS as distributed by MLS GRID #939881 Report a problem | ||
| 6/24/2024 | Listing removed | -- |
Source: OneKey® MLS as distributed by MLS GRID #H6289516 Report a problem | ||
| 5/16/2024 | Listed for sale | $740,000$304/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6289516 Report a problem | ||
| 3/1/2024 | Pending sale | $740,000$304/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6289516 Report a problem | ||
| 2/16/2024 | Listed for sale | $740,000+18.4%$304/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6289516 Report a problem | ||
| 3/15/2022 | Sold | $625,000+64.5%$257/sqft |
Source: Public Record Report a problem | ||
| 10/22/2021 | Sold | $380,000-2.6%$156/sqft |
Source: Public Record Report a problem | ||
| 8/15/2021 | Listed for sale | $390,000$160/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6119919 Report a problem | ||
| 7/16/2021 | Pending sale | $390,000$160/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6119919 Report a problem | ||
| 7/9/2021 | Listed for sale | $390,000+30%$160/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6119919 Report a problem | ||
| 6/25/2021 | Sold | $300,000-24.1%$123/sqft |
Source: Public Record Report a problem | ||
| 5/27/2021 | Listed for sale | $395,000-3.7%$162/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6119919 Report a problem | ||
| 1/22/2021 | Listing removed | -- |
Source: OneKey® MLS as distributed by MLS GRID #H6041076 Report a problem | ||
| 7/23/2020 | Price change | $410,000-4.4%$168/sqft |
Source: We Buy Now, LLC #H6041076 Report a problem | ||
| 6/4/2020 | Price change | $429,000-4.5%$176/sqft |
Source: We Buy Now, LLC #H6041076 Report a problem | ||
| 5/26/2020 | Listed for sale | $449,000+4.4%$184/sqft |
Source: We Buy Now, LLC #H6041076 Report a problem | ||
| 6/8/2019 | Listing removed | $430,000$177/sqft |
Source: Keller Williams Realty Group #4922260 Report a problem | ||
| 5/23/2019 | Pending sale | $430,000$177/sqft |
Source: Keller Williams Realty Group #4922260 Report a problem | ||
| 4/9/2019 | Listed for sale | $430,000+43.8%$177/sqft |
Source: Keller Williams Realty Group #4837079 Report a problem | ||
| 10/21/2018 | Listing removed | $299,000$123/sqft |
Source: Keller Williams Realty Group #4837079 Report a problem | ||
| 10/5/2018 | Pending sale | $299,000$123/sqft |
Source: Keller Williams Realty Group #4837079 Report a problem | ||
| 8/8/2018 | Listed for sale | $299,000-49.3%$123/sqft |
Source: Keller Williams Realty Group #4837079 Report a problem | ||
| 8/19/2005 | Sold | $590,000$242/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $653,100 -1.5% |
| 2024 | -- | $663,300 +7.1% |
| 2023 | -- | $619,400 +16.7% |
| 2022 | -- | $530,900 +40.9% |
| 2021 | -- | $376,700 +5.3% |
| 2020 | -- | $357,700 +1.6% |
| 2019 | -- | $352,100 +3% |
| 2018 | -- | $342,000 -0.9% |
| 2017 | -- | $345,100 +2% |
| 2016 | -- | $338,400 +1458.7% |
| 2015 | $10,120 | $21,710 |
| 2014 | $10,120 | $21,710 |
| 2013 | $10,120 | $21,710 |
| 2012 | -- | $21,710 |
| 2011 | -- | $21,710 |
| 2010 | -- | $21,710 |
| 2009 | -- | $21,710 |
| 2008 | -- | $21,710 +12.4% |
| 2007 | -- | $19,310 |
| 2006 | -- | $19,310 |
| 2005 | -- | $19,310 +7% |
| 2004 | -- | $18,050 |
| 2003 | -- | $18,050 |
| 2002 | -- | $18,050 |
| 2001 | -- | $18,050 |
| 2000 | -- | $18,050 +18.4% |
| 1999 | -- | $15,250 |
Find assessor info on the county website
Neighborhood: 10562
Nearby schools
GreatSchools rating
- 4/10Claremont SchoolGrades: 2-4Distance: 0.3 mi
- 5/10Anne M Dorner Middle SchoolGrades: 6-8Distance: 0.3 mi
- 4/10Ossining High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Middle: Anne M Dorner Middle School
- High: Ossining High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$866,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$866,100
- New York
- Westchester County
- Ossining
- 10562
- 38 Terrace Avenue
Nearby cities
Nearby neighborhoods
Nearby zip codes
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