Active

Listed by: John L. Scott Anacortes • Bert Clay

$725,000

3817 Ridge Top Drive, Anacortes, WA 98221

3beds

1,832sqft

$4,878/mo

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Single Family Residence, Condominium

Built in 1996

-- sqft lot

$704,700 Zestimate^®

$396/sqft

$430/mo HOA

What's special

Breathtaking sceneryGreat floor planComfortable living spaces

Welcome to this inviting ONE LEVEL 3-bedroom home in the highly desirable Ridgetop community. Enjoy stunning views of Mt. Baker from this well-maintained property, ideally located just minutes from shopping, restaurants, schools, parks, and all the conveniences of town. Offering comfortable living spaces, a great floor plan, and an exceptional location, this home combines everyday convenience with breathtaking scenery. A wonderful opportunity to enjoy the best of Northwest living in one of the area's most sought-after neighborhoods.

9 days

1,087

39

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main

Bedroom

Level: Main

Bedroom

Level: Main

Bathroom full

Level: Main

Bathroom three quarter

Level: Main

Dining room

Level: Main

Entry hall

Level: Main

Great room

Level: Main

Kitchen with eating space

Level: Main

Heating

Fireplace, 90%+ High Efficiency, Electric, Natural Gas

Cooling

Has cooling: Yes

Appliances

Included: Dishwasher, Disposal, Double Oven, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Washer(s), Water Heater: Tank-Gas, Water Heater Location: Garage, Cooking - Electric Hookup, Cooking-Gas, Cooking-Electric, Dryer-Electric
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Flooring: Hardwood, Vinyl, Carpet
Windows: Skylight(s)
Number of fireplaces: 1
Fireplace features: Gas, Main Level: 1, Fireplace

Interior area

Total structure area: 1,832
Total interior livable area: 1,832 sqft

Property

Parking

Total spaces: 2
Parking features: Individual Garage
Has garage: Yes
Covered spaces: 2

Accessibility

Accessibility features: Accessible Approach with Ramp, Accessible Entrance

Features

Levels: One
Stories: 1
Entry location: Main
Patio & porch: Cooking-Electric, Cooking-Gas, Dryer-Electric, Fireplace, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Washer, Water Heater
Has view: Yes
View description: Bay, City, Islands, Mountain(s), Sound, Strait, Territorial
Has water view: Yes
Water view: Bay,Sound,Strait

Lot

Features: Adjacent to Public Land, Dead End Street, Paved

Details

Parcel number: Pl09083
Special conditions: Standard
Other equipment: Leased Equipment: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Craftsman,Condo (1 Level)
Property subtype: Single Family Residence, Condominium

Materials

Wood Siding, Wood Products
Roof: Composition

Condition

Year built: 1996

Utilities & green energy

Electric: Company: PSE
Sewer: Company: City of Anacortes
Water: Company: City Of Anacortes
Utilities for property: Access Fiber, Access Fiber

Community & HOA

Community

Subdivision: Anacortes

HOA

Services included: Common Area Maintenance
HOA fee: $430 monthly
HOA phone: 206-755-7239

Location

Region: Anacortes

Financial & listing details

Price per square foot: $396/sqft
Tax assessed value: $760,100
Annual tax amount: $6,315
Date on market: 6/28/2026
Cumulative days on market: 43 days
Listing terms: Conventional,VA Loan
Inclusions: Dishwasher(s), Double Oven, Dryer(s), Garbage Disposal, Leased Equipment, Refrigerator(s), Stove(s)/Range(s), Washer(s)

Estimated market value

$704,700

$669,000 - $740,000

$2,643/mo

Price history

Date	Event	Price
7/31/2026	Listed for sale	$725,000+136.2%$396/sqft
Source: NWMLS as distributed by MLS GRID #2561206 Report a problem
7/12/2001	Sold	$307,000$168/sqft
Source: NWMLS as distributed by MLS GRID #21072858 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$5,742 +9.2%	$760,100 +9%
2023	$5,258 +8.5%	$697,100 +6.7%
2022	$4,845	$653,300 +19.8%
2021	--	$545,300 +1.5%
2020	$4,912 +14.4%	$537,100 +2.9%
2019	$4,293 +4.3%	$521,800 +14.7%
2018	$4,114 +19.6%	$454,900 +15.9%
2017	$3,440 +6.2%	$392,500 +8.6%
2016	$3,240 +3.1%	$361,300 +10.5%
2015	$3,142 +5%	$327,100 +4.6%
2013	$2,993	$312,700
2012	$2,993 -9%	$312,700 -6.2%
2011	$3,291	$333,300 -12%
2010	$3,291 -0.2%	$378,600 -13.6%
2009	$3,298 +0.6%	$438,000
2008	$3,279	$438,000
2007	$3,279 +10.5%	$438,000 +48.5%
2003	$2,968 +5.3%	$295,000 +10.3%
2002	$2,820 -2.9%	$267,500
2001	$2,903 -3.7%	$267,500 +1.9%
2000	$3,015	$262,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 98221

Getting around

1 / 100

Car-Dependent

22 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Mount Erie Elementary School
Grades: K-5Distance: 0.6 mi
6/10
Anacortes Middle School
Grades: 6-8Distance: 1.1 mi
9/10
Anacortes High School
Grades: 9-12Distance: 1.2 mi

Schools provided by the listing agent

Middle: Anacortes Mid
High: Anacortes High

Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.