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Sold for $597,500
  • $597,500

    3840 Cardenal Ave, Ruskin, FL 33573

    4beds
    2,417sqft
    Single Family Residence
    Built in 2020
    0.26 Acres Lot
    $595,500 Zestimate®
    $247/sqft
    $3,829 Estimated rent

    Home value

    $595,500

    $560,000 - $637,000

    $3,829/mo

    Zestimate® history
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    What's special

    Center islandHeated saltwater poolGranite countersHigh ceilingsFull outdoor seating areaMature palmsLush tropical landscaping
    Located in desirable La Paloma Village in the Cypress Creek area of Sun City Center, this home checks the boxes that are getting harder to find at this price point. Newer construction, a heated saltwater pool, a 3-car garage, and a corner lot with actual breathing room. No CDD. Low HOA. NOT in a flood zone. For a buyer doing their homework, those details matter. From the moment you pull up, the curb appeal sets the tone. Manicured landscaping, mature palms, and a clean stucco elevation give it a presence that holds up in person just as well as it does in photos. Inside, the layout just works. The great room anchors the living space with a custom built-in entertainment wall that gives the room character without requiring a renovation. High ceilings, recessed lighting, and ceiling fans keep the space feeling open and comfortable year round. The kitchen is the hub of it all. A center island, granite counters, white cabinetry, a tile backsplash, and stainless steel appliances make it as functional as it looks. Plantation shutters and a view through to the lanai give it a bright, connected feel that flows naturally into the eat-in dining area, which includes a built-in beverage fridge and wine rack. It is the kind of detail that feels intentional rather than afterthought. The primary suite is on the main floor and offers a genuine retreat. The en suite bath features dual vanities and a large frameless glass walk-in shower that feels more boutique hotel than builder grade. The additional bedrooms give you real flexibility whether that means a home office, guest room, or space for family visiting from out of town. Then there is the backyard. The screened lanai is built for living, not just lounging. Paver decking, ceiling fans, a mounted outdoor TV, and a full outdoor seating area make this a space you will actually use every day. The heated saltwater pool sits just beyond, surrounded by lush tropical landscaping that creates a level of privacy that is rare on a lot this size. When the sun goes down, the backyard transforms. Integrated soffit lighting wraps the entire roofline and is fully customizable from an app on your phone, giving the home a completely different look at night without any additional setup. The corner positioning gives you green space on the sides that most homes in this price range simply do not have. La Paloma Village is one of those neighborhoods that locals know about and outsiders discover once and do not forget. Larger homesites, a golf course winding through the community, golf cart friendly streets, and a pace of life that is genuinely unhurried. You are still within easy reach of Tampa, Sarasota, and the Gulf beaches but it does not feel that way when you are home.

    Zillow last checked:

    Listing updated:

    Listed by:

    Tim Terpening 813-545-5302,

    REAL BROKER, LLC 855-450-0442

    Bought with:

    Tim Lester, 3101382

    TIM LESTER INTERNAT'L REALTY

    Source: Stellar MLS,MLS#: TB8498321MLS LogoOriginating MLS: Orlando Regional

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Features: Dual Sinks, En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 252 Square Feet
    • Dimensions: 12x21
    Great room
    • Level: First
    • Area: 252 Square Feet
    • Dimensions: 18x14
    Kitchen
    • Features: Kitchen Island, Pantry, Stone Counters
    • Level: First
    • Area: 288 Square Feet
    • Dimensions: 16x18
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
    • Laundry: Laundry Room
    Features
    • Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
    • Windows: Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 3,585
    • Total interior livable area: 2,417 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage Door Opener
    • Attached garage spaces: 3
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Patio, Screened
    • Exterior features: Irrigation System
    • Has private pool: Yes
    • Pool features: Gunite, Heated, In Ground, Salt Water
    Lot
    • Size: 0.26 Acres
    • Features: Corner Lot, Sidewalk
    • Residential vegetation: Trees/Landscaped
    Details
    • Parcel number: U0232199J100000500020.0
    • Zoning: PD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2020

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Deed Restrictions, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Sidewalks
    • Pet fee: $0 monthly
    • Subdivision: LA PALOMA VILLAGE UNIT 2 PH
    HOA
    • Has HOA: Yes
    • HOA fee: $35 monthly
    • HOA name: La Paloma Village / Peter Byrnes
    • Second HOA name: The Villages at Cypress Creek
    • Second HOA phone: 813-413-1404
    Location
    • Region: Ruskin

    Financial & listing details

    • Price per square foot: $247/sqft
    • Tax assessed value: $468,204
    • Annual tax amount: $7,702
    • Date on market: 4/16/2026
    • Cumulative days on market: 15 days
    • Listing terms: Cash,Conventional,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    6/9/2026Sold$597,500-4.4%$247/sqft
    Source: Stellar MLS #TB8498321 Report a problem
    5/4/2026Pending sale$624,900$259/sqft
    Source: Stellar MLS #TB8498321 Report a problem
    4/16/2026Listed for sale$624,900+43.5%$259/sqft
    Source: Stellar MLS #TB8498321 Report a problem
    7/22/2019Sold$435,600$180/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,702 +7.6%$406,782 +2.9%
    2024$7,158 -1%$395,318 +3%
    2023$7,233 +4%$383,804 +3%
    2022$6,953 +2%$372,625 +3%
    2021$6,819 +198.8%$361,772 +509.7%
    2020$2,282 +82.2%$59,339 +152.3%
    2019$1,253 $23,519 -57.7%
    2018$1,253 +1.3%$55,563 +8.4%
    2017$1,237 +3.5%$51,247 +190%
    2016$1,195 +16%$17,670 +10%
    2015$1,030 +12.7%$16,064 +10%
    2014$914 $14,604 +10%
    2013$914 +11.3%$13,276 +10%
    2012$821 -0.1%$12,069
    2011$822 +0.1%$12,069 +8.5%
    2010$821 +252.7%$11,125 +10%
    2009$233 +24.7%$10,114 +10%
    2008$187 $9,195
    Find assessor info on the county website

    Neighborhood: 33573

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cypress Creek-HB
    • Middle: Shields-HB
    • High: Lennard-HB

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $595,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $595,500