Crystal River WATERFRONT HOME NOT DAMAGED by Helene or Milton! NOT in City limits so great rental potential. Enjoy the property as often as you wish, then allow the rental income to cover expenses. Current owner grossed approx. $30K in 2025 and $15K is reflected so far for 2025 while they enjoy weekend get-aways! Over 1/4 acre directly on wide open water with protected dock plus onsite storage space for all the "toys". GREAT fishing right from your backyard! Cast a line while you watch the beautiful dolphins & manatees play and entertain you. Enjoy an easy, peaceful boat ride from your dock to Pete's Pier for gas and bait, great restaurants, Three Sister Springs or out to the Gulf. This beautifully remodeled 3/2 home boasts a new metal roof, new kitchen, new flooring, all fresh paint inside and out, plus updated bathrooms. Peaceful Crystal River is a Florida treasure! This is an opportunity to secure a permanent home, investment opportunity or weekend getaway. This gem is priced to sell!
For sale
$499,000
3861 N Ringdove Point, Crystal River, FL 34428
3beds
1,224sqft
Single Family Residence
Built in 1972
0.27 Acres Lot
$470,800 Zestimate®
$408/sqft
$-- HOA
What's special
Protected dockNew metal roofWaterfront homeNew kitchenNew flooringUpdated bathrooms
- 133 days |
- 908 |
- 70 |
Zillow last checked:
Listing updated:
Listed by:
Sue Repp 941-685-7782,
COLDWELL BANKER REALTY 941-383-6411
Source: Stellar MLS,MLS#: A4684422
Originating MLS: Sarasota - Manatee

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Florida room
- Level: First
Kitchen
- Features: Exhaust Fan
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters
- Flooring: Luxury Vinyl
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
- Fireplace features: Electric, Free Standing
Interior area
- Total structure area: 2,010
- Total interior livable area: 1,224 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Boat, Driveway, Garage Door Opener, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Rear Porch, Screened
- Exterior features: Other, Storage
- Has view: Yes
- View description: Water, Lake, River
- Has water view: Yes
- Water view: Water,Lake,River
- Waterfront features: Brackish Water, Canal - Brackish, Lake Front, Brackish Canal Access, Gulf/Ocean Access, Lake Privileges, River Access, Minimum Wake Zone, Seawall
- Body of water: INDIAN LAKE & CRYSTAL RIVER
Lot
- Size: 0.27 Acres
- Features: In County, Near Marina, Oversized Lot, Private, Street Dead-End
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Shed(s), Storage
- Parcel number: 17E18S170210000A0
- Zoning: CLR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Florida,Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Public, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: INDIAN WATERS
HOA
- Has HOA: No
Location
- Region: Crystal River
Financial & listing details
- Price per square foot: $408/sqft
- Tax assessed value: $463,268
- Annual tax amount: $7,498
- Date on market: 3/1/2026
- Cumulative days on market: 336 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Zestimate®
$470,800
Estimated sales range
$447,000 - $494,000
Rent Zestimate®
$1,695/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/1/2026 | Listed for sale | $499,000$408/sqft |
Source: | ||
| 2/1/2026 | Listing removed | $499,000$408/sqft |
Source: | ||
| 12/31/2025 | Price change | $499,000-10.7%$408/sqft |
Source: | ||
| 11/2/2025 | Price change | $559,000-6.7%$457/sqft |
Source: | ||
| 6/3/2025 | Listed for sale | $599,000-14.3%$489/sqft |
Source: | ||
| 9/27/2024 | Listing removed | $699,000$571/sqft |
Source: | ||
| 9/9/2024 | Price change | $699,000-9.8%$571/sqft |
Source: | ||
| 8/15/2024 | Price change | $775,000-3%$633/sqft |
Source: | ||
| 6/22/2024 | Price change | $799,000-8.6%$653/sqft |
Source: | ||
| 6/10/2024 | Price change | $874,000-2.3%$714/sqft |
Source: | ||
| 4/29/2024 | Listed for sale | $895,000+105.7%$731/sqft |
Source: | ||
| 7/20/2023 | Sold | $435,000-8.2%$355/sqft |
Source: | ||
| 6/26/2023 | Pending sale | $474,000$387/sqft |
Source: | ||
| 6/22/2023 | Price change | $474,000-5%$387/sqft |
Source: | ||
| 6/20/2023 | Price change | $499,000-5%$408/sqft |
Source: | ||
| 5/10/2023 | Listed for sale | $525,000+279.1%$429/sqft |
Source: | ||
| 12/8/2000 | Sold | $138,500$113/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,913 +3.1% | $463,268 +2.9% |
| 2024 | $7,673 +2.3% | $450,169 +3.7% |
| 2023 | $7,498 +53.7% | $434,157 +75.9% |
| 2022 | $4,878 +13.6% | $246,865 +10% |
| 2021 | $4,295 +39.9% | $224,423 +10% |
| 2020 | $3,069 +4.1% | $204,021 +7.7% |
| 2019 | $2,947 +9.5% | $189,440 +9.3% |
| 2018 | $2,692 | $173,258 +9.9% |
| 2017 | $2,692 +7.2% | $157,708 +4.8% |
| 2016 | $2,511 +0.8% | $150,490 -6.1% |
| 2015 | $2,492 -8.1% | $160,250 +9.1% |
| 2014 | $2,710 -8.2% | $146,930 -13.2% |
| 2013 | $2,952 +6.1% | $169,330 -3.4% |
| 2012 | $2,783 -2.5% | $175,205 -2.1% |
| 2011 | $2,853 -16.8% | $179,005 -18.7% |
| 2010 | $3,427 -15.1% | $220,195 -11.2% |
| 2009 | $4,038 -21.1% | $247,938 -21.7% |
| 2008 | $5,119 -6.1% | $316,695 -8.5% |
| 2007 | $5,449 -3.3% | $346,300 +0.4% |
| 2006 | $5,638 +48% | $344,800 +63.5% |
| 2005 | $3,811 +24.7% | $210,900 +30.5% |
| 2004 | $3,056 +36.5% | $161,600 +32.6% |
| 2003 | $2,239 +48.8% | $121,900 +14.5% |
| 2002 | $1,504 +23.8% | $106,500 +62.6% |
| 2000 | $1,215 | $65,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34428
Nearby schools
GreatSchools rating
- 5/10Crystal River Primary SchoolGrades: PK-5Distance: 2.5 mi
- 4/10Crystal River Middle SchoolGrades: 6-8Distance: 2 mi
- 4/10Crystal River High SchoolGrades: PK,9-12Distance: 2.2 mi
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