Active

Price cut: $5K (7/13)

$370,000

3867 Ritchie Rd, Lincolnton, NC 28092

3beds

1,823sqft

$2,209/mo

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Single Family Residence

Built in 2022

0.8 Acres Lot

$367,500 Zestimate^®

$203/sqft

$-- HOA

What's special

Clean move-in ready feelInviting homeSpacious functional layout

USDA 100% FINANCING ELIGIBLE!! Motivated seller!! Tucked away off the main road, this inviting home offers the perfect blend of privacy and convenience in a peaceful setting. The spacious, functional layout is designed for everyday living, featuring a versatile bonus room ideal for a home office, homeschool space, workout area, or additional flex space to fit your needs. Enjoy comfortable living areas with a clean, move-in ready feel and plenty of natural light throughout. Step outside to a spacious backyard with room for entertaining, pets, gardening, or simply relaxing and enjoying the outdoors. This property offers the flexibility today’s buyers are looking for, along with the privacy and space to truly make it your own. A great opportunity for those seeking a move-in ready home with functional living space, outdoor enjoyment, and a desirable Lincolnton location. Please do not enter the driveway without a scheduled showing. All showings must be confirmed in advance.

99 days

1,219

58

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Features: En Suite Bathroom, Walk-In Closet(s)
Level: Main

Bedroom s

Level: Main

Bedroom s

Level: Main

Bathroom full

Level: Main

Bathroom full

Level: Main

Bonus room

Level: Main

Dining area

Level: Main

Kitchen

Features: Breakfast Bar
Level: Main

Laundry

Level: Main

Heating

Central, Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Oven, Refrigerator
Laundry: Laundry Room

Features

Has basement: No

Interior area

Total structure area: 1,823
Total interior livable area: 1,823 sqft
Finished area above ground: 1,823
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached Garage, Garage on Main Level
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Lot

Size: 0.8 Acres

Details

Parcel number: 104754
Zoning: R-SF
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Crawl Space

Condition

New construction: No
Year built: 2022

Utilities & green energy

Sewer: Septic Installed
Water: Well

Community & HOA

Community

Subdivision: None

Location

Region: Lincolnton

Financial & listing details

Price per square foot: $203/sqft
Tax assessed value: $341,724
Annual tax amount: $2,204
Date on market: 4/22/2026
Cumulative days on market: 98 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Gravel, Paved

Estimated market value

$367,500

$349,000 - $386,000

$2,020/mo

Price history

Date	Event	Price
7/13/2026	Price change	$370,000-1.3%$203/sqft
Source: Canopy MLS as distributed by MLS GRID #4370577 Report a problem
6/17/2026	Price change	$375,000-5.1%$206/sqft
Source: Canopy MLS as distributed by MLS GRID #4370577 Report a problem
5/21/2026	Price change	$395,000-3.7%$217/sqft
Source: Canopy MLS as distributed by MLS GRID #4370577 Report a problem
5/7/2026	Price change	$410,000-2.4%$225/sqft
Source: Canopy MLS as distributed by MLS GRID #4370577 Report a problem
4/22/2026	Listed for sale	$420,000$230/sqft
Source: Canopy MLS as distributed by MLS GRID #4370577 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,204 +0.9%	$341,724
2024	$2,184 +2.4%	$341,724
2023	$2,133	$341,724

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28092

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

6/10
Norris S Childers Elementary School
Grades: PK-5Distance: 4.4 mi
4/10
Lincolnton Middle
Grades: 6-8Distance: 1.3 mi
5/10
Lincolnton High
Grades: 9-12Distance: 4.1 mi

Schools provided by the listing agent

Elementary: Norris S Childers
Middle: Lincolnton
High: Lincolnton

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.