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  • Price cut: $15K (7/10)
    $500,000

    3900 Chisholm Trl, Salado, TX 76571

    4beds
    2,766sqft
    : 
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    Single Family Residence
    Built in 1996
    0.51 Acres Lot
    $-- Zestimate®
    $181/sqft
    $-- HOA

    What's special

    Gas fireplaceHome officePrivate guest retreatTwo-and-a-half bathsThree bedroomsGranite countertopsScenic creek views
    One property. Endless possibilities. Whether you're looking for multigenerational living, a private guest retreat, a home office, or a fully permitted short-term rental to help offset your mortgage, this rare property offers the flexibility today's buyers have been searching for. With no HOA, an assumable loan, and room to customize, it's a home that adapts to your lifestyle while providing long-term value. The thoughtfully designed main home offers approximately 2,106 square feet with three bedrooms, two-and-a-half baths, soaring 10-foot ceilings, granite countertops, a gas fireplace, generous storage, and spacious dual primary closets. Major updates, including a roof replaced approximately two years ago, new gutters, a five-year-old HVAC system, and the included refrigerator, washer, and dryer, allow you to move in with confidence. The detached 660-square-foot guest house with its own private entrance, bedroom, and bath is what truly sets this property apart, offering endless possibilities as an income-producing rental, guest suite, home office, fitness studio, or creative space. A wine refrigerator is already in place, and the contractor-owner is willing to complete custom improvements before closing at wholesale pricing, including options such as a kitchenette, loft, or expanded shower. Outside, enjoy a new Trex deck overlooking the spacious fenced backyard, with additional acreage beyond the fence providing room to expand, garden, entertain, or simply enjoy the extra privacy. Located in the desirable Mill Creek community, you'll enjoy mature trees, scenic creek views, a welcoming clubhouse, and a private 27-hole golf course, all while maintaining the freedom that comes with no HOA. Back on the market due solely to buyer cold feet. No repairs were requested, and the septic inspection came back clean.
    190 days
    |
    1,589
    |
    103
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lindsey Hicks 5129444347,

    Christie's Intl

    Source: Central Texas MLS,MLS#: 601135MLS LogoOriginating MLS: Williamson County Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Oven, Range Hood, Washer, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
      • Laundry: Washer Hookup, Electric Dryer Hookup, Laundry Room
      Features
      • All Bedrooms Down, Breakfast Bar, Ceiling Fan(s), Double Vanity, Garden Tub/Roman Tub, Multiple Closets, Pull Down Attic Stairs, Separate Shower, Walk-In Closet(s), Kitchen Island, Pantry, Walk-In Pantry
      • Flooring: Laminate, Tile
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Den
      Interior area
      • Total interior livable area: 2,766 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Circular Driveway, Garage, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Deck, Porch, Private Yard, Rain Gutters
      • Pool features: None
      • Fencing: Back Yard,Wood
      • Has view: Yes
      • View description: Trees/Woods
      • Body of water: Woods
      Lot
      • Size: 0.51 Acres
      Details
      • Parcel number: 150448

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Masonry
      • Foundation: Brick/Mortar
      • Roof: Composition,Shingle
      Condition
      • Resale
      • Year built: 1996

      Utilities & green energy

      • Sewer: Septic Tank
      • Utilities for property: Electricity Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Golf
      • Subdivision: The Highlands Of Mill Creek Se
      HOA
      • Has HOA: No
      Location
      • Region: Salado

      Financial & listing details

      • Price per square foot: $181/sqft
      • Tax assessed value: $516,734
      • Annual tax amount: $10,463
      • Date on market: 1/6/2026
      • Cumulative days on market: 416 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Assumable,Cash,Conventional,FHA,Texas Vet,USDA Loan,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/10/2026Price change$500,000-2.9%$181/sqft
        Source: Central Texas MLS #601135 Report a problem
        6/12/2026Listed for sale$515,000$186/sqft
        Source: Unlock MLS #2151035 Report a problem
        6/8/2026Contingent$515,000$186/sqft
        Source: Unlock MLS #2151035 Report a problem
        5/1/2026Price change$515,000-1.9%$186/sqft
        Source: Central Texas MLS #601135 Report a problem
        3/7/2026Price change$525,000-4.5%$190/sqft
        Source: Unlock MLS #2151035 Report a problem
        12/29/2025Listed for sale$550,000-4.3%$199/sqft
        Source: Unlock MLS #2151035 Report a problem
        12/16/2025Listing removed$575,000$208/sqft
        Source: Central Texas MLS #588025 Report a problem
        10/14/2025Price change$575,000-2.4%$208/sqft
        Source: Central Texas MLS #588025 Report a problem
        9/25/2025Price change$589,000-1.7%$213/sqft
        Source: Central Texas MLS #588025 Report a problem
        7/30/2025Price change$599,000-7.7%$217/sqft
        Source: Central Texas MLS #588025 Report a problem
        5/6/2025Listed for sale$649,000-3%$235/sqft
        Source: Central Texas MLS #578156 Report a problem
        5/31/2023Listing removed--
        Source: Owner Report a problem
        5/11/2023Listed for sale$669,000+148.7%$242/sqft
        Source: Owner Report a problem
        1/14/2020Listing removed$269,000$97/sqft
        Source: CENTURY 21 Bill Bartlett #390637 Report a problem
        9/20/2019Listed for sale$269,000$97/sqft
        Source: CENTURY 21 BILL BARTLETT #390637 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,463 -8.5%$516,734 -5.2%
        2024$11,436 +19.5%$545,126 +12.1%
        2023$9,571 +0.5%$486,142 +11.3%
        2022$9,528 $436,594 +31.5%
        2021-- $332,088 +4.4%
        2020$7,432 +6.8%$317,978 +14.1%
        2019$6,961 +14.9%$278,570 +6%
        2018$6,059 +8.8%$262,728 +1.6%
        2017$5,567 $258,593 +3.2%
        2016$5,567 +26%$250,693 +7.8%
        2015$4,419 $232,639 +1.5%
        2014$4,419 $229,245 +1.3%
        2013-- $226,401 +1.4%
        2012-- $223,200 +0.7%
        2011-- $221,559 -0.1%
        2010-- $221,687 -0.9%
        2009-- $223,790 +0.8%
        2007-- $222,029 -0.5%
        2005-- $223,095 +13.6%
        2004-- $196,306
        2003-- $196,306
        2002-- $196,306 +15.2%
        2001-- $170,371 +9.8%
        2000-- $155,185
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 76571

        Getting around

        6 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Thomas Arnold Elementary
        • Middle: Salado Intermediate School
        • High: Salado High School
        • District: Salado ISD

        Source: Central Texas MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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