Step back in time with this retro gem sitting on just under an acre in the middle of Cleveland city limits. This home has been cherished by the same family for 56 years and is hitting the market for the first time. Large windows highlight the large living room, and The true separate dining room has charming wallpaper that perfectly matches the era of the home. The kitchen has a window overlooking the large back yard, and room for an eat in area or a separate pantry. The main level has 3 of the 4 bedrooms. The primary bedroom with its own en suite bathroom is at the back end of the hallway, with 2 guest rooms and a shared bathroom on the other end. Downstairs has an additional bedroom, a large family room with a fireplace, a half bath, and the laundry room. The home sits on a rare double depth lot, making it just under an acre right in the middle of city limits in Bowman Hills. Conveniently located just minutes to Cleveland's dining, shopping, and close access to I-75 for commuting to Chattanooga. The HVAC was replaced last year, as well as the stove. Don't miss your opportunity to own this unique time capsule.
For sale
$370,000
3945 Bow St NE, Cleveland, TN 37312
4beds
2,660sqft
Single Family Residence
Built in 1969
0.91 Acres Lot
$353,700 Zestimate®
$139/sqft
$-- HOA
What's special
Rare double depth lotJust under an acreTrue separate dining roomLaundry room
- 35 days |
- 818 |
- 44 |
Zillow last checked:
Listing updated:
Listed by:
Whitney Proctor 423-432-7419,
REAL Broker 844-591-7325
Source: Greater Chattanooga Realtors,MLS#: 1539077
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Central, Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator
Features
- Flooring: Carpet, Laminate
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Basement
Interior area
- Total structure area: 2,660
- Total interior livable area: 2,660 sqft
- Finished area above ground: 1,640
- Finished area below ground: 1,020
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage
- Attached garage spaces: 2
Features
- Levels: Bi-Level
- Exterior features: None
Lot
- Size: 0.91 Acres
- Dimensions: 121 x 323
- Features: Cleared, City Lot
Details
- Parcel number: 042g F 02200 000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: None
- Subdivision: Bowman Hills
HOA
- Has HOA: No
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $382,100
- Annual tax amount: $2,154
- Date on market: 7/19/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$353,700
$336,000 - $371,000
$2,319/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/22/2026 | Contingent | $370,000$139/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3280876 Report a problem | ||
| 7/16/2026 | Listed for sale | $370,000$139/sqft |
Source:  RCAR #20263665 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $95,525 +57.4% |
| 2024 | $873 | $60,675 |
| 2023 | $873 | $60,675 |
| 2022 | $873 -54.3% | $60,675 |
| 2021 | $1,912 +9.9% | $60,675 +34% |
| 2019 | $1,740 +2% | $45,275 |
| 2018 | $1,706 +0% | -- |
| 2017 | $1,706 +23.9% | -- |
| 2016 | $1,377 | -- |
| 2015 | $1,377 | -- |
| 2014 | $1,377 | -- |
| 2013 | -- | -- |
| 2011 | $1,378 | $41,975 |
| 2009 | $1,378 | $41,975 |
| 2008 | -- | $41,975 +12.4% |
| 2007 | $1,371 | $37,350 |
| 2006 | $1,371 | $37,350 |
| 2005 | $1,371 +1.3% | $37,350 +5.7% |
| 2004 | $1,353 | $35,325 |
| 2003 | $1,353 | $35,325 +14.9% |
| 2001 | -- | $30,741 -75% |
| 2000 | -- | $122,963 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37312
Nearby schools
GreatSchools rating
- NADonald P Yates Primary SchoolGrades: PK-2Distance: 1.3 mi
- 4/10Cleveland Middle SchoolGrades: 6-8Distance: 2.8 mi
- 7/10Cleveland High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: E.L. Ross Elementary
- Middle: Cleveland Middle
- High: Cleveland High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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