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Spacious Full-Brick Home with Finished Basement, Updated Systems & Exceptional Storage! This 3-bedroom, 3-bath home offers incredible space and flexibility at less than $108 per square foot. Updates include HVAC system and insulated windows,
The fully finished basement features its own kitchen, fireplace, multiple flex rooms, and private garage access, making it ideal for multi-generational living, guests, hobbies, a home office, or entertaining. Enjoy two oversized garages, including a deep basement garage complete with built-in cabinets and workshop space.
Both levels feature cozy fireplaces with gas logs, bar seating in the kitchens, and abundant storage throughout. The main level showcases stained crown molding, while the basement offers attractive paneled walls and numerous versatile living areas. The hall bath features double vanities and a convenient laundry chute to the basement laundry room, and all three bathrooms include tub/shower combinations.
Appliances remain, including two refrigerators, washer, and dryer, adding even more value. Relax year-round on the screened back porch overlooking the backyard. With generous square footage, flexible living spaces, major system updates, and exceptional storage, this home offers outstanding value and endless possibilities.
Contingent
$375,000
3955 Bow St NE, Cleveland, TN 37312
3beds
3,480sqft
Single Family Residence
Built in 1968
0.56 Acres Lot
$-- Zestimate®
$108/sqft
$-- HOA
What's special
Finished basementSpacious full-brick homeTwo oversized garagesMultiple flex roomsNew insulated windows
- 19 days |
- 986 |
- 44 |
Zillow last checked:
Listing updated:
Listed by:
Kathy Lee 423-595-2838,
Keller Williams Realty 423-664-1900,
Joe Lee 423-595-2836,
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1537200
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Bonus room
- Level: Basement
Dining room
- Level: First
Family room
- Level: First
Great room
- Level: Basement
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: Basement
Living room
- Level: First
Other
- Level: Basement
Workshop
- Level: Basement
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Cooktop, Dryer, Disposal, Dishwasher, Electric Range, Gas Water Heater, Microwave, Oven, Refrigerator, Washer, Wall Oven
- Laundry: In Basement, Electric Dryer Hookup, In Hall, Laundry Room
Features
- Breakfast Bar, Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Walk-In Closet(s), Tub/shower Combo
- Flooring: Carpet, Concrete, Linoleum, Slate, Vinyl
- Windows: Double Pane Windows, Insulated Windows
- Basement: Finished
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room, Gas Log, Recreation Room, Wood Burning
Interior area
- Total structure area: 3,480
- Total interior livable area: 3,480 sqft
- Finished area above ground: 1,914
- Finished area below ground: 1,566
Property
Parking
- Total spaces: 3
- Parking features: Basement, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Rear Porch, Screened
- Exterior features: Rain Gutters
- Pool features: None
Lot
- Size: 0.56 Acres
- Dimensions: 120' x 201' x 120' x 200'
- Features: Gentle Sloping, Level
Details
- Additional structures: None
- Additional parcels included: Tax ID 042G F 021.01 +/-.39 acres Buyer will have first right of refusal after probate.
- Parcel number: 042g F 02100 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1968
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs
- Subdivision: Bowman Hills
HOA
- Has HOA: No
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $108/sqft
- Tax assessed value: $330,700
- Annual tax amount: $1,864
- Date on market: 7/1/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Contingent | $375,000$108/sqft |
Source:  RCAR #20263191 Report a problem | ||
| 7/1/2026 | Listed for sale | $375,000$108/sqft |
Source: Greater Chattanooga Realtors #1537200 Report a problem | ||
| 6/23/2026 | Contingent | $375,000$108/sqft |
Source: Greater Chattanooga Realtors #1537200 Report a problem | ||
| 6/20/2026 | Listed for sale | $375,000+126.1%$108/sqft |
Source: Greater Chattanooga Realtors #1537200 Report a problem | ||
| 9/12/1996 | Sold | $165,850$48/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $82,675 +28.6% |
| 2024 | $925 | $64,300 |
| 2023 | $925 | $64,300 |
| 2022 | $925 -54.3% | $64,300 |
| 2021 | $2,026 -6.4% | $64,300 +14.2% |
| 2019 | $2,164 +2% | $56,325 |
| 2018 | $2,123 +0% | -- |
| 2017 | $2,122 +14.7% | -- |
| 2016 | $1,850 | -- |
| 2015 | $1,850 +1.4% | -- |
| 2014 | $1,825 | -- |
| 2013 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37312
Nearby schools
GreatSchools rating
- NADonald P Yates PrimGrades: PK-2Distance: 1.3 mi
- 4/10Cleveland Middle SchoolGrades: 6-8Distance: 2.8 mi
- 7/10Cleveland High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Ross-Yates Elementary
- Middle: Cleveland Middle
- High: Cleveland High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Bradley County
- Cleveland
- 37312
- 3955 Bow St NE
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