Experience luxury living in a secluded, prime location on 3.76 wooded acres in Ryan's Bluff at Kelly Mill. This open concept estate features a gourmet kitchen with granite countertops, island, stainless appliances, pot filler, vegetable sink, and bay window in the eat-in area. Main level includes family room with stacked-stone fireplace, formal dining and living rooms, office, and two wood-burning fireplaces. Upstairs offers large primary suite, guest bedroom with private bath, two bedrooms sharing Jack-and-Jill bath, generous bonus room, and laundry. Finished terrace level adds two bedrooms, full bath, rec space, and additional washer/dryer connection. Equestrian-friendly with fenced areas, trailer parking, 3-car garage, boat/RV parking, and serene wooded setting. Convenient to top schools, shopping, and dining.
Closed
$1,150,000
3950 Ryans Lake Ter, Cumming, GA 30040
6beds
5,422sqft
Single Family Residence, Residential
Built in 1997
3.76 Acres Lot
$1,149,600 Zestimate®
$212/sqft
$4,622 Estimated rent
Home value
$1,149,600
$1.07M - $1.23M
$4,622/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listing Provided by:
Kelli Easterling,
Real Broker, LLC. 678-362-3999
Bought with:
SUSAN WALL, 272806
Keller Williams Rlty, First Atlanta
Source: FMLS GA,MLS#: 7658768
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Features: In-Law Floorplan, Roommate Floor Plan
- Level: In-Law Floorplan, Roommate Floor Plan
Bedroom
- Features: In-Law Floorplan, Roommate Floor Plan
Primary bathroom
- Features: Double Vanity, Shower Only, Soaking Tub
Dining room
- Features: Seats 12+, Separate Dining Room
Kitchen
- Features: Cabinets White, Country Kitchen, Eat-in Kitchen, Kitchen Island, Pantry, Stone Counters, View to Family Room, Wine Rack, Other
Heating
- Heat Pump, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Gas Water Heater, Microwave, Self Cleaning Oven
- Laundry: In Basement, Laundry Room, Upper Level
Features
- Bookcases, Cathedral Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer 2 Story, High Ceilings, High Speed Internet, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Ceramic Tile, Hardwood, Other
- Windows: Bay Window(s), Insulated Windows
- Basement: Daylight,Exterior Entry,Finished,Finished Bath,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Basement, Decorative, Family Room, Gas Log, Great Room, Stone
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 5,422
- Total interior livable area: 5,422 sqft
- Finished area above ground: 5,422
Property
Parking
- Total spaces: 3
- Parking features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway, Parking Pad
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three Or More
- Patio & porch: Deck, Front Porch, Patio, Side Porch, Wrap Around
- Exterior features: Garden, Gas Grill, Lighting, Private Yard
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Neighborhood, Trees/Woods, Other
- Waterfront features: None
- Body of water: None
Lot
- Size: 3.76 Acres
- Features: Back Yard, Cul-De-Sac, Landscaped, Level, Private, Wooded
Details
- Additional structures: None
- Parcel number: 035 010
- Other equipment: Irrigation Equipment
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type, Stone
- Foundation: See Remarks
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1997
Details
- Warranty included: Yes
Utilities & green energy
- Electric: Other
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available, Other
Green energy
- Energy efficient items: None
- Energy generation: None
Community & neighborhood
Security
- Security features: Secured Garage/Parking, Security System Owned
Community
- Community features: Near Schools, Near Shopping, Near Trails/Greenway, Other
Location
- Region: Cumming
- Subdivision: Ryans Bluff
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $300 annually
Other
Other facts
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 12/9/2025 | Sold | $1,150,000-4.2%$212/sqft |
Source:  FMLS GA #7658768 Report a problem | ||
| 12/9/2025 | Pending sale | $1,200,000$221/sqft |
Source: FMLS GA #7658768 Report a problem | ||
| 10/1/2025 | Listed for sale | $1,200,000+50%$221/sqft |
Source: FMLS GA #7658768 Report a problem | ||
| 4/1/2019 | Listing removed | $799,900$148/sqft |
Source: Solid Source Realty Inc. #8477634 Report a problem | ||
| 2/1/2019 | Price change | $799,900-3%$148/sqft |
Source: Solid Source Realty Inc. #8477634 Report a problem | ||
| 1/11/2019 | Price change | $824,900-2.9%$152/sqft |
Source: Solid Source Realty Inc. #8477634 Report a problem | ||
| 10/30/2018 | Listed for sale | $849,900+57.4%$157/sqft |
Source: Solid Source Realty Inc. #8477634 Report a problem | ||
| 5/28/2015 | Sold | $540,000-6.1%$100/sqft |
Source:  FMLS GA #5534498 Report a problem | ||
| 5/11/2015 | Pending sale | $575,000$106/sqft |
Source: PARK MASON BROKERS AND ASSOCIATES LLC #5534498 Report a problem | ||
| 5/5/2015 | Listed for sale | $575,000+26.4%$106/sqft |
Source: PARK MASON BROKERS AND ASSOCIATES LLC #5534498 Report a problem | ||
| 10/18/2007 | Sold | $455,000+8.3%$84/sqft |
Source: Public Record Report a problem | ||
| 1/3/2005 | Sold | $420,000+24.3%$77/sqft |
Source: Public Record Report a problem | ||
| 3/12/2004 | Sold | $338,000$62/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,096 +2.9% | $409,740 +7% |
| 2024 | $8,838 +13.5% | $382,804 +11.7% |
| 2023 | $7,790 -8.5% | $342,780 +7.2% |
| 2022 | $8,509 +25.1% | $319,732 +29.8% |
| 2021 | $6,801 -3.7% | $246,276 -3.7% |
| 2020 | $7,062 -2.6% | $255,724 -2.5% |
| 2019 | $7,251 +19.6% | $262,212 +20.1% |
| 2017 | $6,061 +1.1% | $218,372 +1.1% |
| 2016 | $5,994 | $215,964 +2.8% |
| 2015 | $5,994 +25% | $210,092 +13.9% |
| 2014 | $4,795 -0.2% | $184,420 |
| 2013 | $4,804 -0.9% | $184,420 -0.7% |
| 2012 | $4,850 -0.9% | $185,804 -0.7% |
| 2011 | $4,896 | $187,188 -3.9% |
| 2010 | -- | $194,728 |
| 2009 | -- | $194,728 -0.1% |
| 2008 | -- | $194,848 -0.1% |
| 2007 | -- | $195,040 +8.5% |
| 2006 | $3,822 +3.9% | $179,720 +4.7% |
| 2005 | $3,678 +6.3% | $171,680 |
| 2004 | $3,461 +9.3% | $171,680 |
| 2003 | $3,168 +6.8% | -- |
| 2002 | $2,967 +24.2% | -- |
| 2001 | $2,389 +1.2% | -- |
| 2000 | $2,359 | -- |
Find assessor info on the county website
Neighborhood: 30040
Nearby schools
GreatSchools rating
- 9/10Vickery Creek Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 8/10Hendricks Middle SchoolGrades: 6-8Distance: 1.3 mi
- 9/10West Forsyth High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Kelly Mill
- Middle: Hendricks
- High: West Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,149,600
Get a cash offer in 3 minutes
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Estimated market value
$1,149,600
- Georgia
- Forsyth County
- Cumming
- 30040
- 3950 Ryans Lake Ter
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