Treat yourself and your family to the gift of time and effortless living in The Overlook, one of North Chattanooga's most desirable and well established amenity neighborhoods. Craftsman-style cottages and family homes combine timeless character and urban convenience in a quiet, peaceful community just minutes from the North Shore. With leafy tree-lined sidewalks, and a single entry for minimal traffic, it's an ideal setting for walking, playing, and connecting with neighbors. 3955 Hearthstone Circle, located just across the street from the community pool, sport court, and pavilion, creates a true urban enclave in an incredible location. Downtown Chattanooga, the vibrant Southside, Hixson and the Chattanooga Airport are all within easy access. Welcome friends and family with a gracious covered front porch overlooking the community park, while the open composite deck at the rear provides a peaceful outdoor retreat bordered by ,more lush and protected greenspace—one of only a few homes in The Overlook offering this rare and lasting privacy. The family room, anchored by a gas fireplace, flows effortlessly into the kitchen and dining areas, creating a laid back environment for everyday living and entertaining alike. Custom cabinetry, subway tile backsplash, a central breakfast island, and a generous pantry—all designed for both beauty and function. Throughout the home, site-finished hardwood floors, substantial moldings, and freshly painted interiors reflect the care and attention given to every detail, allowing for an easy transition into your new home. The primary suite and spacious ensuite, located on the main level for convenience and privacy, provides a peaceful evening retreat with dual vanities separated by a deep soaking tub, and an oversized walk-in closet is the ultimate upgrade. Upstairs, you'll find three additional rooms—perfect for guest accommodations, a home office, or a bonus space—along with tremendous walk-in storage that enhances everyday practicality. A rare opportunity to own in one of North Chattanooga's most sought-after neighborhoodswhere comfort, style, and location come together in perfect harmony. Hearthstone Circle North Chattanooga Home. No Place Like It!
Sold for $599,000
$599,000
3955 Hearthstone Cir, Chattanooga, TN 37415
4beds
2,743sqft
Single Family Residence
Built in 2008
0.27 Acres Lot
$609,100 Zestimate®
$218/sqft
$2,835 Estimated rent
Home value
$609,100
$573,000 - $652,000
$2,835/mo
Zestimate® history
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List your homeWhat's special
Rare and lasting privacyGas fireplaceSite-finished hardwood floorsCentral breakfast islandGenerous pantryCraftsman-style cottagesGracious covered front porch
Zillow last checked:
Listing updated:
Listed by:
Linda Brock 423-364-4663,
Real Estate Partners Chattanooga LLC
Bought with:
Linda Brock, 258780
Real Estate Partners Chattanooga LLC
Source: Greater Chattanooga Realtors,MLS#: 1522846
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Other
- Level: First
Bonus room
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric, Multi Units
Appliances
- Included: Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Water Heater
- Laundry: Main Level, Washer Hookup
Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Eat-in Kitchen, Natural Woodwork, Open Floorplan, Primary Downstairs, Recessed Lighting, Tray Ceiling(s), Separate Shower, Tub/shower Combo, En Suite
- Flooring: Carpet, Hardwood, Tile
- Windows: Insulated Windows
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Starter, Gas Log
Interior area
- Total structure area: 2,743
- Total interior livable area: 2,743 sqft
- Finished area above ground: 2,743
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Door Opener, Off Street, On Street, Paved, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Deck, Front Porch, Patio, Porch - Covered
- Exterior features: Private Yard, Rain Gutters
- Pool features: Community, In Ground, Outdoor Pool
- Spa features: None
- Fencing: Back Yard
Lot
- Size: 0.27 Acres
- Dimensions: 75 x 155 x 75 x 155
- Features: Back Yard, Front Yard, Landscaped, Level, Near Public Transit, Rectangular Lot, Sprinklers In Front, Sprinklers In Rear, Wooded
Details
- Additional structures: None
- Parcel number: 118f F 004
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Cement Siding, Shingle Siding
- Foundation: Block, Brick/Mortar, Concrete Perimeter, Stone
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Curbs, Park, Playground, Pool, Street Lights, Sidewalks
- Security: Smoke Detector(s)
- Subdivision: The Overlook
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Cabana, Game Court Exterior, Jogging Path, Maintenance Grounds, Park, Picnic Area, Playground, Pool, Party Room, Recreation Facilities, Sport Court, Trail(s)
- Services included: Maintenance Grounds
- HOA fee: $600 annually
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $571,600
- Annual tax amount: $5,107
- Date on market: 10/23/2025
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Sold | $599,000-4.2%$218/sqft |
Source: Greater Chattanooga Realtors #1522846 Report a problem | ||
| 11/2/2025 | Contingent | $625,000$228/sqft |
Source: Greater Chattanooga Realtors #1522846 Report a problem | ||
| 10/23/2025 | Listed for sale | $625,000+58.2%$228/sqft |
Source: Greater Chattanooga Realtors #1522846 Report a problem | ||
| 9/21/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 9/7/2022 | Listed for rent | $3,000$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 7/5/2019 | Sold | $395,000-1.3%$144/sqft |
Source: Public Record Report a problem | ||
| 5/13/2019 | Pending sale | $400,000$146/sqft |
Source: Real Estate Partners Chattanooga, LLC #1298920 Report a problem | ||
| 4/30/2019 | Listed for sale | $400,000+31.6%$146/sqft |
Source: Real Estate Partners Chattanooga, LLC #1298920 Report a problem | ||
| 6/27/2014 | Sold | $304,000-7%$111/sqft |
Source: Agent Provided Report a problem | ||
| 5/1/2014 | Price change | $327,000-3%$119/sqft |
Source: Crye-Leike #1208600 Report a problem | ||
| 4/20/2014 | Price change | $337,000-3.4%$123/sqft |
Source: Crye-Leike #1208600 Report a problem | ||
| 4/2/2014 | Listed for sale | $349,000+5.1%$127/sqft |
Source: Crye-Leike #1208600 Report a problem | ||
| 5/12/2011 | Sold | $332,200$121/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,166 +8.7% | $142,900 +60.5% |
| 2024 | $1,992 | $89,025 |
| 2023 | $1,992 | $89,025 |
| 2022 | $1,992 | $89,025 |
| 2021 | $1,992 -14.9% | $89,025 +5.2% |
| 2020 | $2,339 | $84,600 |
| 2019 | $2,339 | $84,600 |
| 2018 | $2,339 -46.7% | $84,600 |
| 2017 | $4,392 +1.9% | $84,600 |
| 2016 | $4,312 | -- |
| 2015 | $4,312 | $82,700 |
| 2014 | $4,312 -10.9% | -- |
| 2013 | $4,840 | $82,700 -13.3% |
| 2012 | $4,840 | $95,375 |
| 2011 | $4,840 +83.5% | $95,375 |
| 2010 | $2,637 | $95,375 |
| 2009 | $2,637 | $95,375 |
Find assessor info on the county website
Neighborhood: Lupton City
Nearby homes
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- $675,0004 bd3 ba2.6k sqft3929 Hearthstone Cir, Chattanooga, TN 37415Pending
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- $595,0004 bd3 ba2.7k sqft3917 Hearthstone Cir, Chattanooga, TN 37415Off Market
- $505,0003 bd3 ba2.1k sqft3628 Hearthstone Cir, Chattanooga, TN 37415Sold
Nearby schools
GreatSchools rating
- 5/10Rivermont Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 5/10Red Bank Middle SchoolGrades: 6-8Distance: 2.3 mi
- 5/10Red Bank High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Rivermont Elementary
- Middle: Red Bank Middle
- High: Red Bank High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$609,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$609,100
- Tennessee
- Hamilton County
- Chattanooga
- 37415
- Lupton City
- 3955 Hearthstone Cir
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