Lakefront living is calling! Situated on over an acre along desirable Lucas Lake, this 2-bedroom, 2-bath waterfront home offers a peaceful setting to enjoy everything Northwest Florida lake life has to offer. Inside, the open-concept layout creates an inviting flow between the main living areas, while the split-bedroom floor plan provides added privacy. One bedroom features its own ensuite bath, making the layout comfortable and functional. Step outside and spend your days swimming, fishing from the dock, taking the boat out on the water, or simply relaxing on the screened porch while taking in the beautiful lake views. With over an acre, there's plenty of room to enjoy the outdoors and the quiet surroundings. Conveniently located betwen Chipley, I-10, Lynn Haven, Panama City, Panama City Beach, Northwest Florida Beaches International Airport, and several recreational springs. Whether you're looking for a full-time residence or a waterfront getaway, this Lucas Lake property is ready for you to come enjoy the view and make it your own!
Pending
$235,000
3955 Stillwater Dr, Chipley, FL 32428
2beds
924sqft
Manufactured Home, Single Family Residence
Built in 1995
1.06 Acres Lot
$233,200 Zestimate®
$254/sqft
$-- HOA
What's special
Fishing from the dockBeautiful lake viewsOpen-concept layoutSplit-bedroom floor plan
- 15 days
- 268
- 16
Zillow last checked:
Listing updated:
Listed by:
Seamus J O'neill 850-260-5851,
SOUTHERN WAY REALTY, INC.
Source: CPAR,MLS#: 795352
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Dimensions: 13.7 x 13.3
Bedroom
- Dimensions: 9.8 x 13.3
Kitchen
- Dimensions: 13.11 x 13.3
Living room
- Dimensions: 19.9 x 13.3
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Soaking Tub, Separate Shower
Interior area
- Total structure area: 924
- Total interior livable area: 924 sqft
Property
Features
- Patio & porch: Porch, Screened
- Exterior features: Dock, Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front
Lot
- Size: 1.06 Acres
- Dimensions: 70 x 507 x 71 x 383 x 119
Details
- Additional structures: Shed(s)
- Parcel number: 000000000044140043
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subtype: Manufactured Home, Single Family Residence
Materials
- Vinyl Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Subdivision: Lucas Lake
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $121,626
- Annual tax amount: $892
- Date on market: 9/13/2026
- Cumulative days on market: 15 days
- Electric utility on property: Yes
- Body type: Single Wide
Estimated market value
$233,200
$222,000 - $245,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Pending sale | $235,000$254/sqft |
Source:  CPAR #795352 Report a problem | ||
| 9/13/2026 | Listed for sale | $235,000+23.7%$254/sqft |
Source: CPAR #795352 Report a problem | ||
| 6/20/2023 | Sold | $190,000-11.6%$206/sqft |
Source: Public Record Report a problem | ||
| 4/3/2023 | Pending sale | $214,900$233/sqft |
Source: CPAR #739182 Report a problem | ||
| 4/3/2023 | Contingent | $214,900$233/sqft |
Source: CPAR #739182 Report a problem | ||
| 3/24/2023 | Listed for sale | $214,900+138.8%$233/sqft |
Source: CPAR #739182 Report a problem | ||
| 4/21/2022 | Sold | $90,000+12.6%$97/sqft |
Source: CPAR #724535 Report a problem | ||
| 4/5/2022 | Contingent | $79,900$86/sqft |
Source: CPAR #724535 Report a problem | ||
| 4/3/2022 | Listed for sale | $79,900$86/sqft |
Source: CPAR #724535 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $893 +8% | $110,287 +2.9% |
| 2024 | $826 -21.7% | $107,179 +38.5% |
| 2023 | $1,056 +30.6% | $77,366 +48.2% |
| 2022 | $809 +19% | $52,217 +10% |
| 2021 | $680 +11.1% | $47,470 +10.3% |
| 2020 | $612 -1.6% | $43,034 +2.1% |
| 2019 | $622 -4.1% | $42,133 -0.6% |
| 2018 | $648 -0.8% | $42,379 +3.2% |
| 2017 | $654 | $41,051 -2.3% |
| 2016 | $654 -11.6% | $42,023 -5.8% |
| 2015 | $739 | $44,619 -4.3% |
| 2014 | -- | $46,619 -5.4% |
| 2013 | -- | $49,267 -7.2% |
| 2012 | -- | $53,062 -8.2% |
| 2011 | -- | $57,819 -4% |
| 2010 | -- | $60,244 -1.3% |
| 2009 | -- | $61,061 +0.2% |
| 2008 | -- | $60,913 +0.5% |
| 2007 | -- | $60,621 +37% |
| 2005 | -- | $44,262 +10.9% |
| 2004 | -- | $39,929 +5.6% |
| 2003 | -- | $37,813 +6.5% |
| 2002 | -- | $35,512 +1.1% |
| 2001 | -- | $35,137 +2.5% |
| 2000 | -- | $34,280 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 32428
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