Lakefront Living with Endless Possibilities!
Nestled on the shores of stunning Lucas Lake--renowned for its crystal-clear waters and rare allowance for water skiing--this 3-bedroom, 2-bath retreat offers the perfect blend of recreation and relaxation. Whether you're seeking a weekend getaway or a full-time residence, you'll love the easy access to Hwy 79 and Hwy 77, placing you just a short drive from the Gulf of America, Panama City, Chipley, and Vernon. Nearby Holmes Creek invites adventure with canoeing and diving opportunities, while local schools and amenities are conveniently close. Embrace the tranquility of lake life with the freedom to explore, unwind, and make lasting memories.
Sold for $290,000
$290,000
3965 Stillwater Dr, Chipley, FL 32428
3beds
1,392sqft
Single Family Residence
Built in 1995
0.78 Acres Lot
$291,100 Zestimate®
$208/sqft
$1,698 Estimated rent
Home value
$291,100
Estimated sales range
Not available
$1,698/mo
Zestimate® history
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$1,933/mo
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List your homeWhat's special
Water skiingCrystal-clear waters
Zillow last checked:
Listing updated:
Listed by:
Sheran Whitaker 850-258-6429,
New Town Realty
Bought with:
Team Don and Bubba
EXP Realty LLC
Source: CPAR,MLS#: 780183
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Dimensions: 14.3 x 10.1
Bedroom
- Level: First
- Dimensions: 13.5 x 11.1
Bedroom
- Level: First
- Dimensions: 10.9 x 10.4
Dining room
- Level: First
- Dimensions: 11.5 x 9.1
Kitchen
- Level: First
- Dimensions: 10.4 x 8
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
Property
Parking
- Total spaces: 1
- Covered spaces: 1
Features
- Waterfront features: Lake, Lake Front
Lot
- Size: 0.78 Acres
- Dimensions: 46.78 x 67.28 x 316.70 x 84.29 x 385.93(m)
Details
- Additional structures: Outbuilding
- Parcel number: 000000000044140042
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1995
Community & neighborhood
Community
- Community features: Short Term Rental Allowed
Location
- Region: Chipley
- Subdivision: No Named Subdivision
Price history
| Date | Event | Price |
|---|---|---|
| 4/2/2026 | Sold | $290,000-9.4%$208/sqft |
Source:  CPAR #780183 Report a problem | ||
| 3/19/2026 | Pending sale | $320,000$230/sqft |
Source: CPAR #780183 Report a problem | ||
| 3/16/2026 | Listed for sale | $320,000$230/sqft |
Source: CPAR #780183 Report a problem | ||
| 12/10/2025 | Pending sale | $320,000$230/sqft |
Source: CPAR #780183 Report a problem | ||
| 11/30/2025 | Price change | $320,000-5.9%$230/sqft |
Source: CPAR #780183 Report a problem | ||
| 10/9/2025 | Listed for sale | $340,000+94.3%$244/sqft |
Source: CPAR #780183 Report a problem | ||
| 2/1/2013 | Listing removed | $175,000$126/sqft |
Source: New Town Realty, LLC #503327 Report a problem | ||
| 4/28/2012 | Price change | $175,000-7.7%$126/sqft |
Source: New Town Realty, LLC #503327 Report a problem | ||
| 2/4/2012 | Listed for sale | $189,500$136/sqft |
Source: New Town Realty, LLC #503327 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $150,453 +7% |
| 2024 | $1,498 +12.1% | $140,652 +11.7% |
| 2023 | $1,336 +7.2% | $125,919 +6.8% |
| 2022 | $1,246 +3.1% | $117,909 +6.7% |
| 2021 | $1,208 +8.3% | $110,527 +5.7% |
| 2020 | $1,116 -0.7% | $104,522 +3% |
| 2019 | $1,124 -1.4% | $101,523 +2% |
| 2018 | $1,140 -0.8% | $99,520 +2.4% |
| 2017 | $1,149 | $97,164 +2.2% |
| 2016 | $1,149 +23.8% | $95,035 |
| 2015 | $928 | $95,035 -10.8% |
| 2014 | -- | $106,544 -2.2% |
| 2013 | -- | $108,960 -3.7% |
| 2012 | -- | $113,169 -4.7% |
| 2011 | -- | $118,732 -2.3% |
| 2010 | -- | $121,511 -0.7% |
| 2009 | -- | $122,336 |
| 2008 | -- | $122,336 +14% |
| 2007 | -- | $107,322 +29.6% |
| 2005 | -- | $82,836 +7.5% |
| 2004 | -- | $77,058 +1.1% |
| 2003 | -- | $76,219 +4.4% |
| 2002 | -- | $72,973 +1.2% |
| 2001 | -- | $72,133 +2.4% |
| 2000 | -- | $70,454 |
Find assessor info on the county website
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 5.6 mi
- 5/10Vernon Middle SchoolGrades: 6-8Distance: 4.6 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Vernon Elementary
- Middle: Vernon
- High: Vernon
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$291,100
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$296,922
- Florida
- Washington County
- Chipley
- 32428
- 3965 Stillwater Dr
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