Active under contract

$434,900

3957 GAREYS FERRY Way, Middleburg, FL 32068

4beds

2,085sqft

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Single Family Residence

Built in 2024

6,098 Square Feet Lot

$429,500 Zestimate^®

$209/sqft

$110/mo HOA

What's special

Quartz countertopsSmart-home technologyRecessed lightingStainless steel appliances

Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent. The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in. Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again. Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby. Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.

52 days

45

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Central

Cooling

Central Air

Appliances

Included: Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator
Laundry: In Unit

Features

Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s)
Flooring: Carpet

Interior area

Total interior livable area: 2,085 sqft

Video & virtual tour

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Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Features

Levels: Two
Stories: 2

Lot

Size: 6,098 Square Feet

Details

Parcel number: 07052500907600698
Zoning description: PUD

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Frame
Roof: Shingle

Condition

Updated/Remodeled
New construction: No
Year built: 2024

Utilities & green energy

Water: Public
Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Jennings Farm

HOA

Has HOA: Yes
Amenities included: Pool, Pickleball, Playground
HOA fee: $110 monthly

Location

Region: Middleburg

Financial & listing details

Price per square foot: $209/sqft
Tax assessed value: $336,912
Annual tax amount: $5,496
Date on market: 5/22/2026
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

Estimated market value

$429,500

$408,000 - $451,000

$2,345/mo

Price history

Date	Event	Price
5/22/2026	Listed for sale	$434,900$209/sqft
Source: realMLS #2146569 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$336,912 +343.3%
2024	$1,141	$76,000

Find assessor info on the county website

Monthly payment

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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