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Active under contract
    • $434,900

    3957 GAREYS FERRY Way, Middleburg, FL 32068

    4beds
    2,085sqft
    : 
    $2,957/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    6,098 Square Feet Lot
    $436,300 Zestimate®
    $209/sqft
    $110/mo HOA

    What's special

    Quartz countertopsSmart-home technologyRecessed lightingStainless steel appliances
    Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent. The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in. Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again. Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby. Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
    98 days
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    34
    |
    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    TAMMY BARANOWSKI 904-708-0468,

    MOMENTUM REALTY 904-903-1558,

    BROOKE HEWITT 904-252-7390

    Source: realMLS,MLS#: 2146569MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator
      • Laundry: In Unit
      Features
      • Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s)
      • Flooring: Carpet
      Interior area
      • Total interior livable area: 2,085 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 6,098 Square Feet
      Details
      • Parcel number: 07052500907600698
      • Zoning description: PUD

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Jennings Farm
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Pickleball, Playground
      • HOA fee: $110 monthly
      Location
      • Region: Middleburg

      Financial & listing details

      • Price per square foot: $209/sqft
      • Tax assessed value: $336,912
      • Annual tax amount: $5,496
      • Date on market: 5/22/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $436,300

        $401,000 - $471,000

        $2,344/mo

        Price history

        DateEventPrice
        5/22/2026Listed for sale$434,900$209/sqft
        Source: realMLS #2146569 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $336,912 +343.3%
        2024$1,141 $76,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32068

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Middleburg
        • Middle: Lake Asbury
        • High: Middleburg

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

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