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Sold for $455,000
  • Zestimate®
    $455,000

    3972 TARPON POINTE CIRCLE, PALM HARBOR, FL 34684

    3beds
    2,014sqft
    Single Family Residence
    Built in 1989
    6,826 Square Feet Lot
    $455,000 Zestimate®
    $226/sqft
    $2,983 Estimated rent

    Home value

    $455,000

    $419,000 - $491,000

    $2,983/mo

    Zestimate® history
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    What's special

    New baseboardsGranite countertopsFresh interior paintMultiple skylightsBrand-new rain guttersConvenient built-in deskDouble-door entry
    Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor’s premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Justus 727-330-4478,

    COLDWELL BANKER REALTY 727-781-3700

    Bought with:

    Jaclyn McGregor, 3477876

    DALTON WADE INC

    Source: Stellar MLS,MLS#: TB8549067MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Family Room, Utility Room
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 204 Square Feet
    • Dimensions: 12x17
    Bedroom 2
    • Features: Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Bedroom 3
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 143 Square Feet
    • Dimensions: 13x11
    Primary bathroom
    • Features: En Suite Bathroom, Jack & Jill Bathroom, Shower No Tub, Single Vanity
    • Level: First
    • Area: 60 Square Feet
    • Dimensions: 12x5
    Bathroom 2
    • Features: Tub With Shower
    • Level: First
    • Area: 45 Square Feet
    • Dimensions: 9x5
    Dining room
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Family room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 320 Square Feet
    • Dimensions: 16x20
    Kitchen
    • Features: Ceiling Fan(s), Pantry, Built-in Features, Granite Counters
    • Level: First
    • Area: 99 Square Feet
    • Dimensions: 9x11
    Living room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 276 Square Feet
    • Dimensions: 23x12
    Utility room
    • Features: Storage Closet
    • Level: First
    • Area: 90 Square Feet
    • Dimensions: 6x15
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
    • Flooring: Luxury Vinyl
    • Windows: Skylight(s), Hurricane Shutters/Windows
    • Has fireplace: No
    Interior area
    • Total structure area: 2,654
    • Total interior livable area: 2,014 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Garage Door Opener, Golf Cart Parking
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 20x19
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Front Porch, Screened
    • Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
    • On waterfront: Yes
    • Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
    • Body of water: LAKE TARPON
    Lot
    • Size: 6,826 Square Feet
    • Dimensions: 65 x 105
    • Features: Landscaped, Level, Near Golf Course, Sidewalk, Above Flood Plain
    • Residential vegetation: Trees/Landscaped
    Details
    • Parcel number: 042816389280000730
    • Zoning: RPD-7.5
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1989

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
    • Pet fee: $0 monthly
    • Senior community: Yes
    • Subdivision: HIGHLAND LAKES
    HOA
    • Has HOA: Yes
    • Services included: Common Area Taxes, Community Pool, Reserve Fund, Pool Maintenance, Recreational Facilities
    • HOA fee: $164 monthly
    • HOA name: Highland Lakes HOA
    • HOA phone: 727-784-1402
    Location
    • Region: Palm Harbor

    Financial & listing details

    • Price per square foot: $226/sqft
    • Tax assessed value: $391,632
    • Annual tax amount: $2,279
    • Date on market: 9/18/2026
    • Cumulative days on market: 5 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved

    Price history

    DateEventPrice
    10/14/2026Sold$455,000-3.2%$226/sqft
    Source: Stellar MLS #TB8549067 Report a problem
    9/18/2026Listed for sale$469,900+248.1%$233/sqft
    Source: Stellar MLS #TB8549067 Report a problem
    4/16/1997Sold$135,000$67/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,279 +6.6%$170,604 +2.9%
    2024$2,138 +2.5%$165,796 +3%
    2023$2,085 -0.3%$160,967 +3%
    2022$2,090 -0.4%$156,279 +3%
    2021$2,100 +0.6%$151,727 +1.4%
    2020$2,087 +2.2%$149,632 +2.3%
    2019$2,042 $146,268 +1.9%
    2018$2,042 +1.8%$143,541 +2.1%
    2017$2,007 +2.5%$140,589 +2.1%
    2016$1,957 -1.4%$137,697 +0.7%
    2015$1,986 +0.8%$136,740 +0.8%
    2014$1,970 +0.4%$135,655 +1.5%
    2013$1,963 +8.7%$133,650 +1.7%
    2012$1,805 $131,416 -12.4%
    2011-- $149,968 -0.1%
    2010-- $150,134 +2.7%
    2009-- $146,187 +0.1%
    2008$2,021 $146,041 +3%
    2007-- $141,787 -15.4%
    2005-- $167,500 +8.2%
    2004$2,216 +1.9%$154,800 +10.6%
    2003$2,174 +1.2%$140,000 +6%
    2002$2,148 $132,100 +6.8%
    2001$2,148 +5.6%$123,700 +3.4%
    2000$2,034 $119,600
    Find assessor info on the county website

    Neighborhood: 34684

    Nearby schools

    GreatSchools rating
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    Estimated market value

    $455,000

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    Estimated market value

    $455,000