In a waterfront enclave of luxury homes, this contemporary coastal design overlooks the deep waters of Carters Creek. This coastal perch offers the protected harbor of Jacks Cove and the gentle breezes from the Rappahannock River. With nine-foot ceilings, gleaming wood floors, handsome brick fireplaces, custom trim, and walls of glass doors, the house retains handcrafted features paired with sensitive modern interior detailing. The entrance foyer welcomes one to this tailored home. The bright living room exudes a casual elegance with a brick fireplace and bespoke mantle. An informal dining area with a family room adjoins the kitchen. Granite counters with striking glass divided-light cabinets and white appliances create a light-filled workspace to delight any cook. The primary bedroom with a private deck provides a gracious retreat. The two guest suites are connected by a shared bathroom. With an additional bedroom and full bath, the lower floor offers office space and a fitness room with exterior access. Off this room are a workshop and the oversized two-bay garage. The broad private pier provides an extension of the entertainment space. The park-like grounds provide privacy
Sold for $1,275,000
$1,275,000
40 Oyster Point, White Stone, VA 22578
4beds
3,773sqft
Single Family Residence
Built in 2004
1.19 Acres Lot
$1,505,100 Zestimate®
$338/sqft
$3,642 Estimated rent
Home value
$1,505,100
$1.38M - $1.66M
$3,642/mo
Zestimate® history
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List your homeWhat's special
Brick fireplaceHandsome brick fireplacesPrivate deckGleaming wood floorsFitness roomGranite countersNine-foot ceilings
Zillow last checked:
Listing updated:
Listed by:
Emily E. Carter 804-436-4949,
Jim & Pat Carter Real Estate
Bought with:
Samantha C Van Saun, 0225211505
Shaheen Ruth Martin & Fonville Real Estate
Source: Chesapeake Bay & Rivers AOR,MLS#: 2302667Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Electric, Heat Pump, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Stove, Washer
Features
- Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Granite Counters, High Ceilings, Cable TV, Walk-In Closet(s), Workshop
- Flooring: Wood
- Doors: Sliding Doors
- Basement: Full,Partially Finished
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Gas, Masonry
Interior area
- Total interior livable area: 3,773 sqft
- Finished area above ground: 3,413
- Finished area below ground: 360
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Circular Driveway, Garage, Off Street, Oversized, Garage Faces Rear, Two Spaces, Garage Faces Side, Workshop in Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Stoop, Deck
- Exterior features: Boat Lift, Deck, Dock
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Creek, Dock Access, Mooring, Bulkhead, Boat Ramp/Lift Access, Waterfront
- Body of water: Carters Creek
- Frontage length: 147.0000,147.0000
Lot
- Size: 1.19 Acres
- Features: Dead End, Landscaped, Waterfront
Details
- Parcel number: 33488K
- Zoning description: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Cedar, Drywall, Frame
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Bulkhead
- Subdivision: Oyster Point
HOA
- Has HOA: Yes
- Services included: Road Maintenance
- HOA fee: $300 annually
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $338/sqft
- Tax assessed value: $829,600
- Annual tax amount: $5,226
- Date on market: 8/15/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2023 | Sold | $1,275,000-8.9%$338/sqft |
Source: Chesapeake Bay & Rivers AOR #2302667 Report a problem | ||
| 9/7/2023 | Pending sale | $1,400,000$371/sqft |
Source: Northern Neck AOR #112547 Report a problem | ||
| 7/23/2023 | Contingent | $1,400,000$371/sqft |
Source: Northern Neck AOR #112547 Report a problem | ||
| 7/23/2023 | Pending sale | $1,400,000$371/sqft |
Source: Chesapeake Bay & Rivers AOR #2302667 Report a problem | ||
| 7/22/2022 | Listed for sale | $1,400,000$371/sqft |
Source: Chesapeake Bay & Rivers AOR #2220650 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,165 | $1,120,900 |
| 2024 | $6,165 +17.2% | $1,120,900 +34.3% |
| 2023 | $5,258 +0.6% | $834,600 +0.6% |
| 2022 | $5,226 | $829,600 |
| 2021 | $5,226 | $829,600 |
| 2020 | $5,226 +2438.2% | $829,600 +11.7% |
| 2018 | $206 | $742,800 |
| 2017 | -- | $742,800 |
| 2016 | -- | $742,800 |
| 2015 | -- | $742,800 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 22578
Nearby homes
- $787,0002.34 acresLOT 8 Oyster Point, White Stone, VA 22578Sold
- $800,0001.66 acres2 Oyster Point, White Stone, VA 22578Sold
- $1,327,9003 bd4 ba3.8k sqft1774 James Wharf Rd, White Stone, VA 22578Off Market
- $---- bd-- ba-- sqft1774 James Wharf Rd, White Stone, VA 22578Off Market
- $787,0002.34 acres8-9 Oyster Point LOT 9, White Stone, VA 22578Sold
- $1,900,0003 bd5 ba4.3k sqft80 Oyster Point, White Stone, VA 22578Sold
- $1,219,6003 bd3 ba3.6k sqft1708 James Wharf Rd, White Stone, VA 22578Off Market
- $--1.98 acresJames Wharf Road, White Stone, VA 22578Off Market
Nearby schools
GreatSchools rating
- 3/10Lancaster Elementary SchoolGrades: K-7Distance: 4.8 mi
- 3/10Lancaster High SchoolGrades: 8-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Lancaster County
- White Stone
- 22578
- 40 Oyster Point
