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    • Price cut: $9.9K (7/5)
    $290,000

    40 South Street, Waterford, NY 12188

    5beds
    3,184sqft
    Loading
    Duplex, Multi Family
    Built in 1860
    -- sqft lot
    $284,300 Zestimate®
    $91/sqft
    $-- HOA

    What's special

    Two off-street parking spacesTwo decksHardwood floors
    PRICE IMPROVEMENT * Beautiful, spacious up / down Duplex. Both units 1592 sf! Modern, bright, open concept kitchens, hardwood floors, two decks, large fenced lots (split), two off-street parking spaces. Just minutes to RiverSpark, Peebles Island State Park; just steps to Erie Canal waterfront Farmers Market and canal festivals on the promenade. Enjoy the outdoors via walk, bike or boat. Both levels long-term tenant occupied. Investment property or owner occupy and let the tenant help you pay your mortgage. Can also be converted to a single-family, so you can occupy the entire space! Come by to see for yourself! Make your appointment today!
    50 days
    |
    1,526
    |
    84
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Realty One Group Key 518-630-5360,

    Julie C Baker 518-491-1383

    Source: Global MLS,MLS#: 202619517MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Baseboard, Hot Water
      Cooling
      • Window Unit(s)
      Appliances
      • Laundry: Electric Dryer Hookup, In Bathroom, Laundry Room, Main Level, Upper Level, Washer Hookup
      Features
      • Other, Ceiling Fan(s), High Speed Internet, Tray Ceiling(s), Walk-In Closet(s), Built-in Features, Ceramic Tile Bath, Chair Rail
      • Flooring: Vinyl, Carpet, Ceramic Tile, Hardwood, Laminate
      • Doors: Sliding Doors
      • Windows: Screens, Double Pane Windows, Shutters, Wood Frames, Blinds, Curtain Rods
      • Basement: Exterior Entry,Full,Unfinished
      Interior area
      • Total structure area: 3,184
      • Total interior livable area: 3,184 sqft
      • Finished area above ground: 3,184
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street, Paved, Driveway
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Pressure Treated Deck, Porch, Covered, Deck, Front Porch
      • Exterior features: Garden
      • Fencing: Back Yard,Chain Link,Fenced,Gate,Perimeter
      • Has view: Yes
      • View description: Water, River, Skyline, Bridge(s)
      • Has water view: Yes
      • Water view: Water,River
      • Waterfront features: River Front
      • Body of water: Hudson River
      Lot
      • Size: 4,791 Square Feet
      • Features: Level, Road Frontage, Views, Cleared, Corner Lot, Garden, Waterfront
      Details
      • Additional structures: Shed(s)
      • Parcel number: 415401 291.7931
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Traditional
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Vinyl Siding
      • Foundation: Brick/Mortar, Combination, Stone
      • Roof: Shingle,Asphalt
      Condition
      • New construction: No
      • Year built: 1860

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Waterford

      Financial & listing details

      • Price per square foot: $91/sqft
      • Tax assessed value: $231,884
      • Annual tax amount: $5,491
      • Date on market: 6/12/2026
      • Listing terms: Assumable
      • Tenant pays: Hot Water, Heat, Internet, Cable TV, Electricity, Gas

        Estimated market value

        $284,300

        $270,000 - $299,000

        $1,787/mo

        Price history

        DateEventPrice
        7/5/2026Price change$290,000-3.3%$91/sqft
        Source: Global MLS #202619517 Report a problem
        6/12/2026Listed for sale$299,900+50%$94/sqft
        Source: Global MLS #202619517 Report a problem
        11/9/2022Sold$200,000+2.6%$63/sqft
        Source: Global MLS #202219667 Report a problem
        9/30/2022Pending sale$195,000$61/sqft
        Source: Global MLS #202219667 Report a problem
        9/15/2022Price change$195,000-4.9%$61/sqft
        Source: Global MLS #202219667 Report a problem
        8/29/2022Listed for sale$205,000-4.7%$64/sqft
        Source: Global MLS #202219667 Report a problem
        8/5/2022Listing removed--
        Source: Global MLS #202219667 Report a problem
        6/24/2022Price change$215,000-4.4%$68/sqft
        Source: Global MLS #202219667 Report a problem
        6/9/2022Listed for sale$225,000+55.3%$71/sqft
        Source: Global MLS #202219667 Report a problem
        8/15/2012Sold$144,900$46/sqft
        Source: Global MLS #201214655 Report a problem
        6/5/2012Listed for sale$144,900+55.8%$46/sqft
        Source: Listhub #201214551 Report a problem
        1/31/1996Sold$93,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $160,000
        2024-- $160,000
        2023-- $160,000
        2022-- $160,000
        2021-- $160,000
        2020-- $160,000
        2019-- $160,000
        2018-- $160,000 +788.9%
        2017$2,023 +352.9%$18,000
        2016$447 +2.6%$18,000
        2015$435 +4.6%$18,000
        2014$416 $18,000
        2013-- $18,000
        2012-- $18,000
        2011-- $18,000
        2010-- $18,000
        2009-- $18,000
        2008-- $18,000
        2007-- $18,000
        2006-- $18,000
        2005-- $18,000
        2004-- $18,000
        2003-- $18,000
        2002-- $18,000
        2001-- $18,000
        2000-- $18,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 12188

        Getting around

        52 / 100
        Somewhat Walkable
        70 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterford
        • High: Waterford

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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