Escape to your own private Tennessee mountain retreat at 4012 Payne Cove Road in Pelham, TN. Conveniently located just minutes from both Nashville and Chattanooga via I-24, this stunning 2,644-square-foot brick home brings the charm of Gatlinburg-style mountain living to the perfect location. Inside, you'll find soaring cathedral ceilings with exposed wood beams, custom hickory cabinetry crafted with exceptional attention to detail, and a beautiful loft. The thoughtfully designed split floor plan features three spacious bedrooms and privacy. City water is being installed at the road by September 2026.
2 days
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Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Kelly Anderson931-212-4391,
RE/MAX 1st Realty931-728-5552
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3336328
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3
Bedroom 1
Features: Extra Large Closet
Level: Extra Large Closet
Area: 306 Square Feet
Dimensions: 18x17
Bedroom 2
Features: Extra Large Closet
Level: Extra Large Closet
Area: 165 Square Feet
Dimensions: 15x11
Bedroom 3
Features: Extra Large Closet
Level: Extra Large Closet
Area: 165 Square Feet
Dimensions: 15x11
Primary bathroom
Features: Double Vanity
Level: Double Vanity
Den
Features: Separate
Level: Separate
Area: 378 Square Feet
Dimensions: 27x14
Kitchen
Area: 338 Square Feet
Dimensions: 26x13
Living room
Features: Great Room
Level: Great Room
Area: 504 Square Feet
Dimensions: 28x18
Recreation room
Features: Second Floor
Level: Second Floor
Area: 240 Square Feet
Dimensions: 16x15
Heating
Central, Electric
Cooling
Central Air, Electric
Appliances
Included: Built-In Electric Oven, Double Oven, Electric Oven, Cooktop, Dishwasher
Laundry: Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Extra Closets, High Ceilings, Pantry, Walk-In Closet(s), High Speed Internet, Kitchen Island
Flooring: Laminate, Tile
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Family Room
Interior area
Total structure area: 2,644
Total interior livable area: 2,644 sqft
Finished area above ground: 2,644
Property
Parking
Total spaces: 6
Parking features: Detached, Aggregate
Garage spaces: 2
Uncovered spaces: 4
Features
Levels: Two
Stories: 2
Patio & porch: Porch, Covered
Fencing: Partial
Has view: Yes
View description: Mountain(s)
Lot
Size: 2.87 Acres
Features: Level
Topography: Level
Details
Additional structures: Storage
Parcel number: 083 04902 000
Special conditions: Standard
Construction
Type & style
Home type: SingleFamily
Property subtype: Single Family Residence, Residential
Materials
Brick
Roof: Metal
Condition
New construction: No
Year built: 2008
Utilities & green energy
Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Available
Community & HOA
Community
Subdivision: None
HOA
Has HOA: No
Location
Region: Pelham
Financial & listing details
Price per square foot: $229/sqft
Tax assessed value: $22,000
Annual tax amount: $1,411
Date on market: 8/6/2026
Electric utility on property: Yes
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
8/7/2026
Listed for sale
$604,900+0.8%$229/sqft
Source: RealTracs MLS as distributed by MLS GRID #3336328Report a problem
7/17/2026
Listing removed
$599,900$227/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
2/18/2026
Price change
$599,900-2.3%$227/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
1/20/2026
Price change
$613,900-0.8%$232/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
11/14/2025
Price change
$618,900-0.2%$234/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
10/29/2025
Price change
$619,900-0.8%$234/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
9/17/2025
Price change
$624,900-0.8%$236/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
8/22/2025
Listed for sale
$629,900$238/sqft
Source: RealTracs MLS as distributed by MLS GRID #2976071Report a problem
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.