Some dreams have a front porch. This one has a fireplace too. Built in 1891 and thoughtfully renovated down to the studs in 2020, this rare historic district treasure sits just two blocks from Centre Street - where brick-lined sidewalks lead to the city marina and the shimmering Amelia River beyond. The Atlantic beaches are a leisurely bike ride away. This is the Fernandina life you’ve been picturing. Step inside and the romance is immediate. Shiplap walls, natural pine wood ceilings, engineered wood plank floors, and a working fireplace with a rough-hewn cedar mantle whisper a century of character. Yet everything beneath that charm is newer - electrical, plumbing, HVAC, roof, spray foam insulation, most of the windows, majority of the exterior siding, kitchen, bathrooms, and fixtures. All of it replaced in 2020. The confidence of new construction, yet the soul of the home remains beautifully intact. Outside, a paver driveway and front walkway welcome you home. Black aluminum fencing frames the yard. And that front porch - quaint, unhurried, made for sweet tea and slow evenings - waits for you to make it yours. Some homes are simply houses. This one is a lifestyle, beautifully preserved and ready to be lived. Old Florida charm - thoroughly, thoughtfully rebuilt for modern living.
For sale
$1,050,000
402 Beech St, Fernandina Beach, FL 32034
3beds
1,798sqft
Single Family Residence
Built in 1891
4,791 Square Feet Lot
$981,000 Zestimate®
$584/sqft
$-- HOA
What's special
Brick-lined sidewalksFront porchNatural pine wood ceilingsEngineered wood plank floorsShiplap walls
- 23 days
- 1,917
- 135
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Keri Duffy 904-415-3107,
KELLER WILLIAMS REALTY / FB OFFICE
Source: AINCAR,MLS#: 117372
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Some Gas Appliances, Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Fireplace, Shutters
- Windows: Other, See Remarks, Wood Frames, Plantation Shutters
- Has fireplace: Yes
Interior area
- Total structure area: 1,798
- Total interior livable area: 1,798 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio
- Exterior features: Fence, Sprinkler/Irrigation
- Pool features: None
Lot
- Size: 4,791 Square Feet
- Dimensions: 50' x 100'
Details
- Parcel number: 000031180000260010
- Zoning: R-2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- Resale
- Year built: 1891
Utilities & green energy
- Sewer: Public Sewer
- Water: Community/Coop
Green energy
- Energy efficient items: Insulation
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $584/sqft
- Tax assessed value: $787,287
- Annual tax amount: $14,189
- Date on market: 9/18/2026
- Cumulative days on market: 24 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$981,000
$932,000 - $1.03M
$3,497/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2026 | Listed for sale | $1,050,000+7.1%$584/sqft |
Source: | ||
| 7/11/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 6/24/2024 | Price change | $4,500-5.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/24/2024 | Listed for rent | $4,750$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/13/2023 | Sold | $980,000-7.1%$545/sqft |
Source: | ||
| 5/3/2023 | Pending sale | $1,055,000$587/sqft |
Source: | ||
| 3/30/2023 | Price change | $1,055,000-4%$587/sqft |
Source: | ||
| 3/16/2023 | Listed for sale | $1,099,000+19.5%$611/sqft |
Source: | ||
| 9/8/2022 | Sold | $920,000-0.5%$512/sqft |
Source: | ||
| 8/8/2022 | Pending sale | $925,000$514/sqft |
Source: | ||
| 7/15/2022 | Price change | $925,000-2.6%$514/sqft |
Source: | ||
| 7/1/2022 | Listed for sale | $950,000+266.8%$528/sqft |
Source: | ||
| 9/1/2020 | Sold | $259,000$144/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,189 +7.2% | $787,287 +8.9% |
| 2024 | $13,230 +1% | $722,725 +3.7% |
| 2023 | $13,103 +125.2% | $697,261 +128.3% |
| 2022 | $5,818 +10.2% | $305,364 +10% |
| 2021 | $5,278 +13.1% | $277,604 +16.1% |
| 2020 | $4,665 -0.5% | $239,170 +5.1% |
| 2019 | $4,687 | $227,482 +327.2% |
| 2018 | $4,687 +786.6% | $53,252 +2.1% |
| 2017 | $529 +3.2% | $52,157 +2.1% |
| 2016 | $513 -0.2% | $51,084 +0.7% |
| 2015 | $514 -0.8% | $50,729 +0.8% |
| 2014 | $518 | $50,326 +1.5% |
| 2013 | -- | $49,582 +2.1% |
| 2012 | -- | $48,551 +3% |
| 2011 | -- | $47,137 +1.5% |
| 2010 | -- | $46,440 +2.7% |
| 2009 | -- | $45,219 +0.1% |
| 2008 | -- | $45,174 +3% |
| 2007 | -- | $43,858 +2.5% |
| 2006 | -- | $42,788 +3% |
| 2005 | -- | $41,542 +3% |
| 2004 | -- | $40,332 +1.9% |
| 2003 | -- | $39,580 +2.4% |
| 2002 | -- | $38,652 +1.6% |
| 2001 | -- | $38,043 +3% |
| 2000 | -- | $36,935 |
Find assessor info on the county website
Monthly payment
Est. payment





