For sale

$624,999

402 Cedar St, Fernandina Beach, FL 32034

3beds

1,443sqft

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Single Family Residence

Built in 1945

5,227 Square Feet Lot

$-- Zestimate^®

$433/sqft

$-- HOA

What's special

Corner lotBrick home

Located in the heart of downtown Fernandina Beach, this brick home has been taken down to the studs and is ready for transformation. The major demo work is complete on this corner lot — providing a clean slate to design your custom coastal retreat or primary residence just blocks from shops, dining, and the waterfront on Centre Street. With the structure opened up, you have the unique advantage of rebuilding from the inside out — customize the layout, electrical, plumbing, finishes, and overall design to match your vision. Plenty of mature trees to provide shade coverage during the summer months. Opportunities like this in Downtown Fernandina Beach are increasingly hard to find. Bring your contractor and imagination — the groundwork has already begun. **SCOPE OF WORK AND APPROXIMATE COST ESTIMATES AVAILABLE** *REHAB FINANCING IS AVAILABLE ON THIS HOME!*

142 days

471

12

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric, Heat Pump

Cooling

Central Air, Electric, Heat Pump

Appliances

Included: Other, See Remarks

Features

Windows: Aluminum Frames, Wood Frames

Interior area

Total structure area: 1,443
Total interior livable area: 1,443 sqft

Property

Parking

Total spaces: 1
Parking features: One Car Garage
Garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Front Porch, Screened
Pool features: None

Lot

Size: 5,227 Square Feet
Dimensions: 50 x 100

Details

Parcel number: 000031180001250010
Zoning: R-2

Construction

Type & style

Home type: SingleFamily
Architectural style: One Story
Property subtype: Single Family Residence

Materials

Brick, Frame
Roof: Shingle

Condition

Resale
Year built: 1945

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $433/sqft
Tax assessed value: $348,739
Annual tax amount: $6,384
Date on market: 2/16/2026
Cumulative days on market: 142 days
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
2/16/2026	Listed for sale	$624,999+51.9%$433/sqft
Source: AINCAR #115113 Report a problem
10/20/2023	Sold	$411,400+2.1%$285/sqft
Source: Public Record Report a problem
8/15/2023	Sold	$403,000$279/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$6,384 +1791.7%	$348,739 +330.8%
2023	$337 +11.8%	$80,945 +3%
2022	$302 -2.2%	$78,587 +3%
2021	$308 +0.7%	$76,298 +1.4%
2020	$306	$75,245 +2.3%
2019	--	$73,553 +1.9%
2018	$305 -0.1%	$72,182 +2.1%
2017	$305 -1.3%	$70,697 +2.1%
2016	$309 +0.1%	$69,243 +0.7%
2015	$309 -3.8%	$68,762 +0.8%
2014	$321	$68,216 +1.5%
2013	--	$67,208 +1.7%
2012	--	$66,085 +3%
2011	--	$64,160 +1.5%
2010	--	$63,212 +2.7%
2009	--	$61,550 +0.1%
2008	--	$61,489 +3%
2007	--	$59,698 +2.5%
2006	--	$58,242 +3%
2005	--	$56,546 +3%
2004	--	$54,899 +1.9%
2003	--	$53,875 +2.4%
2002	--	$52,612 +1.6%
2001	--	$51,783 +3%
2000	--	$50,275

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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