Experience the best of downtown Fernandina Beach living from this charming home located in the heart of the Historic District. Built in 2007 with 2x6 construction and Hardie Board siding, this thoughtfully designed home offers the charm and character you expect downtown with the benefits of newer construction. Welcoming porches, high ceilings, abundant natural light, plantation shutters and beautiful Brazilian walnut flooring create a warm and inviting interior. The kitchen is full of personality with teak wood countertops and striking blue ornamental tile, creating a space that feels anything but ordinary. The main portion of the home includes a comfortable bedroom and full bath, while the second bedroom and bath are accessed from the breezy side porch.. an ideal arrangement for guests, a private home office, studio or additional living space. An oversized one-car garage with generous storage provides room for hobbies, bikes, beach gear and more. The versatile lot also offers additional parking and plenty of opportunity to create your own garden or outdoor entertaining space. From morning coffee downtown to evening walks along the waterfront, this home offers an opportunity to truly live the Fernandina Beach lifestyle—all just minutes from the beaches of Amelia Island. Owner financing available with a 2–3 year balloon. Ask listing agent for additional terms and details.
Pending
$739,000
410 Cedar St, Fernandina Beach, FL 32034
2beds
946sqft
Single Family Residence
Built in 2007
5,000 Square Feet Lot
$-- Zestimate®
$781/sqft
$-- HOA
What's special
Abundant natural lightWelcoming porchesHigh ceilingsHardie board sidingStriking blue ornamental tileBeautiful brazilian walnut flooringPlantation shutters
- 45 days
- 142
- 1
Zillow last checked:
Listing updated:
Listed by:
Rebecca Hutchinson 904-536-2108,
IRON VALLEY REAL ESTATE NORTH FLORIDA,
Isabella Hutchinson 904-677-1982,
IRON VALLEY REAL ESTATE NORTH FLORIDA
Source: AINCAR,MLS#: 117030
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Originating MLS: Amelia Island-Nassau County Assoc of Realtors IncFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Microwave, Refrigerator, Stove, Washer
Features
- Ceiling Fan(s), Furnished, Shutters
- Windows: Insulated Windows, Plantation Shutters
- Furnished: Yes
Interior area
- Total structure area: 946
- Total interior livable area: 946 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, One Car Garage
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Patio
- Pool features: None
Lot
- Size: 5,000 Square Feet
- Dimensions: 100 x 50
Details
- Parcel number: 000031180001250150
- Zoning: R-2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Metal
Condition
- Resale
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $781/sqft
- Tax assessed value: $458,453
- Annual tax amount: $3,037
- Date on market: 8/14/2026
- Cumulative days on market: 16 days
- Listing terms: Cash,Conventional,Owner May Carry
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Pending sale | $739,000$781/sqft |
Source:  AINCAR #117030 Report a problem | ||
| 8/14/2026 | Listed for sale | $739,000+0.5%$781/sqft |
Source: AINCAR #117030 Report a problem | ||
| 5/21/2025 | Sold | $735,000-1.9%$777/sqft |
Source: AINCAR #111922 Report a problem | ||
| 4/22/2025 | Pending sale | $749,000$792/sqft |
Source: AINCAR #111922 Report a problem | ||
| 4/10/2025 | Listed for sale | $749,000+218.7%$792/sqft |
Source: AINCAR #111922 Report a problem | ||
| 11/21/2014 | Sold | $235,000+291.7%$248/sqft |
Source: Public Record Report a problem | ||
| 1/7/2004 | Sold | $60,000-40%$63/sqft |
Source: Public Record Report a problem | ||
| 7/5/2001 | Sold | $100,000$106/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,037 +1.7% | $210,392 +2.9% |
| 2024 | $2,986 +1.1% | $204,463 +3% |
| 2023 | $2,952 +6.9% | $198,508 +3% |
| 2022 | $2,761 +0.3% | $192,726 +3% |
| 2021 | $2,754 -0.7% | $187,113 +1.4% |
| 2020 | $2,773 -2.3% | $184,530 +2.3% |
| 2019 | $2,840 | $180,381 +1.9% |
| 2018 | $2,840 +3.7% | $177,018 +2.1% |
| 2017 | $2,739 +4.4% | $173,377 +2.1% |
| 2016 | $2,624 +1.1% | $169,811 +0.7% |
| 2015 | $2,596 -0.6% | $168,631 +55% |
| 2014 | $2,611 | $108,811 -0.9% |
| 2013 | -- | $109,851 -19.4% |
| 2012 | -- | $136,264 -8.8% |
| 2011 | -- | $149,477 +0.5% |
| 2010 | -- | $148,670 -12% |
| 2009 | -- | $168,924 -3.7% |
| 2008 | -- | $175,410 +191.6% |
| 2003 | -- | $60,160 -0.8% |
| 2002 | -- | $60,651 +49.2% |
| 2001 | -- | $40,651 |
| 2000 | -- | $40,651 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32034
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