Experience the best of downtown Fernandina Beach living from this charming home located in the heart of the Historic District. Built in 2007 with 2x6 construction and Hardie Board siding, this thoughtfully designed home offers the charm and character you expect downtown with the benefits of newer construction. Welcoming porches, high ceilings, abundant natural light, plantation shutters and beautiful Brazilian walnut flooring create a warm and inviting interior. The kitchen is full of personality with teak wood countertops and striking blue ornamental tile, creating a space that feels anything but ordinary. The main portion of the home includes a comfortable bedroom and full bath, while the second bedroom and bath are accessed from the breezy side porch.. an ideal arrangement for guests, a private home office, studio or additional living space. An oversized one-car garage with generous storage provides room for hobbies, bikes, beach gear and more. The versatile lot also offers additional parking and plenty of opportunity to create your own garden or outdoor entertaining space. From morning coffee downtown to evening walks along the waterfront, this home offers an opportunity to truly live the Fernandina Beach lifestyle--all just minutes from the beaches of Amelia Island. Owner financing available with a 2-3 year balloon. Ask listing agent for additional terms and details.
Pending
$739,000
410 CEDAR Street, Fernandina Beach, FL 32034
2beds
946sqft
Single Family Residence
Built in 2007
4,791 Square Feet Lot
$732,200 Zestimate®
$781/sqft
$-- HOA
What's special
- 46 days
- 159
- 3
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
REBECCA BEARD HUTCHINSON 904-536-2108,
IRON VALLEY REAL ESTATE NORTH FLORIDA 904-849-5163
Source: realMLS,MLS#: 2160252
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
- Laundry: In Unit
Features
- Primary Bathroom - Shower No Tub
- Flooring: Wood
- Furnished: Yes
Interior area
- Total interior livable area: 946 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage
- Garage spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Porch, Side Porch
- Fencing: Back Yard
Lot
- Size: 4,791 Square Feet
Details
- Parcel number: 000031180001250150
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Historic,Other
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: City Of Fernandina Beach
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $781/sqft
- Tax assessed value: $458,453
- Annual tax amount: $3,036
- Date on market: 8/14/2026
- Listing terms: Cash,Conventional,Owner May Carry,Other
- Road surface type: Paved
Estimated market value
$732,200
$696,000 - $769,000
$2,439/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Pending sale | $739,000$781/sqft |
Source: | ||
| 8/14/2026 | Listed for sale | $739,000+0.5%$781/sqft |
Source: | ||
| 5/21/2025 | Sold | $735,000-1.9%$777/sqft |
Source: | ||
| 4/22/2025 | Pending sale | $749,000$792/sqft |
Source: | ||
| 4/10/2025 | Listed for sale | $749,000+218.7%$792/sqft |
Source: | ||
| 11/21/2014 | Sold | $235,000+291.7%$248/sqft |
Source: Public Record Report a problem | ||
| 1/7/2004 | Sold | $60,000-40%$63/sqft |
Source: Public Record Report a problem | ||
| 7/5/2001 | Sold | $100,000$106/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,037 +1.7% | $210,392 +2.9% |
| 2024 | $2,986 +1.1% | $204,463 +3% |
| 2023 | $2,952 +6.9% | $198,508 +3% |
| 2022 | $2,761 +0.3% | $192,726 +3% |
| 2021 | $2,754 -0.7% | $187,113 +1.4% |
| 2020 | $2,773 -2.3% | $184,530 +2.3% |
| 2019 | $2,840 | $180,381 +1.9% |
| 2018 | $2,840 +3.7% | $177,018 +2.1% |
| 2017 | $2,739 +4.4% | $173,377 +2.1% |
| 2016 | $2,624 +1.1% | $169,811 +0.7% |
| 2015 | $2,596 -0.6% | $168,631 +55% |
| 2014 | $2,611 | $108,811 -0.9% |
| 2013 | -- | $109,851 -19.4% |
| 2012 | -- | $136,264 -8.8% |
| 2011 | -- | $149,477 +0.5% |
| 2010 | -- | $148,670 -12% |
| 2009 | -- | $168,924 -3.7% |
| 2008 | -- | $175,410 +191.6% |
| 2003 | -- | $60,160 -0.8% |
| 2002 | -- | $60,651 +49.2% |
| 2001 | -- | $40,651 |
| 2000 | -- | $40,651 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32034
Nearby schools
Schools provided by the listing agent
- Elementary: Emma Love Hardee
- Middle: Fernandina Beach
- High: Fernandina Beach
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




