Perhaps the best buy in the Chappaqua School District! This expanded Cape Cod ringed by mature trees has been well-maintained and updated as a multi-generation family hub for almost 60 years. Now it's ready to start that nurturing cycle again with a new family on nearly 2/3 of an acre with water views and lake access on Tara Lake, but no HOA fees or restrictions. The private beach area is open to a limited number of properties around the lake. The home's renovated kitchen has stone counters, an island, a full suite of appliances, and propane for cooking. There are two bedrooms (originally three) and a full, renovated bathroom on the first floor. Two more bedrooms, a full bath, and yet-to-be-finished space on the second floor wait for updates of your choice. Other improvements include: a young roof (approx. 10 years), approx. 700sf maintenance-free deck (2022), above-ground oil tank (2015), and upgraded electrical (2013); permits for all improvements are closed. Municipal water, an expanded septic system, an oil-fired furnace, and hot-water baseboard and steam heat support this comfortable home. The location on a "primary", county road means reliable plowing when snow falls. Chappaqua schools, local shopping and services, easy access to highways, public parks and recreation; and multiple MetroNorth options are the perfect suburban mix. All inclusive taxes for 2024 = $15,241; current STAR = $1,702 standard/$3,676 enhanced. Grab this rare opportunity to buy a move-in ready home in one of Westchester's top-rated school districts for an as-is price with lots of potential to add value.
Sold for $737,500
$737,500
403 Saw Mill River Road, Millwood, NY 10546
3beds
1,644sqft
Single Family Residence, Residential
Built in 1957
0.61 Acres Lot
$794,100 Zestimate®
$449/sqft
$4,806 Estimated rent
Home value
$794,100
$715,000 - $889,000
$4,806/mo
Zestimate® history
Owner options
List your home for rent
$4,806/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$4,806/mo
Rent Zestimate®
Refinance and save
$4,899/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$4,899/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Allison Jaffe 914-661-0340,
Key Real Estate Services, LLC 718-874-2877
Bought with:
Micki Valvano, 30VA0775886
Julia B Fee Sothebys Int. Rlty
Filomena DeTorres, 30DE0776083
Patricia Forgione's Realty
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 848363
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Combined two rooms; the original FIVE-bedroom layout can be restored.
- Level: First
Bedroom 2
- Description: Another first-floor bedroom, den, or home office
- Level: First
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Bathroom 1
- Description: Modern bath with a large shower
- Level: First
Bathroom 2
- Level: Second
Bonus room
- Level: Basement
Dining room
- Description: With electric fireplace
- Level: First
Kitchen
- Description: Modern kitchen w/casual dining island
- Level: First
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Baseboard
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Freezer, Gas Range, Microwave, Refrigerator
- Laundry: Washer/Dryer Hookup, In Basement, Washer Hookup
Features
- First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Granite Counters, His and Hers Closets, Kitchen Island, Master Downstairs, Storage, Walk Through Kitchen
- Flooring: Carpet, Hardwood
- Basement: Partial,Partially Finished,Walk-Out Access
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,644
- Total interior livable area: 1,644 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage
- Garage spaces: 1
- Carport spaces: 1
Features
- Levels: Three Or More
- Patio & porch: Deck, Porch, Screened
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Water Access
Lot
- Size: 0.61 Acres
- Features: Back Yard, Front Yard
Details
- Parcel number: 3600081013000010000018
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Actual
- Year built: 1957
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Propane, Trash Collection Public, Water Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Millwood
Financial & listing details
- Price per square foot: $449/sqft
- Tax assessed value: $88,800
- Annual tax amount: $15,241
- Date on market: 4/18/2025
- Cumulative days on market: 34 days
- Listing agreement: Exclusive Right To Sell
- Inclusions: Refrigerator, Oven, Microwave, Dishwasher
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2025 | Sold | $737,500-1.7%$449/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #848363 Report a problem | ||
| 5/23/2025 | Pending sale | $749,900$456/sqft |
Source: OneKey® MLS as distributed by MLS GRID #848363 Report a problem | ||
| 4/18/2025 | Listed for sale | $749,900$456/sqft |
Source: OneKey® MLS as distributed by MLS GRID #848363 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $88,800 |
| 2024 | -- | $88,800 |
| 2023 | -- | $88,800 |
| 2022 | -- | $88,800 |
| 2021 | -- | $88,800 |
| 2020 | -- | $88,800 |
| 2019 | -- | $88,800 |
| 2018 | -- | $88,800 |
| 2017 | -- | $88,800 |
| 2016 | -- | $88,800 |
| 2015 | -- | $88,800 |
| 2014 | -- | $88,800 |
| 2013 | -- | $88,800 |
| 2012 | -- | $88,800 |
| 2011 | -- | $88,800 |
| 2010 | -- | $88,800 |
| 2009 | -- | $88,800 |
| 2008 | -- | $88,800 |
| 2007 | -- | $88,800 |
| 2006 | -- | $88,800 |
| 2005 | -- | $88,800 |
| 2004 | -- | $88,800 |
| 2003 | -- | $88,800 |
| 2002 | -- | $88,800 |
| 2001 | -- | $88,800 |
| 2000 | -- | $88,800 |
| 1999 | -- | $88,800 |
Find assessor info on the county website
Neighborhood: 10546
Nearby homes
- $976,0003 bd2 ba1.9k sqft413 Saw Mill River Rd, Millwood, NY 10546Off Market
- $1,070,6003 bd1 ba2.2k sqft373 Saw Mill River Rd, Millwood, NY 10546Off Market
- $1,141,4004 bd2 ba1.8k sqft20 Hidden Hollow Ln, Millwood, NY 10546Off Market
- $1,280,5004 bd3 ba2.6k sqft12 Hidden Hollow Ln, Millwood, NY 10546Off Market
- $862,6004 bd3 ba1.7k sqft557 Saw Mill, Millwood, NY 10546Off Market
- $742,5004 bd2 ba1.4k sqft396 Saw Mill River Rd, Millwood, NY 10546Off Market
- $770,2003 bd2 ba1.6k sqft400 Saw Mill River Rd, Millwood, NY 10546Sold
- $1,052,8004 bd3 ba2.4k sqft417 Saw Mill River Rd, Millwood, NY 10546Off Market
Nearby schools
GreatSchools rating
- 10/10Westorchard SchoolGrades: K-4Distance: 0.3 mi
- 8/10Seven Bridges Middle SchoolGrades: 5-8Distance: 1.4 mi
- 10/10Horace Greeley High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Westorchard
- Middle: Seven Bridges Middle School
- High: Horace Greeley High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- New York
- Westchester County
- Millwood
- 10546
- 403 Saw Mill River Road
Nearby cities
Nearby zip codes
Other Millwood Topics
