Don't just dream about Lake Life...LIVE IT! Easy lake access! No stairs, steps or rough terrain, just plenty of grass leading to your private dock. Enjoy the rarity of the year round park-like views and evening sunsets from the expansive wrap-around screened porch. The serenity is unmatched! Step inside to the open concept living area featuring high ceilings and an oversized stone fireplace. The french doors in the main level bedroom open up to the screened porch for that fresh North Georgia air. Upstairs bedrooms have a jack and jill bath with one bedroom that is open to below, loft style, making a perfect sitting room, office or exercise space. The exterior is thoughtfully landscaped with a flat concrete parking pad that has the potential to be covered and makes excellent boat or RV parking. The Core of Engineers permits mowing all the way to the lake, so grab your cooler and lake toys from the ample, under-deck storage and head down to the Deep-Water Cove for endless days of fun and relaxation. This home is situated in the true Heart of Cumming, off a main channel, on the very desirable south end of Lake Lanier. Nearby shopping and entertainment are accessible both by Wheels AND by WATER. This is a great retirement home, perfect weekend getaway or successful rental with low maintenance and no HOA.
Active
Price cut: $16K (4/29)
$599,000
4040 Merritt Dr, Cumming, GA 30041
3beds
1,320sqft
Single Family Residence, Residential
Built in 1962
0.29 Acres Lot
$587,300 Zestimate®
$454/sqft
$-- HOA
What's special
Oversized stone fireplaceHigh ceilingsEasy lake accessYear round park-like views
- 491 days |
- 1,234 |
- 75 |
Zillow last checked:
Listing updated:
Listed by:
Wendy Porter,
Virtual Properties Realty.Net, LLC. 770-653-3493
Source: FMLS GA,MLS#: 7534079
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Loft
Primary bedroom
- Features: Master on Main
- Level: Master on Main
Bedroom
- Features: Master on Main
Primary bathroom
- Features: Shower Only
Dining room
- Features: Open Concept
Kitchen
- Features: Breakfast Bar, Cabinets Stain, Laminate Counters, Pantry
Heating
- Central, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Gas Oven, Gas Range, Microwave
- Laundry: Laundry Closet
Features
- High Ceilings 10 ft Main, High Speed Internet, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Insulated Windows
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log, Gas Starter, Masonry
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
- Finished area above ground: 1,320
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Level Driveway, Parking Pad, RV Access/Parking
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Screened, Wrap Around
- Exterior features: Private Yard, Rain Gutters, Storage, Deepwater Access Dock, Dock, Dock Permit, Platform Dock, Boat Ramp
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake
- Body of water: Lanier
- Frontage length: Waterfrontage Length(76)
Lot
- Size: 0.29 Acres
- Dimensions: 150 x 83
- Features: Back Yard, Front Yard, Landscaped, Level, Wooded
Details
- Additional structures: None
- Parcel number: 222 073
- Other equipment: None
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type
- Foundation: Concrete Perimeter
- Roof: Composition,Metal,Shingle
Condition
- Resale
- New construction: No
- Year built: 1962
Utilities & green energy
- Electric: 110 Volts, 220 Volts in Laundry
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available
Green energy
- Energy efficient items: None
- Energy generation: None
Community & HOA
Community
- Features: Boating, Fishing, Lake
- Security: Smoke Detector(s)
- Subdivision: James P Merritt
HOA
- Has HOA: No
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $454/sqft
- Tax assessed value: $666,120
- Annual tax amount: $1,658
- Date on market: 3/2/2025
- Cumulative days on market: 490 days
- Ownership: Fee Simple
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$587,300
$558,000 - $617,000
$2,751/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Price change | $599,000-2.6%$454/sqft |
Source:  FMLS GA #7534079 Report a problem | ||
| 3/31/2026 | Price change | $615,000-1.6%$466/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 3/20/2026 | Price change | $625,000-1.6%$473/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 9/4/2025 | Price change | $635,000-1.6%$481/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 7/24/2025 | Price change | $645,000-0.8%$489/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 4/11/2025 | Price change | $649,900-3.6%$492/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 3/27/2025 | Price change | $674,000-3%$511/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 3/3/2025 | Listed for sale | $695,000+23%$527/sqft |
Source: FMLS GA #7534079 Report a problem | ||
| 3/10/2023 | Sold | $565,000-1.7%$428/sqft |
Source: FMLS GA #7134387 Report a problem | ||
| 1/9/2023 | Pending sale | $575,000$436/sqft |
Source:  GAMLS #10104327 Report a problem | ||
| 10/26/2022 | Listed for sale | $575,000-4.2%$436/sqft |
Source: FMLS GA #7134387 Report a problem | ||
| 10/5/2022 | Listing removed | $599,900$454/sqft |
Source: GAMLS #10054033 Report a problem | ||
| 8/5/2022 | Price change | $599,900-4%$454/sqft |
Source: FMLS GA #7051814 Report a problem | ||
| 7/9/2022 | Price change | $625,000-7.4%$473/sqft |
Source: GAMLS #10054033 Report a problem | ||
| 6/9/2022 | Price change | $674,900-12.9%$511/sqft |
Source: FMLS GA #7051814 Report a problem | ||
| 6/1/2022 | Listed for sale | $774,900+82.3%$587/sqft |
Source: FMLS GA #7051814 Report a problem | ||
| 5/28/2021 | Sold | $425,000+47.1%$322/sqft |
Source: Public Record Report a problem | ||
| 10/29/2018 | Sold | $289,000$219/sqft |
Source: Public Record Report a problem | ||
| 9/20/2018 | Pending sale | $289,000$219/sqft |
Source: Keller Williams Realty #8406444 Report a problem | ||
| 9/1/2018 | Price change | $289,000+1.4%$219/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 8/27/2018 | Listed for sale | $285,000$216/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 8/24/2018 | Pending sale | $285,000-1.4%$216/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 8/7/2018 | Price change | $289,000+1.4%$219/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 7/28/2018 | Price change | $285,000-1.4%$216/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 6/26/2018 | Price change | $289,000+19831%$219/sqft |
Source: Keller Williams Realty #6049779 Report a problem | ||
| 12/1/2013 | Sold | $1,450-99.6%$1/sqft |
Source: Agent Provided Report a problem | ||
| 5/1/2007 | Sold | $385,000+21.1%$292/sqft |
Source: Public Record Report a problem | ||
| 7/8/2005 | Sold | $318,000+81.7%$241/sqft |
Source: Public Record Report a problem | ||
| 1/6/2004 | Sold | $175,000$133/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,570 -5.3% | $266,448 +17.9% |
| 2024 | $1,658 +94.5% | $226,000 -2.8% |
| 2023 | $853 -7.3% | $232,432 +37.1% |
| 2022 | $920 -71.6% | $169,568 +44.5% |
| 2021 | $3,241 +1.5% | $117,384 +1.5% |
| 2020 | $3,192 +0.1% | $115,604 +0.3% |
| 2019 | $3,189 +4.8% | $115,300 +5.2% |
| 2017 | $3,043 | $109,628 |
| 2016 | $3,043 | $109,628 +7.3% |
| 2015 | $3,043 +15.8% | $102,128 +2.9% |
| 2014 | $2,629 -0.2% | $99,288 |
| 2013 | $2,634 -0.5% | $99,288 -0.3% |
| 2012 | $2,648 -26.1% | $99,628 -26% |
| 2011 | $3,584 | $134,628 |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | $94,800 |
| 2006 | $2,066 +36.8% | $94,800 +36.8% |
| 2005 | $1,510 +7.8% | $69,280 +7.8% |
| 2004 | $1,401 +30.7% | $64,280 |
| 2003 | $1,072 +9.1% | -- |
| 2002 | $982 -5.4% | -- |
| 2001 | $1,039 +4.6% | -- |
| 2000 | $993 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 30041
Nearby schools
GreatSchools rating
- 7/10Chattahoochee Elementary SchoolGrades: PK-5Distance: 2 mi
- 5/10Little Mill Middle SchoolGrades: 6-8Distance: 4.9 mi
- 7/10East Forsyth High SchoolGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Chattahoochee - Forsyth
- Middle: Little Mill
- High: East Forsyth
Source: FMLS GA. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Georgia
- Forsyth County
- Cumming
- 30041
- 4040 Merritt Dr
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