Active

$475,000

405 Belmont Mount Holly Rd, Belmont, NC 28012

4beds

2,454sqft

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Single Family Residence

Built in 1958

1.06 Acres Lot

$459,900 Zestimate^®

$194/sqft

$-- HOA

What's special

One-level livingBeautiful hardwood floors

This property in Mount Holly offers a flexible and convenient opportunity, whether you’re looking for a home or a business space. Zoning is B-3. The house features 4 bedrooms and is designed for one-level living, which makes it especially practical for everyday comfort. Inside, you’ll find beautiful hardwood floors that add warmth and character throughout the home. Location is a major highlight. It sits in a spot that provides easy access to both Mount Holly and Belmont, giving you quick reach to local shops, dining, and services. Plus, being close to Interstate 85 makes commuting or traveling to nearby cities simple and efficient.

72 days

1,608

66

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 4

Primary bedroom

Level: Main

Bedroom s

Level: Main

Den

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Heating

Electric, Heat Pump

Cooling

Central Air

Appliances

Included: None
Laundry: In Kitchen

Features

Has basement: No

Interior area

Total structure area: 2,454
Total interior livable area: 2,454 sqft
Finished area above ground: 2,454
Finished area below ground: 0

Property

Parking

Parking features: Circular Driveway
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Lot

Size: 1.06 Acres
Features: Corner Lot

Details

Parcel number: 183902
Zoning: R1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Crawl Space

Condition

New construction: No
Year built: 1958

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Subdivision: None

Location

Region: Belmont

Financial & listing details

Price per square foot: $194/sqft
Tax assessed value: $352,620
Annual tax amount: $3,540
Date on market: 4/27/2026
Cumulative days on market: 70 days
Listing terms: Cash,Construction Perm Loan
Road surface type: Dirt, Gravel, Paved

Estimated market value

$459,900

$437,000 - $483,000

$2,781/mo

Price history

Date	Event	Price
4/27/2026	Listed for sale	$475,000+64.4%$194/sqft
Source: Canopy MLS as distributed by MLS GRID #4324574 Report a problem
10/14/2022	Listing removed	--
Source: Zillow Rental Network_1 Report a problem
9/21/2022	Listed for rent	$1,850+23.7%$1/sqft
Source: Zillow Rental Network_1 #3906960 Report a problem
7/23/2019	Listing removed	$1,495$1/sqft
Source: cottagekeepersonline.com Report a problem
7/11/2019	Listed for rent	$1,495$1/sqft
Source: cottagekeepersonline.com Report a problem
6/24/2019	Listing removed	$289,000$118/sqft
Source: Cottage Keepers of Gaston County #3378656 Report a problem
11/26/2018	Price change	$289,000-8.3%$118/sqft
Source: Cottage Keepers of Gaston County #3378656 Report a problem
6/6/2018	Price change	$315,000-4.5%$128/sqft
Source: Cottage Keepers of Gaston County #3378656 Report a problem
4/11/2018	Listed for sale	$330,000+10%$134/sqft
Source: Cottage Keepers of Gaston County #3378656 Report a problem
4/9/2015	Listing removed	$299,900$122/sqft
Source: Cottage Keepers, LLC #2175359 Report a problem
3/8/2014	Listed for sale	$299,900$122/sqft
Source: Cottage Keepers, LLC #2175359 Report a problem
1/1/2014	Listing removed	$299,900$122/sqft
Source: Cottage Keepers, LLC #2175359 Report a problem
8/22/2013	Listed for sale	$299,900$122/sqft
Source: Cottage Keepers, LLC #2175359 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,540	$352,620
2024	$3,540 -1.1%	$352,620
2023	$3,579 +25.5%	$352,620 +60.1%
2022	$2,852 -1.5%	$220,210
2021	$2,896	$220,210
2020	$2,896 -0.8%	$220,210
2019	$2,918 +0.3%	$220,210 +6%
2018	$2,908	$207,723
2017	$2,908 +60.9%	$207,723
2016	$1,807	$207,723 +30.3%
2014	$1,807	$159,403 -0.5%
2012	--	$160,165
2011	--	$160,165
2010	--	$160,165
2009	--	$160,165
2008	--	$160,165 +32.4%
2007	--	$120,940
2006	--	$120,940
2005	--	$120,940
2004	--	$120,940
2003	--	$120,940

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28012

Getting around

25 / 100

Car-Dependent

21 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Catawba Heights Elementary School
Grades: PK-5Distance: 0.3 mi
5/10
Belmont Middle School
Grades: 6-8Distance: 3.5 mi
8/10
South Point High School
Grades: 9-12Distance: 3.4 mi

Schools provided by the listing agent

Elementary: Catawba Heights
Middle: Belmont
High: South Point (NC)

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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