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Sold for $1,425,000
  • $1,425,000

    406 Bay Oaks Ct, Destin, FL 32541

    4beds
    3,172sqft
    Single Family Residence
    Built in 2019
    0.35 Acres Lot
    $1,440,200 Zestimate®
    $449/sqft
    $4,623 Estimated rent

    Home value

    $1,440,200

    $1.32M - $1.56M

    $4,623/mo

    Zestimate® history
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    What's special

    Gas fireplaceBrick exteriorPavered lanaiMetal roofRaised hot tubSummer kitchenScreened-in porch
    LOCATION, LOCATION, LOCATION! Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design. From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized quartz island ideal for entertaining. The living area is equally impressive with coffered ceilings, a gas fireplace, and disappearing glass sliders that open up to your Florida dream lifestyle. The first-floor master suite features a geometric accent wall, dual walk-in closets with custom cabinetry, and a luxurious spa-like bathroom complete with dual shower heads, freestanding soaking tub, and backlit vanity mirrors. The second floor offers a large, private guest suite with its own full bathroom and independent Toshiba mini-split AC system, providing ultimate comfort and privacy. Step outside to your own private paradise. The centerpiece of the backyard is a custom gunite pool with a raised hot tub, surrounded by a pavered lanai perfect for year-round relaxation. Whether you're enjoying a morning swim or an evening soak under the stars, this outdoor space offers resort-style living at its finest. The screened-in porch with cedar tongue-and-groove ceiling, summer kitchen, and second gas fireplace creates the ultimate indoor/outdoor living experience. The backyard is fully fenced, beautifully landscaped, and features automated lighting, a lawn pump, and irrigation system to keep everything lush year-round. Massive 3-car side-entry garage with epoxy-finished showroom floors Brick-paved driveway and 10' x 20' pavered parking pad with 30 AMP outlet for RV or boat Metal roof, impact-resistant windows, spray foam insulation, and brick exterior for long-term durability and favorable insurance rates Generac 22kW whole-house generator for uninterrupted comfort LOMA-F designation in Flood Zone X Situated in a private five-home neighborhood, you're within close proximity to Joe's Bayou boat launch, two waterfront parks, and the bustling Destin Harborwalk Village. Convenient to Eglin AFB, Hurlburt Field, top-rated schools, and just minutes from the world's most beautiful beaches.

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew W Williams,

    World Impact Real Estate

    Bought with:

    Matthew W Williams, 685291

    World Impact Real Estate

    Source: ECAOR,MLS#: 983321MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: First
    • Area: 280.8 Square Feet
    • Dimensions: 18 x 15.6
    Bedroom
    • Level: First
    • Area: 169 Square Feet
    • Dimensions: 13 x 13
    Bedroom
    • Level: First
    • Area: 195 Square Feet
    • Dimensions: 13 x 15
    Bedroom
    • Level: Second
    • Area: 208 Square Feet
    • Dimensions: 13 x 16
    Primary bathroom
    • Level: First
    • Area: 256 Square Feet
    • Dimensions: 16 x 16
    Bathroom
    • Level: First
    • Area: 209 Square Feet
    • Dimensions: 19 x 11
    Bathroom
    • Description: Jack and Jill Bath
    • Level: Second
    • Area: 60 Square Feet
    • Dimensions: 6 x 10
    Dining room
    • Level: First
    • Area: 130.56 Square Feet
    • Dimensions: 13.6 x 9.6
    Foyer
    • Level: First
    • Area: 114 Square Feet
    • Dimensions: 15 x 7.6
    Garage
    • Description: 3 Car
    • Level: First
    • Area: 1025 Square Feet
    • Dimensions: 41 x 25
    Kitchen
    • Level: First
    • Area: 217.6 Square Feet
    • Dimensions: 16 x 13.6
    Living room
    • Level: First
    • Area: 380.04 Square Feet
    • Dimensions: 19.6 x 19.4
    Mud room
    • Description: Laundry Room
    • Level: First
    • Area: 88.4 Square Feet
    • Dimensions: 13.6 x 6.5
    Office
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 12 x 13
    Pantry
    • Level: First
    • Area: 30.29 Square Feet
    • Dimensions: 4.6 x 6.6
    Heating
    • Natural Gas
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Disposal, Freezer, Microwave, Range Hood, Refrigerator, Gas Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Recessed Lighting, Woodwork Painted
    • Flooring: Laminate
    • Has fireplace: Yes
    • Fireplace features: EPA Qualified Fireplace, Gas
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 3,172
    • Total interior livable area: 3,172 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage Door Opener
    • Attached garage spaces: 3
    Features
    • Stories: 2
    • Patio & porch: Covered, Screened
    • Exterior features: Outdoor Grill, Private Yard, Lawn Pump, Sprinkler System, Outdoor Kitchen, Rain Gutters
    • Has private pool: Yes
    • Pool features: In Ground, Gunite
    • Has spa: Yes
    • Spa features: Heated
    • Fencing: Privacy
    Lot
    • Size: 0.35 Acres
    • Dimensions: 170 x 100
    • Features: Cul-De-Sac, Dead End, Interior Lot, Within 1/2 Mile to Water
    Details
    • Parcel number: 002S22017700000040
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Siding Brick Some, Trim Wood, Siding CmntFbrHrdBrd
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 2019

    Utilities & green energy

    • Water: Public

    Community & HOA

    Community
    • Subdivision: BAY OAKS S/D
    Location
    • Region: Destin

    Financial & listing details

    • Price per square foot: $449/sqft
    • Tax assessed value: $1,174,647
    • Annual tax amount: $8,924
    • Date on market: 8/18/2025
    • Road surface type: Paved

    Price history

    DateEventPrice
    11/14/2025Sold$1,425,000$449/sqft
    Source: ECAOR #983321 Report a problem
    8/27/2025Pending sale$1,425,000$449/sqft
    Source: ECAOR #983321 Report a problem
    8/18/2025Listed for sale$1,425,000+14%$449/sqft
    Source: ECAOR #983321 Report a problem
    11/27/2023Sold$1,250,000$394/sqft
    Source: ECAOR #934464 Report a problem
    11/1/2023Pending sale$1,250,000$394/sqft
    Source: ECAOR #934464 Report a problem
    10/12/2023Listed for sale$1,250,000+681.3%$394/sqft
    Source: ECAOR #934464 Report a problem
    2/22/2018Sold$160,000$50/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$9,793 +9.7%$865,917 +9.3%
    2024$8,924 +17.4%$791,950 +17.4%
    2023$7,600 +2.3%$674,712 +3%
    2022$7,431 +0.1%$655,060 +3%
    2021$7,425 +0.7%$635,981 +1.4%
    2020$7,373 +279.9%$627,200 +309.9%
    2019$1,941 +38.7%$153,000 +40.4%
    2018$1,399 $108,954 +7%
    2017$1,399 +5.1%$101,826 +12.2%
    2016$1,331 +12.9%$90,756 +6%
    2015$1,179 +3.9%$85,619 +5%
    2014$1,134 $81,542 +6%
    2013-- $76,926
    2012-- $76,926 -5%
    2011-- $80,975 -10%
    2010-- $89,971 -25%
    2009-- $120,000 -20%
    2008-- $150,000
    2007-- $150,000
    2006-- $150,000 +124.5%
    2005-- $66,811 +10.2%
    2004-- $60,600 +94.2%
    2003-- $31,212 +2%
    2002-- $30,600 +2%
    2001-- $30,000
    Find assessor info on the county website

    Neighborhood: 32541

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Destin
    • Middle: Destin
    • High: Fort Walton Beach

    Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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