Welcome home to Ruby Lake, an established gated neighborhood of only 214 executive homes nestled between beautiful Lake Ruby and Lake Bess in Winter Haven. Known for its peaceful setting and pride of ownership, this sought after community captures the charm of lake life. This beautifully renovated pool home has been thoughtfully updated from top to bottom and offers incredible features rarely found in this price point, including a full, private entry in-law suite and fully paid solar panels for remarkable low energy costs. Sitting on a pristine quarter acre lot, several tall palm trees and mature landscaping welcome your arrival. Once inside, you have a clear view of the sparkling pool and lush green yard beyond the double sliding glass doors, connecting indoor-outdoor living. Durable easily maintained laminate flooring flows throughout most of the home, with upgraded LVP in the in-law suite and neutral porcelain tiles at the entry and kitchen. Entirely carpet free for clean, easy living. Privately positioned at the front of the home, the primary suite serves as a quiet retreat tucked away from the main living area. The fully renovated ensuite bathroom is striking, featuring designer finishes throughout – including bohemian-inspired tile flooring, dramatic floor to ceiling shower tile, a custom shower bench and niches, matte black fixtures and a stunning arched window that fills the space with natural light. Dual vanities, a dedicated vanity space and additional overhead storage complete the bathroom. The standout feature of this home is the versatile in-law wing. With its own private entrance and driveway, spacious bedroom, full bath, personal living room with lanai access, and a full kitchen with all appliances included, this private suite offers endless possibilities. It’s ideal for extended guests, multigenerational living, or even a private retreat. The main kitchen is both stylish and functional, featuring quartzite countertops and tiled backsplash, freshly painted wood cabinetry, farm sink, stainless steel appliances and a deep built-in pantry with charming barn door access. A breakfast bar under custom pendant lights provides casual seating, while the sunny breakfast nook with built-in bench seating offers a relaxed spot to start the day. Sliders from the master, living, and family room all open to the screened lanai, showcasing beautiful pool views. The saltwater pool is surrounded by plenty extra deck space for both alfresco dining and pool side sunbathing. Outdoors, the fully fenced yard is over a quarter acre and has room to relax, play or garden. The home backs up to the neighborhood retention space, providing added privacy with no rear neighbors. Nestled in Ruby Lake, a peaceful and well-established neighborhood with no CDD and a low HOA, residents enjoy proximity to the area’s beautiful lakes while remaining centrally located between Tampa and Orlando’s shopping, dining and world-class attractions. Experience the comfort, flexibility and Florida lifestyle this exceptional home has to offer. Welcome home!
Sold for $627,000
$627,000
406 Ruby Lake Pl, Winter Haven, FL 33884
4beds
2,835sqft
Single Family Residence
Built in 1999
0.28 Acres Lot
$622,500 Zestimate®
$221/sqft
$2,750 Estimated rent
Home value
$622,500
$573,000 - $679,000
$2,750/mo
Zestimate® history
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$4,215/mo
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List your homeWhat's special
Pristine quarter acre lotFarm sinkBohemian-inspired tile flooringMatte black fixturesStainless steel appliancesFreshly painted wood cabinetry
Zillow last checked:
Listing updated:
Listed by:
Beth Stevens, PA 813-967-0772,
FUTURE HOME REALTY INC 813-855-4982
Bought with:
Barb Allen, 3394920
FLORIDA EXECUTIVE REALTY
Brian Allen, 3278104
FLORIDA EXECUTIVE REALTY
Source: Stellar MLS,MLS#: TB8484755
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room, Family Room, Dining Room, Living Room, Utility Room, Storage Rooms
Primary bedroom
- Features: Built-In Shelving, Built-In Shower Bench, Ceiling Fan(s), En Suite Bathroom, Makeup/Vanity Space, Rain Shower Head, Shower No Tub, Split Vanities, Stone Counters, Water Closet/Priv Toilet, Dual Closets
- Level: First
- Area: 234 Square Feet
- Dimensions: 18x13
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 4
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bonus room
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 228 Square Feet
- Dimensions: 19x12
Kitchen
- Features: Breakfast Bar, Pantry, Stone Counters
- Level: First
- Area: 252 Square Feet
- Dimensions: 18x14
Living room
- Features: Built-In Shelving, Ceiling Fan(s)
- Level: First
- Area: 306 Square Feet
- Dimensions: 18x17
Heating
- Electric, Solar
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Coffered Ceiling(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), In-Law Floorplan
- Flooring: Laminate, Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Blinds, Shutters, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 3,557
- Total interior livable area: 2,835 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Guest
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered
- Has private pool: Yes
- Pool features: Auto Cleaner, Gunite, In Ground, Salt Water, Screen Enclosure
- Fencing: Vinyl
- Waterfront features: Lake
Lot
- Size: 0.28 Acres
- Features: Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 272907856604001270
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Electric: Photovoltaics Seller Owned
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Public, Sewer Connected, Solar, Street Lights, Water Connected
Green energy
- Energy generation: Solar
Community & HOA
Community
- Features: Lake, Gated Community - No Guard, Sidewalks
- Security: Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: RUBY LAKE PH 04
HOA
- Has HOA: Yes
- Amenities included: Gated
- HOA fee: $71 monthly
- HOA name: Don Asher & Associates Inc/ Michellette Ramos
- HOA phone: 407-483-1301
Location
- Region: Winter Haven
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $435,370
- Annual tax amount: $7,328
- Date on market: 3/12/2026
- Cumulative days on market: 17 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Sold | $627,000-0.3%$221/sqft |
Source:  Stellar MLS #TB8484755 Report a problem | ||
| 3/29/2026 | Pending sale | $629,000$222/sqft |
Source: Stellar MLS #TB8484755 Report a problem | ||
| 3/12/2026 | Listed for sale | $629,000+20.5%$222/sqft |
Source: Stellar MLS #TB8484755 Report a problem | ||
| 6/7/2022 | Sold | $522,000-1.7%$184/sqft |
Source: Public Record Report a problem | ||
| 4/30/2022 | Pending sale | $531,000$187/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 4/22/2022 | Price change | $531,000-1.8%$187/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 4/7/2022 | Price change | $541,000-0.9%$191/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 3/15/2022 | Listed for sale | $546,000$193/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 3/12/2022 | Pending sale | $546,000$193/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 1/26/2022 | Listed for sale | $546,000+20.5%$193/sqft |
Source: Stellar MLS #O5999689 Report a problem | ||
| 12/28/2021 | Sold | $453,000+47.1%$160/sqft |
Source: Public Record Report a problem | ||
| 8/9/2018 | Sold | $308,000$109/sqft |
Source: Public Record Report a problem | ||
| 6/28/2018 | Pending sale | $308,000$109/sqft |
Source: Better Homes and Gardens Real Estate By Design #P4901144 Report a problem | ||
| 6/25/2018 | Listed for sale | $308,000+22.2%$109/sqft |
Source: Better Homes and Gardens Real Estate By Design #P4901144 Report a problem | ||
| 12/10/2013 | Sold | $252,000-2.7%$89/sqft |
Source: Public Record Report a problem | ||
| 9/10/2013 | Listed for sale | $259,000-5.8%$91/sqft |
Source: Keller Williams Realty of Winter Haven #P4627090 Report a problem | ||
| 5/30/2008 | Sold | $275,000-8.3%$97/sqft |
Source: Public Record Report a problem | ||
| 3/21/2008 | Price change | $299,900-6.3%$106/sqft |
Source: eWebEngine #l4596432 Report a problem | ||
| 12/9/2007 | Price change | $319,900-3%$113/sqft |
Source: eWebEngine #l4596432 Report a problem | ||
| 11/16/2007 | Listed for sale | $329,900+56.1%$116/sqft |
Source: eWebEngine #l4596432 Report a problem | ||
| 9/2/1999 | Sold | $211,300$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,328 -3.5% | $435,370 -2.9% |
| 2024 | $7,590 +6.8% | $448,572 +7% |
| 2023 | $7,106 +6% | $419,047 +18.9% |
| 2022 | $6,705 +115.5% | $352,395 +71.9% |
| 2021 | $3,112 +1.2% | $205,030 +1.4% |
| 2020 | $3,076 +0.9% | $202,199 +2.3% |
| 2019 | $3,050 | $197,653 -2% |
| 2018 | $3,050 -6.6% | $201,789 +2.1% |
| 2017 | $3,267 +9% | $197,639 +2.1% |
| 2016 | $2,998 -1.1% | $193,574 +0.7% |
| 2015 | $3,033 -4.6% | $192,228 -1.3% |
| 2014 | $3,179 +13.5% | $194,691 +10.1% |
| 2013 | $2,801 +33.8% | $176,886 +1.7% |
| 2012 | $2,094 -1.6% | $173,929 -0.3% |
| 2011 | $2,128 -14.6% | $174,392 -10.5% |
| 2010 | $2,491 -19.4% | $194,762 -12.3% |
| 2009 | $3,092 -28.7% | $222,053 -19.6% |
| 2008 | $4,339 | $276,321 |
| 2007 | -- | -- |
| 2006 | $2,663 | -- |
| 2005 | -- | -- |
| 2004 | $2,351 +2.2% | -- |
| 2003 | $2,299 +0.4% | $163,000 +2.4% |
| 2002 | $2,290 +1.9% | $159,180 +1.6% |
| 2001 | $2,247 | $156,673 |
Find assessor info on the county website
Neighborhood: 33884
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Nearby schools
GreatSchools rating
- 5/10Chain Of Lakes Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 3/10Denison Middle SchoolGrades: 6-8Distance: 5.2 mi
- 2/10Lake Region High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Chain O Lakes Elem
- Middle: Denison Middle
- High: Lake Region High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$622,500
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$622,500
- Florida
- Polk County
- Winter Haven
- 33884
- 406 Ruby Lake Pl
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