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Sold for $399,900
  • $399,900

    407 CARTAGENA STREET, PUNTA GORDA, FL 33983

    3beds
    2,049sqft
    Single Family Residence
    Built in 2003
    9,599 Square Feet Lot
    $400,000 Zestimate®
    $195/sqft
    $3,433 Estimated rent

    Home value

    $400,000

    $368,000 - $436,000

    $3,433/mo

    Zestimate® history
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    What's special

    Private poolScreened lanaiBreakfast-bar seatingLarge interior laundry roomArched transom windowArched windowsAbundant natural light
    Virtually Staged. Welcome to 407 Cartagena Street, a beautifully maintained 3-bedroom, 2-bath pool home in the desirable deed-restricted community of Deep Creek in Punta Gorda. Offering a split-bedroom floor plan, multiple living areas, and exceptional indoor-outdoor living, this move-in-ready home is well suited for both everyday comfort and entertaining. THE HOME IS NOT LOCATED IN A FLOOD ZONE and is connected to city water and sewer. Major improvements include a NEW A/C IN 2024 and METAL ROOF INSTALLED IN 2022. Attractive Florida-style architecture creates an inviting first impression with multiple gabled rooflines, arched windows, contrasting exterior accents, mature palms, and tropical landscaping. A generous driveway leads to the attached two-car garage, while an arched transom window and double entry doors enhance the covered front entrance. Inside, architectural details and abundant natural light create an open and welcoming atmosphere. The living and dining room features a vaulted ceiling, tile flooring, recessed lighting, updated fixtures and ceiling fans, and graceful arched openings. A wall of arched windows adds character, while pocket sliding glass doors open wide to the screened lanai, pool, and spa, creating a seamless indoor-outdoor connection and extending the living and entertaining space outdoors. The kitchen features white cabinetry, quartz countertops, a coordinating backsplash, stainless steel appliances, and extensive recessed lighting. A large peninsula with an undermount sink offers generous prep space and breakfast-bar seating, while a cozy breakfast nook provides an inviting spot for casual meals or morning coffee. Open to the family room, the kitchen creates a comfortable gathering area ideal for conversation and entertaining. The split-bedroom design provides privacy for owners and guests. The primary suite features two walk-in closets and French doors leading directly to the pool and lanai. Its ensuite bath offers separate vanities, a freestanding soaking tub, decorative wall tile, and a tiled walk-in shower with pebble-style flooring, complemented by an arched window and recessed lighting. On the opposite side of the home, both guest bedrooms include walk-in closets, and one features sliding glass doors providing direct access to the pool and lanai. The guest bathroom also serves as a convenient pool bath with direct lanai access and includes an updated vanity and tiled walk-in shower with rainfall and handheld showerheads. Outdoor living takes center stage on the oversized screened lanai and expansive pool deck, offering plenty of room for dining, lounging, and entertaining. The private pool is accompanied by a connected spa with a cascading waterfall feature, while a pool heat pump installed in 2021 adds to the amenities. Beyond the screened enclosure, greenbelt views and mature palms in the backyard create an attractive tropical backdrop, adding to the peaceful outdoor setting. Multiple access points from the home make the pool and lanai a natural extension of the interior living areas. Additional features include a large interior laundry room and an attached two-car garage with a NEW EPOXY FLOOR. Ideally located in Deep Creek, the home offers a peaceful residential setting convenient to shopping, dining, golf, parks, boating, historic downtown Punta Gorda, and Southwest Florida's beautiful Gulf Coast.

    Zillow last checked:

    Listing updated:

    Listed by:

    Piera Archilla 941-661-7526,

    MARINA PARK REALTY LLC 941-205-0888

    Bought with:

    Karen Brock, 3449119

    MARINA PARK REALTY LLC

    Source: Stellar MLS,MLS#: C7530195MLS LogoOriginating MLS: Port Charlotte

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Family Room
    Primary bedroom
    • Features: Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 208 Square Feet
    • Dimensions: 16x13
    Bedroom 2
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Bedroom 3
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Primary bathroom
    • Features: Tub With Shower, Linen Closet
    • Level: First
    • Area: 81 Square Feet
    • Dimensions: 9x9
    Dining room
    • Features: Built-In Shelving, No Closet
    • Level: First
    • Area: 156 Square Feet
    • Dimensions: 12x13
    Family room
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 247 Square Feet
    • Dimensions: 19x13
    Kitchen
    • Features: Pantry, No Closet
    • Level: First
    • Area: 150 Square Feet
    • Dimensions: 15x10
    Living room
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 208 Square Feet
    • Dimensions: 16x13
    Heating
    • Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: Inside, Laundry Room
    Features
    • Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
    • Flooring: Ceramic Tile
    • Doors: French Doors
    • Windows: Skylight(s), Hurricane Shutters
    • Has fireplace: No
    Interior area
    • Total structure area: 2,810
    • Total interior livable area: 2,049 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Garage Door Opener, Ground Level, Off Street
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Screened
    • Exterior features: Lighting, Private Mailbox, Rain Gutters
    • Has private pool: Yes
    • Pool features: Gunite, Heated, In Ground, Lighting, Screen Enclosure
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • Has view: Yes
    • View description: Park/Greenbelt, Pool
    Lot
    • Size: 9,599 Square Feet
    • Dimensions: 80 x 120
    • Features: Cleared, Greenbelt, Landscaped, Near Golf Course
    • Residential vegetation: Mature Landscaping, Trees/Landscaped
    Details
    • Parcel number: 402303465002
    • Zoning: RSF3.5
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2003

    Utilities & green energy

    • Electric: Photovoltaics Third-Party Owned
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

    Community & HOA

    Community
    • Features: Deed Restrictions, Playground, Sidewalks, Tennis Court(s)
    • Pet fee: $0 monthly
    • Subdivision: PUNTA GORDA ISLES SEC 20
    HOA
    • Has HOA: Yes
    • Amenities included: Fence Restrictions
    • HOA fee: $18 monthly
    • HOA name: Section 20 Property Owners Association
    • HOA phone: 941-627-6562
    Location
    • Region: Punta Gorda

    Financial & listing details

    • Price per square foot: $195/sqft
    • Tax assessed value: $368,822
    • Annual tax amount: $5,321
    • Date on market: 9/1/2026
    • Cumulative days on market: 1 day
    • Listing terms: Cash,Conventional,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt

    Price history

    DateEventPrice
    9/22/2026Sold$399,900$195/sqft
    Source: Stellar MLS #C7530195 Report a problem
    9/2/2026Pending sale$399,900$195/sqft
    Source: Stellar MLS #C7530195 Report a problem
    9/1/2026Listed for sale$399,900+11.1%$195/sqft
    Source: Stellar MLS #C7530195 Report a problem
    2/24/2026Listing removed$360,000$176/sqft
    Source: Stellar MLS #A4664334 Report a problem
    11/25/2025Price change$360,000-2.7%$176/sqft
    Source: Stellar MLS #A4664334 Report a problem
    10/29/2025Price change$370,000-5.1%$181/sqft
    Source: Stellar MLS #A4664334 Report a problem
    10/9/2025Listed for sale$390,000$190/sqft
    Source: Stellar MLS #A4664334 Report a problem
    9/12/2025Pending sale$390,000$190/sqft
    Source: Stellar MLS #A4664334 Report a problem
    9/8/2025Listed for sale$390,000+22.6%$190/sqft
    Source: Stellar MLS #A4664334 Report a problem
    5/11/2021Listing removed--
    Source: Stellar MLS #C7433966 Report a problem
    1/29/2021Sold$318,000-1.9%$155/sqft
    Source: Coconut Coast Realtors #220062570 Report a problem
    12/30/2020Pending sale$324,000$158/sqft
    Source: Nix & Associates RE LLC #220062570 Report a problem
    12/30/2020Listed for sale$324,000$158/sqft
    Source: Coconut Coast Realtors #220062570 Report a problem
    12/21/2020Pending sale$324,000$158/sqft
    Source: Nix & Associates RE LLC #220062570 Report a problem
    12/10/2020Listed for sale$324,000$158/sqft
    Source: Nix & Associates RE LLC #220062570 Report a problem
    12/8/2020Pending sale$324,000$158/sqft
    Source: Nix & Associates RE LLC #220062570 Report a problem
    12/5/2020Price change$324,000-1.5%$158/sqft
    Source: NIX & ASSOCIATES REAL ESTATE #C7433966 Report a problem
    10/3/2020Listed for sale$329,000+4469.4%$161/sqft
    Source: NIX & ASSOCIATES REAL ESTATE #C7433966 Report a problem
    6/16/2003Sold$7,200+46.9%$4/sqft
    Source: Public Record Report a problem
    1/23/2002Sold$4,900$2/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,543 +2.4%$351,143 +2.9%
    2024$5,411 +0.3%$341,247 +3%
    2023$5,393 +4.1%$331,308 +3%
    2022$5,183 +6.3%$321,658 +27.4%
    2021$4,877 +83.9%$252,574 +58.6%
    2020$2,651 +3.8%$159,262 +2.3%
    2019$2,555 +8.4%$155,681 +1.9%
    2018$2,356 $152,778 +2.1%
    2017$2,356 +1.1%$149,636 +2.1%
    2016$2,332 +0.6%$146,558 +0.7%
    2015$2,317 +0.2%$145,539 +0.8%
    2014$2,312 +29.9%$144,384 +3.2%
    2013$1,779 +4.3%$139,872 -5.8%
    2012$1,706 -7%$148,492
    2011$1,834 -5.5%$148,492 -2.6%
    2010$1,941 -18.2%$152,419 -18.8%
    2009$2,373 $187,793 -14%
    2007-- $218,278
    2006-- $218,278 +6.1%
    2005-- $205,748 +3931.9%
    2004-- $5,103
    2003-- $5,103
    Find assessor info on the county website

    Neighborhood: 33983

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    Estimated market value
    $400,000
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    Estimated market value
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