BACK ON THE MARKET!! Join our open house this Saturday 02/07 from 1PM-3PM! Contact agent for list of repairs, updates and inspections. Impressively situated on a quiet street in Loveland's convenient and well-established neighborhood, 4076 Divide Drive is a beautifully updated home that offers thoughtful living spaces, modern finishes, and flexible square-footage for every stage of life, presenting five bedrooms and three bathrooms in a layout designed for both daily routines and lively entertaining. Step inside to find a warm foyer that leads into an open main level where LVP floors flow through a bright living room anchored by oversized windows that draw in natural light and showcase tasteful trim and neutral paint tones; the living area transitions seamlessly to a remodeled kitchen that is truly the heart of the home-featuring quartz countertops, stainless steel appliances including an electric range, and under-cabinet lighting. The primary bedroom is a private retreat with an ensuite bathroom appointed with dual vanities and a tiled shower and soaking tub, while the additional bedrooms are well-sized and versatile for use as guest rooms, offices or hobby spaces and are served by full baths finished with contemporary fixtures and tile work. A standout feature is the walk-out basement that expands the home's living footprint with a large unfinished family/media room, 2 additional bedrooms and full bathroom-ideal for multi-generational living or a dedicated recreation area-plus abundant storage and direct access to the backyard patio and yard. Practical systems and comfortable amenities round out the interior, including a main-level laundry, attached garage, and energy-efficient windows and HVAC components. Outside, the landscaped yard with a private patio and mature trees creates a wonderful backdrop for outdoor dining, gardening, and play. Plenty of room to build equity by fully finishing the basement.
Sold for $515,000
$515,000
4076 Divide Dr, Loveland, CO 80538
5beds
2,852sqft
Single Family Residence
Built in 2003
7,070 Square Feet Lot
$514,400 Zestimate®
$181/sqft
$2,899 Estimated rent
Home value
$514,400
$489,000 - $540,000
$2,899/mo
Zestimate® history
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List your homeWhat's special
Modern finishesMature treesWalk-out basementTasteful trimPrivate patioThoughtful living spacesAbundant storage
Zillow last checked:
Listing updated:
Listed by:
Brendan Mahoney 970-481-6293,
At Home Realty
Bought with:
Veronica Calzada, 100110307
NextHome Rocky Mountain
Source: IRES as distributed by MLS GRID,MLS#: 1048119
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Carpet
- Features: 5 Piece Primary Bath
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13 x 14
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10 x 12
Bedroom 3
- Description: Luxury Vinyl
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bedroom 4
- Description: Carpet
- Level: Basement
- Area: 208 Square Feet
- Dimensions: 13 x 16
Bedroom 5
- Description: Carpet
- Level: Basement
- Area: 140 Square Feet
- Dimensions: 10 x 14
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9 x 13
Family room
- Description: Concrete
- Level: Basement
- Area: 434 Square Feet
- Dimensions: 14 x 31
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 x 13
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15 x 15
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
- Laundry: Washer/Dryer Hookup
Features
- Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s)
- Windows: Window Coverings
- Basement: Full,Partially Finished,Walk-Out Access
Interior area
- Total structure area: 1,435
- Total interior livable area: 2,852 sqft
- Finished area above ground: 1,435
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Attached
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood
Lot
- Size: 7,070 Square Feet
- Features: Paved, Curbs, Gutters, Sidewalks, Street Light
Details
- Parcel number: R1619096
- Zoning: P-40
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Legal Conforming
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, High Speed Avail
Community & HOA
Community
- Features: Park
- Subdivision: Buck 2nd Sub
HOA
- Has HOA: Yes
- Services included: Common Amenities, Management, Utilities
- HOA fee: $584 annually
- HOA name: Buckhorn Village
- HOA phone: 970-494-0609
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $181/sqft
- Tax assessed value: $540,200
- Annual tax amount: $2,633
- Date on market: 12/5/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Sellers personal property
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Sold | $515,000-0.8%$181/sqft |
Source:  IRES as distributed by MLS GRID #1048119 Report a problem | ||
| 2/10/2026 | Pending sale | $519,000$182/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 1/26/2026 | Listed for sale | $519,000$182/sqft |
Source: REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 1/5/2026 | Pending sale | $519,000$182/sqft |
Source: REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 12/5/2025 | Listed for sale | $519,000+138.6%$182/sqft |
Source: IRES as distributed by MLS GRID #1048119 Report a problem | ||
| 1/7/2013 | Sold | $217,500-1.1%$76/sqft |
Source: IRES as distributed by MLS GRID #691763 Report a problem | ||
| 10/23/2012 | Price change | $219,900-4.3%$77/sqft |
Source: Homepath #691763 Report a problem | ||
| 9/19/2012 | Price change | $229,900+283.2%$81/sqft |
Source: Homepath #691763 Report a problem | ||
| 9/14/2012 | Listed for sale | -- |
Source: Homepath #691763 Report a problem | ||
| 8/28/2003 | Sold | $60,000$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,887 +9.7% | $33,763 -7.9% |
| 2024 | $2,633 +19.9% | $36,676 -1% |
| 2023 | $2,197 -2.7% | $37,032 +34.1% |
| 2022 | $2,257 +5.2% | $27,605 -2.8% |
| 2021 | $2,146 +1.7% | $28,400 +5.2% |
| 2020 | $2,109 +12.9% | $26,984 -0.7% |
| 2019 | $1,868 | $27,173 +19.7% |
| 2018 | $1,868 | $22,702 |
| 2017 | $1,868 +16.1% | $22,702 +13.7% |
| 2016 | $1,609 +10.7% | $19,972 0% |
| 2015 | $1,453 +21.2% | $19,980 +25.3% |
| 2014 | $1,199 | $15,940 |
| 2013 | -- | $15,940 -0.3% |
| 2012 | -- | $15,980 |
| 2011 | -- | $15,980 -6.3% |
| 2010 | -- | $17,050 |
| 2009 | -- | $17,050 -9.9% |
| 2008 | -- | $18,920 |
| 2007 | -- | $18,920 -8.1% |
| 2006 | -- | $20,580 -14.8% |
| 2005 | -- | $24,150 +29.8% |
| 2004 | -- | $18,610 |
Find assessor info on the county website
Neighborhood: 80538
Nearby homes
- $506,2004 bd2 ba1.8k sqft3693 Carbondale St, Loveland, CO 80538Off Market
- $519,4005 bd2 ba1.2k sqft4088 Divide Dr, Loveland, CO 80538Off Market
- $441,6003 bd2 ba1.4k sqft3655 Carbondale St, Loveland, CO 80538Off Market
- $454,5003 bd2 ba1.4k sqft4087 Julesberg Dr, Loveland, CO 80538Off Market
- $532,8005 bd3 ba2.4k sqft4105 Julesberg Dr, Loveland, CO 80538Off Market
- $503,5003 bd2 ba1.4k sqft4102 Divide Dr, Loveland, CO 80538Off Market
- $439,0003 bd2 ba1.4k sqft4087 Divide Dr, Loveland, CO 80538Off Market
- $490,0003 bd3 ba2.7k sqft3625 Carbondale St, Loveland, CO 80538Sold
Nearby schools
GreatSchools rating
- 4/10Ponderosa Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Lucile Erwin Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10Loveland High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Ponderosa
- Middle: Erwin, Lucile
- High: Loveland
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$514,400
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Estimated market value
$514,400
- Colorado
- Larimer County
- Loveland
- 80538
- 4076 Divide Dr
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