It's almost impossible to find a livable house at this price, but here we are! PLUS, we have fresh paint, sidewalk fixes happening, new flashing around the chimney, and more.
Welcome to 408 Oak Street--a rare opportunity to own an affordable, 1-step home in one of Northern Kentucky's most walkable and up-and-coming communities. With 1 bedroom, 1 bathroom, and approximately 688 square feet, this home offers a practical and low-maintenance lifestyle that's hard to find at this price point. there is NO yard, a small flower bed to the side by the kitchen and a strip of grass at the road.
Perfect for first-time buyers, downsizers, or anyone looking to simplify, this home features easy one-level living with 1 step, making daily life comfortable and accessible. The manageable size keeps utility costs low while still providing everything you need.
Located just minutes from downtown Cincinnati and within walking distance to local favorites, shops, and restaurants, you'll enjoy both convenience and community.
Whether you're looking to stop renting, invest in a straightforward rental property, or find a place that fits a simpler lifestyle, this home checks the boxes. Trim paint has been freshened up, Window AC Unit is ready to go, Washer and Dryer stay and sellers are ready to consider your offer!
Why pay rent when you can own something of your own? Possible Downpayment assistance is available too, reach out for details! Seller Provided Home Warranty included!
Sold for $112,000
$112,000
408 Oak St, Ludlow, KY 41016
1beds
688sqft
Single Family Residence, Residential
Built in 1920
871 Square Feet Lot
$112,100 Zestimate®
$163/sqft
$1,173 Estimated rent
Home value
$112,100
$106,000 - $118,000
$1,173/mo
Zestimate® history
Owner options
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$1,173/mo
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$1,173/mo
Rent Zestimate®
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$564/mo
Est. payment
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$564/mo
Est. payment
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Easy one-level livingWindow ac unitWasher and dryer stay
Zillow last checked:
Listing updated:
Listed by:
Devin Kroner 859-962-7978,
Epique Realty
Bought with:
Nicole Rankin, 270887
Coldwell Banker Realty FM
Source: NKMLS,MLS#: 642099
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Bath Adjoins
- Level: First
- Area: 150
- Dimensions: 12.5 x 12
Kitchen
- Features: Walk-Out Access, Eat-in Kitchen
- Level: First
- Area: 138
- Dimensions: 11.5 x 12
Living room
- Description: inoperable
- Features: Fireplace(s)
- Level: First
- Area: 156.25
- Dimensions: 12.5 x 12.5
Primary bath
- Description: space saving vanity
- Features: See Remarks
- Level: First
- Area: 24.5
- Dimensions: 7 x 3.5
Heating
- Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Dryer, Washer
- Laundry: Main Level
Features
- Eat-in Kitchen, Built-in Features, Natural Woodwork
- Number of fireplaces: 1
- Fireplace features: Decorative, Inoperable
Interior area
- Total structure area: 688
- Total interior livable area: 688 sqft
Property
Parking
- Parking features: No Garage, On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Porch
- Fencing: Metal,Perimeter
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 871 Square Feet
- Dimensions: 50 x 21
- Features: Level
Details
- Parcel number: 0263307013.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Aluminum Siding, Brick
- Foundation: Block, Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1920
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $163/sqft
- Tax assessed value: $82,000
- Annual tax amount: $1,071
- Date on market: 7/29/2026
- Cumulative days on market: 16 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Sold | $112,000+6.7%$163/sqft |
Source:  NKMLS #642099 Report a problem | ||
| 6/13/2026 | Pending sale | $105,000$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/28/2026 | Listed for sale | $105,000$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/16/2026 | Pending sale | $105,000$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/12/2026 | Price change | $105,000-8.7%$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/1/2026 | Listed for sale | $115,000+40.2%$167/sqft |
Source: NKMLS #642099 Report a problem | ||
| 6/16/2022 | Sold | $82,000+2.5%$119/sqft |
Source: Public Record Report a problem | ||
| 5/5/2022 | Pending sale | $80,000$116/sqft |
Source:  Huff Realty #603587 Report a problem | ||
| 5/4/2022 | Listed for sale | $80,000$116/sqft |
Source: Huff Realty #603587 Report a problem | ||
| 5/4/2022 | Pending sale | $80,000+700%$116/sqft |
Source: NKMLS #603587 Report a problem | ||
| 4/30/2015 | Sold | $10,000-25.9%$15/sqft |
Source: Public Record Report a problem | ||
| 9/18/2013 | Sold | $13,500-32.2%$20/sqft |
Source: Public Record Report a problem | ||
| 7/30/2013 | Price change | $19,900-9.1%$29/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 5/15/2013 | Price change | $21,900-12%$32/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 3/16/2013 | Listed for sale | $24,900-7.8%$36/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 1/2/2013 | Listing removed | $27,000$39/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 9/14/2012 | Price change | $27,000-8.5%$39/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 7/21/2012 | Price change | $29,500-20.1%$43/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 6/13/2012 | Price change | $36,900-7.5%$54/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 11/16/2011 | Price change | $39,900-9.1%$58/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 10/7/2011 | Price change | $43,900-4.4%$64/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 5/19/2011 | Price change | $45,900-7.3%$67/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 2/24/2011 | Price change | $49,500-9.8%$72/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 11/7/2010 | Price change | $54,900-0.2%$80/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 7/17/2010 | Listed for sale | $55,000+26.4%$80/sqft |
Source: Star One Realtors #387426 Report a problem | ||
| 7/5/2005 | Sold | $43,500+50%$63/sqft |
Source: Public Record Report a problem | ||
| 11/3/1999 | Sold | $29,000-3.3%$42/sqft |
Source: Public Record Report a problem | ||
| 5/7/1996 | Sold | $30,000$44/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,071 +0.5% | $82,000 |
| 2024 | $1,066 +1% | $82,000 |
| 2023 | $1,055 +10.3% | $82,000 +9.3% |
| 2022 | $957 +49.7% | $75,000 +66.7% |
| 2021 | $639 -10.2% | $45,000 |
| 2020 | $712 | $45,000 |
| 2019 | $712 +3% | $45,000 |
| 2018 | $691 | $45,000 +350% |
| 2017 | $691 +193.7% | $10,000 |
| 2015 | $235 | $10,000 -25.9% |
| 2014 | $235 +3.2% | $13,500 |
| 2013 | $228 | $13,500 -69% |
| 2012 | -- | $43,500 |
| 2011 | -- | $43,500 |
| 2010 | -- | $43,500 |
| 2009 | -- | $43,500 |
| 2008 | -- | $43,500 |
| 2007 | -- | $43,500 |
| 2006 | -- | $43,500 -13% |
| 2005 | -- | $50,000 |
| 2004 | -- | $50,000 |
| 2003 | -- | $50,000 |
| 2002 | -- | $50,000 +56.3% |
| 2001 | -- | $32,000 |
| 2000 | -- | $32,000 |
Find assessor info on the county website
Neighborhood: 41016
Nearby homes
- $126,4003 bd1 ba1.4k sqft406 Oak St, Ludlow, KY 41016Off Market
- $112,8001 bd1 ba816 sqft410 Oak St, Ludlow, KY 41016Off Market
- $120,0002 bd2 ba-- sqft118 Kenner St, Ludlow, KY 41016Sold
- $1,6002 bd1 ba1.2k sqft118 Kenner St #1, Covington, KY 41016For Rent
- $299,9003 bd3 ba1.4k sqft412 Oak St, Ludlow, KY 41016For Sale
- $115,6004 bd1 ba1.5k sqft402 Oak St, Ludlow, KY 41016Off Market
- $255,6003 bd2 ba2.1k sqft116 Kenner St, Ludlow, KY 41016Off Market
- $124,5001 bd1 ba862 sqft414 Oak St, Ludlow, KY 41016Off Market
Nearby schools
GreatSchools rating
- 6/10Mary A. Goetz Elementary SchoolGrades: PK-6Distance: 0.2 mi
- 6/10Ludlow High SchoolGrades: 7-12Distance: 0.2 mi
Schools provided by the listing agent
- Elementary: Mary A. Goetz Elementary
- Middle: Ludlow Middle School
- High: Ludlow High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$112,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$112,100
- Kentucky
- Kenton County
- Ludlow
- 41016
- 408 Oak St
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