It's almost impossible to find a livable house at this price, but here we are! PLUS, we have fresh paint, sidewalk fixes happening, new flashing around the chimney, and more.
Welcome to 408 Oak Street--a rare opportunity to own an affordable, 1-step home in one of Northern Kentucky's most walkable and up-and-coming communities. With 1 bedroom, 1 bathroom, and approximately 688 square feet, this home offers a practical and low-maintenance lifestyle that's hard to find at this price point. there is NO yard, a small flower bed to the side by the kitchen and a strip of grass at the road.
Perfect for first-time buyers, downsizers, or anyone looking to simplify, this home features easy one-level living with 1 step, making daily life comfortable and accessible. The manageable size keeps utility costs low while still providing everything you need.
Located just minutes from downtown Cincinnati and within walking distance to local favorites, shops, and restaurants, you'll enjoy both convenience and community.
Whether you're looking to stop renting, invest in a straightforward rental property, or find a place that fits a simpler lifestyle, this home checks the boxes. Trim paint has been freshened up, Window AC Unit is ready to go, Washer and Dryer stay and sellers are ready to consider your offer!
Why pay rent when you can own something of your own? Possible Downpayment assistance is available too, reach out for details! Seller Provided Home Warranty included!
Pending
Price cut: $10K (5/12)
$105,000
408 Oak St, Ludlow, KY 41016
1beds
688sqft
Single Family Residence, Residential
Built in 1920
871 Square Feet Lot
$102,900 Zestimate®
$153/sqft
$-- HOA
What's special
Easy one-level livingWindow ac unitWasher and dryer stay
- 34 days |
- 550 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Devin Kroner 859-962-7978,
Epique Realty
Source: NKMLS,MLS#: 642099
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Bath Adjoins
- Level: First
- Area: 150
- Dimensions: 12.5 x 12
Kitchen
- Features: Walk-Out Access, Eat-in Kitchen
- Level: First
- Area: 138
- Dimensions: 11.5 x 12
Living room
- Description: inoperable
- Features: Fireplace(s)
- Level: First
- Area: 156.25
- Dimensions: 12.5 x 12.5
Primary bath
- Description: space saving vanity
- Features: See Remarks
- Level: First
- Area: 24.5
- Dimensions: 7 x 3.5
Heating
- Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Dryer, Washer
- Laundry: Main Level
Features
- Eat-in Kitchen, Built-in Features, Natural Woodwork
- Number of fireplaces: 1
- Fireplace features: Decorative, Inoperable
Interior area
- Total structure area: 688
- Total interior livable area: 688 sqft
Property
Parking
- Parking features: No Garage, On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Porch
- Fencing: Metal,Perimeter
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 871 Square Feet
- Dimensions: 50 x 21
- Features: Level
Details
- Parcel number: 0263307013.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Aluminum Siding, Brick
- Foundation: Block, Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1920
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $153/sqft
- Tax assessed value: $82,000
- Annual tax amount: $1,066
- Date on market: 5/30/2026
- Cumulative days on market: 35 days
- Road surface type: Paved
Estimated market value
$102,900
$98,000 - $108,000
$1,141/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Pending sale | $105,000$153/sqft |
Source:  NKMLS #642099 Report a problem | ||
| 5/28/2026 | Listed for sale | $105,000$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/16/2026 | Pending sale | $105,000$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/12/2026 | Price change | $105,000-8.7%$153/sqft |
Source: NKMLS #642099 Report a problem | ||
| 5/1/2026 | Listed for sale | $115,000+40.2%$167/sqft |
Source: NKMLS #642099 Report a problem | ||
| 6/16/2022 | Sold | $82,000+2.5%$119/sqft |
Source: Public Record Report a problem | ||
| 5/5/2022 | Pending sale | $80,000$116/sqft |
Source:  Huff Realty #603587 Report a problem | ||
| 5/4/2022 | Listed for sale | $80,000$116/sqft |
Source: Huff Realty #603587 Report a problem | ||
| 5/4/2022 | Pending sale | $80,000+700%$116/sqft |
Source: NKMLS #603587 Report a problem | ||
| 4/30/2015 | Sold | $10,000-25.9%$15/sqft |
Source: Public Record Report a problem | ||
| 9/18/2013 | Sold | $13,500-32.2%$20/sqft |
Source: Public Record Report a problem | ||
| 7/30/2013 | Price change | $19,900-9.1%$29/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 5/15/2013 | Price change | $21,900-12%$32/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 3/16/2013 | Listed for sale | $24,900-7.8%$36/sqft |
Source: HUFF Realty, LLC #417507 Report a problem | ||
| 1/2/2013 | Listing removed | $27,000$39/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 9/14/2012 | Price change | $27,000-8.5%$39/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 7/21/2012 | Price change | $29,500-20.1%$43/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 6/13/2012 | Price change | $36,900-7.5%$54/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 11/16/2011 | Price change | $39,900-9.1%$58/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 10/7/2011 | Price change | $43,900-4.4%$64/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 5/19/2011 | Price change | $45,900-7.3%$67/sqft |
Source: HUFF Realty, LLC #391127 Report a problem | ||
| 2/24/2011 | Price change | $49,500-9.8%$72/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 11/7/2010 | Price change | $54,900-0.2%$80/sqft |
Source: Huff Realty - Ft. Mitchell #391127 Report a problem | ||
| 7/17/2010 | Listed for sale | $55,000+26.4%$80/sqft |
Source: Star One Realtors #387426 Report a problem | ||
| 7/5/2005 | Sold | $43,500+50%$63/sqft |
Source: Public Record Report a problem | ||
| 11/3/1999 | Sold | $29,000-3.3%$42/sqft |
Source: Public Record Report a problem | ||
| 5/7/1996 | Sold | $30,000$44/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,066 +1% | $82,000 |
| 2023 | $1,055 +10.3% | $82,000 +9.3% |
| 2022 | $957 +49.7% | $75,000 +66.7% |
| 2021 | $639 -10.2% | $45,000 |
| 2020 | $712 | $45,000 |
| 2019 | $712 +3% | $45,000 |
| 2018 | $691 | $45,000 +350% |
| 2017 | $691 +193.7% | $10,000 |
| 2015 | $235 | $10,000 -25.9% |
| 2014 | $235 +3.2% | $13,500 |
| 2013 | $228 | $13,500 -69% |
| 2012 | -- | $43,500 |
| 2011 | -- | $43,500 |
| 2010 | -- | $43,500 |
| 2009 | -- | $43,500 |
| 2008 | -- | $43,500 |
| 2007 | -- | $43,500 |
| 2006 | -- | $43,500 -13% |
| 2005 | -- | $50,000 |
| 2004 | -- | $50,000 |
| 2003 | -- | $50,000 |
| 2002 | -- | $50,000 +56.3% |
| 2001 | -- | $32,000 |
| 2000 | -- | $32,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 41016
Nearby schools
GreatSchools rating
- 6/10Mary A. Goetz Elementary SchoolGrades: PK-6Distance: 0.2 mi
- 6/10Ludlow High SchoolGrades: 7-12Distance: 0.2 mi
Schools provided by the listing agent
- Elementary: Mary A. Goetz Elementary
- Middle: Ludlow Middle School
- High: Ludlow High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Kenton County
- Ludlow
- 41016
- 408 Oak St
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