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  • $1,399,000

    41 CORTEZ Avenue, St. Augustine, FL 32080

    4beds
    2,872sqft
    : 
    $10,115/mo
    Get pre-qualified
    Condominium
    Built in 2024
    -- sqft lot
    $-- Zestimate®
    $487/sqft
    $1,278/mo HOA

    What's special

    Two additional bedroomsPrivate elevator accessPrivate in-unit elevatorOversized two-car garagePrivate rooftop terracesBreathtaking panoramic viewsGourmet kitchen
    *Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 41 Cortez within Cortez on the Water-an exclusive enclave of 30 luxury waterfront residences nestled on Anastasia Island along the Intracoastal Waterway. Capturing panoramic views of Salt Run, the Intracoastal, the historic St. Augustine Lighthouse, and the downtown skyline, this beautifully appointed Swordfish floor plan is perfectly positioned just minutes from historic downtown, Anastasia State Park, and the city's most beloved coastal dining and attractions. This 2,872 sq ft three-story home with rooftop enjoyment includes a private in-unit elevator, deeded boat slip with direct deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates an impressive sense of arrival, while the paverstone driveway complements the home's timeless coastal architecture. The first floor features a private guest suite or flexible entertainment space pre-plumbed for a wet bar (optional upgrade), a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil marina and water views. On the second floor, the spacious primary suite is its own retreat, offering a spa-inspired oversized bath, a large walk-in closet, and a private covered balcony with peaceful water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen features a waterfall-edge quartz island with generous storage, high-end stainless steel appliances, an electric range, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.
    392 days
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    56
    |
    2
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    Zillow last checked:

    Listing updated:

    Listed by:

    HILARIE DURRETT 904-463-2208,

    HOUSE & HAVEN 904-774-2836,

    WILLIAM H SHARP 904-962-1409

    Source: realMLS,MLS#: 2095665MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Other, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
      • Flooring: Wood
      • Windows: Impact Windows
      Interior area
      • Total interior livable area: 2,872 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Patio
      • Exterior features: Balcony, Boat Slip
      • Has view: Yes
      • View description: Intracoastal, Marina
      • Has water view: Yes
      • Water view: Intracoastal,Marina
      • Waterfront features: Intracoastal, Navigable Water
      Details
      • Parcel number: 2184310112
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Contemporary,Other
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete, Fiber Cement, Frame
      Condition
      • New construction: Yes
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Cortez on the Water
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Other, Boat Dock, Marina, Spa/Hot Tub
      • Services included: Insurance, Maintenance Grounds, Maintenance Structure
      • HOA fee: $3,834 quarterly
      • HOA name: The CAM Team
      • HOA phone: 904-278-2338
      Location
      • Region: Saint Augustine

      Financial & listing details

      • Price per square foot: $487/sqft
      • Date on market: 6/27/2025
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        2/22/2026Price change$1,399,000-12.5%$487/sqft
        Source: realMLS #2095665 Report a problem
        11/8/2025Price change$1,599,000-5.4%$557/sqft
        Source: realMLS #2095665 Report a problem
        6/27/2025Listed for sale$1,690,000$588/sqft
        Source: realMLS #2095665 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32080

        Getting around

        66 / 100
        Somewhat Walkable
        65 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Sebastian
        • High: St. Augustine

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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