Build your coastal dream home in the heart of Fernandina Beach. This cleared, build-ready lot sits just outside the historic district, offering the flexibility of new construction while being within walking distance of downtown. Stroll to Centre Street's charming restaurants and boutiques, then head to the marina to take in Amelia Island's spectacular sunsets. With a previous home on the property, there are no impact fees, making this an exceptional opportunity to build in one of Fernandina Beach's most desirable locations.
Lot/land
Price cut: $5K (7/8)
$359,900
410 S 4th St, Fernandina Beach, FL 32034
--beds
--baths
5,227Square Feet
Unimproved Land
Built in ----
5,227 Square Feet Lot
$390,100 Zestimate®
$--/sqft
$-- HOA
What's special
Build-ready lot
- 60 days |
- 156 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Laura Babowicz 561-635-3979,
SUMMER HOUSE REALTY
Source: AINCAR,MLS#: 116048
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Property
Features
- Frontage length: 50,50
Lot
- Size: 5,227 Square Feet
- Dimensions: 50 x 100
- Features: Cleared
Details
- Parcel number: 000031180001380020
- Zoning: R-2
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Tax assessed value: $370,199
- Annual tax amount: $935
- Date on market: 5/13/2026
- Cumulative days on market: 60 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Zestimate®
$390,100
Estimated sales range
$316,000 - $476,000
Rent Zestimate®
$2,413/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Price change | $359,900-1.4% |
Source: | ||
| 5/13/2026 | Listed for sale | $364,900+11.9% |
Source: | ||
| 10/10/2025 | Sold | $326,000-6.6% |
Source: | ||
| 9/25/2025 | Pending sale | $349,000 |
Source: | ||
| 9/22/2025 | Listed for sale | $349,000-24.1% |
Source: | ||
| 8/6/2025 | Sold | $460,000 |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $935 +2.9% | $92,457 +3% |
| 2023 | $909 +10.8% | $89,764 +3% |
| 2022 | $820 +1.9% | $87,150 +3% |
| 2021 | $805 +0.4% | $84,612 +1.4% |
| 2020 | $801 -0.3% | $83,444 +2.3% |
| 2019 | $804 | $81,568 +1.9% |
| 2018 | $804 +4.6% | $80,047 +2.1% |
| 2017 | $769 +5.1% | $78,401 +2.1% |
| 2016 | $731 +2.6% | $76,788 +0.7% |
| 2015 | $712 -0.7% | $76,254 +0.8% |
| 2014 | $717 | $75,649 +1.5% |
| 2013 | -- | $74,531 -0.4% |
| 2012 | -- | $74,856 -26.2% |
| 2011 | -- | $101,492 +151.8% |
| 2010 | -- | $40,304 +2.7% |
| 2009 | -- | $39,244 +0.1% |
| 2008 | -- | $39,205 +3% |
| 2007 | -- | $38,063 +2.5% |
| 2006 | -- | $37,135 +3% |
| 2005 | -- | $36,053 +3% |
| 2004 | -- | $35,003 +1.9% |
| 2003 | -- | $34,350 +2.4% |
| 2002 | -- | $33,545 +1.6% |
| 2001 | -- | $33,017 +3% |
| 2000 | -- | $32,055 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 0.7 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 1 mi
- 10/10Fernandina Beach Middle SchoolGrades: 6-8Distance: 1.1 mi
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- Florida
- Nassau County
- Fernandina Beach
- 32034
- 410 S 4th St
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