No CDD, Flexible Financing, and Rare Backyard Privacy with Water Views Some homes offer space. Others offer location. This one delivers both—along with meaningful financial advantages buyers are actively searching for. Enjoy NO CDD fees, plus $15,000 in Flex Cash OR a special fixed 4.99 interest rate, and the added benefit of no rear neighbors with peaceful water views—a combination that enhances both affordability and everyday living. Welcome to the 2202 two-story floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath home that balances open gathering spaces with private retreats. The open-concept main level flows effortlessly into a modern kitchen featuring a large center island, ample cabinetry, and plenty of room for entertaining or relaxed family meals. Upstairs, the owner’s suite offers a comfortable escape with an en-suite bath and a walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or changing lifestyle needs, allowing the home to grow with you. Step outside to the covered lanai, where tranquil water views and no rear neighbors create a rare sense of privacy. It’s the perfect setting to unwind, entertain, or simply enjoy the natural surroundings. Located in Harmony Central, the final phase of a beautiful master-planned golf community, residents enjoy top-rated schools, a community pool with cabana, and scenic green spaces. With convenient access to Lake Nona, the Florida Turnpike, and downtown St. Cloud, this home offers the ideal balance of peaceful living and everyday convenience. If you’ve been waiting for a home that delivers value, privacy, flexibility, and location—this is the opportunity that brings it all together.
Sold for $408,900
$408,900
4101 SAGEFIELD DRIVE, ST CLOUD, FL 34773
4beds
2,202sqft
Single Family Residence
Built in 2025
4,792 Square Feet Lot
$402,600 Zestimate®
$186/sqft
$2,658 Estimated rent
Home value
$402,600
$366,000 - $443,000
$2,658/mo
Zestimate® history
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$2,818/mo
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Zillow last checked:
Listing updated:
Listed by:
Eulalio Martinez Rodriguez, Sr 407-451-7065,
ADAMS HOMES REALTY, INC 850-469-0977
Bought with:
Silkia Rivera, 3352194
LPT REALTY, LLC
Source: Stellar MLS,MLS#: O6324907
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 120 Square Feet
- Dimensions: 10x12
Bedroom 3
- Features: Walk-In Closet(s)
- Level: Second
- Area: 110 Square Feet
- Dimensions: 10x11
Bathroom 1
- Level: First
Bathroom 2
- Level: Second
Bathroom 4
- Features: Built-in Closet
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13x10
Balcony porch lanai
- Level: First
- Area: 105 Square Feet
- Dimensions: 15x7
Dining room
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Great room
- Level: First
- Area: 360 Square Feet
- Dimensions: 18x20
Kitchen
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Ice Maker, Microwave, Range
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Tile
- Has fireplace: No
Interior area
- Total structure area: 2,402
- Total interior livable area: 2,202 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System, Sidewalk
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 4,792 Square Feet
Details
- Parcel number: 3226323596000A0350
- Zoning: RESI
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2025
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Mailbox, Dog Park, Sidewalks
- Pet fee: $0 monthly
- Subdivision: HARMONY CENTRAL PH 1
HOA
- Has HOA: Yes
- HOA fee: $69 monthly
- HOA name: BETH CONNOR
- HOA phone: 321-757-7902
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $60,000
- Annual tax amount: $759
- Date on market: 7/7/2025
- Cumulative days on market: 140 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Sold | $408,900-4.6%$186/sqft |
Source:  Stellar MLS #O6324907 Report a problem | ||
| 1/21/2026 | Pending sale | $428,800$195/sqft |
Source: Stellar MLS #O6324907 Report a problem | ||
| 12/11/2025 | Listed for sale | $428,800$195/sqft |
Source: Stellar MLS #O6324907 Report a problem | ||
| 10/15/2025 | Pending sale | $428,800$195/sqft |
Source: Stellar MLS #O6324907 Report a problem | ||
| 8/14/2025 | Price change | $428,8000%$195/sqft |
Source: Stellar MLS #O6324907 Report a problem | ||
| 7/8/2025 | Listed for sale | $428,900$195/sqft |
Source: Stellar MLS #O6324907 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $831 +9.5% | $60,000 +9.1% |
| 2024 | $759 +8.7% | $55,000 +10% |
| 2023 | $698 +1035.4% | $50,000 +1036.4% |
| 2022 | $62 | $4,400 |
Find assessor info on the county website
Neighborhood: Harmony
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Nearby schools
GreatSchools rating
- 9/10Harmony Community SchoolGrades: PK-5Distance: 2.2 mi
- 6/10Middle School AAGrades: 6-8Distance: 1.5 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Harmony Community School (K-5)
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$402,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$402,600
- Florida
- Osceola County
- Saint Cloud
- 34773
- Harmony
- 4101 SAGEFIELD DRIVE
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