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  • Price cut: $49.1K (7/13)
    $699,900

    4106 Highway 98, Pt Saint Joe, FL 32456

    2beds
    1,264sqft
    : 
    $4,526/mo
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    Single Family Residence
    Built in 2023
    1,742 Square Feet Lot
    $681,600 Zestimate®
    $554/sqft
    $100/mo HOA

    What's special

    Gulf viewsOpen-concept layoutDetached single-family canal-front homeVaulted ceilingsBunk nookEngineered flooringTiled walk-in shower
    Welcome to 4106 Hwy 98, the most affordable detached single-family canal-front home currently on the market in Mexico Beach. Built in 2023 by Crest Enterprises, this 2BR/2.5BA contemporary beach house offers 1,264 square feet of living space across two stories with gulf views and direct canal access right out your back door. For the boater, this property comes with your own private boat slip with water and electricity, accommodating vessels up to 30 feet, meaning you can be on the water in minutes rather than driving to a marina. You do have the ability to add a lift if desired. The interior features an open-concept layout with vaulted ceilings, engineered flooring, a top-notch kitchen with a breakfast bar, and high-end furniture throughout. The primary suite offers panoramic views of the Gulf and a tiled walk-in shower, while the bunk nook gives you flexibility for your younger guests. Step outside onto the rear porch, and you are overlooking the canal and your own dock, the perfect place to rig up before an early morning run offshore. The beach is a three-minute walk away! Opportunities to own a canal-front home at this price point in Mexico Beach are becoming increasingly rare. Call today!
    32 days
    |
    378
    |
    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Carter Dorsch 850-624-7144,

    98 Real Estate Group, LLC

    Source: Forgotten Coast Realtor Association,MLS#: 328739MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Appliances
      • Included: Cooktop, Dishwasher, Microwave, Refrigerator w/Ice Maker
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Newly Painted
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 1,890
      • Total interior livable area: 1,264 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned, Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: 2
      • Stories: 2
      • Has water view: Yes
      • Water view: Canal,Gulf
      • On waterfront: Yes
      • Waterfront features: Waterfront, Canal Access
      Lot
      • Size: 1,742 Square Feet
      • Dimensions: 25 x 72
      • Features: Covenants/Restrictions, Within 1/2 Mile of Water
      Details
      • Parcel number: 04123005000
      • Zoning description: Residential Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Pilings
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Internet Available, Natural Gas Connected, Sewer Connected, Water Connected, City Trash

      Community & HOA

      Community
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: Yes
      • HOA fee: $1,200 annually
      Location
      • Region: Pt Saint Joe

      Financial & listing details

      • Price per square foot: $554/sqft
      • Annual tax amount: $6,665
      • Date on market: 6/24/2026

        Estimated market value

        $681,600

        $648,000 - $716,000

        $2,175/mo

        Price history

        DateEventPrice
        7/13/2026Price change$699,900-6.6%$554/sqft
        Source: Forgotten Coast Realtor Association #328739 Report a problem
        6/24/2026Listed for sale$749,000+302.5%$593/sqft
        Source: Forgotten Coast Realtor Association #328739 Report a problem
        9/19/2014Sold$186,100$147/sqft
        Source: CPAR #621133 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32456

        Getting around

        32 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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