For sale

$369,000

415 Ensign St, Fort Morgan, CO 80701

3beds

2,520sqft

$2,261/mo

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Mixed Use

Built in 1898

9,000 Square Feet Lot

$-- Zestimate^®

$146/sqft

$-- HOA

What's special

Storage shedSeparate entranceNewer flooring and cabinetryNicely updated kitchen

Walking distance to downtown shopping, parks and dining. Nicely updated kitchen with newer flooring and cabinetry. Main level primary bedroom with 3/4 bath. Spacious living room perfect for entertaining. Upstairs features 2 more bedrooms and full bathroom. 2nd level used to function as its own private apartment with a separate entrance and a kitchenette in what is now a living area. Plumbing and electrical remains in the walls for an easy way to convert this space back into an instant income earning opportunity. The basement gives an abundance of storage space, along with another 1/2 bathroom and space to convert for a 4th bedroom if needed. A large, insulated and heated 2 car garage in the back completes this great property. The backyard features its own dedicated gardening area with storage shed and plenty of grass. 2 furnaces, one for each level.

33 days

224

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 2
3/4 bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 2

Primary bedroom

Description: Carpet
Features: 3/4 Primary Bath
Level: Main
Dimensions: 0 x 0

Bedroom 2

Description: Linoleum
Level: Upper
Dimensions: 0 x 0

Bedroom 3

Description: Linoleum
Level: Upper
Dimensions: 0 x 0

Kitchen

Description: Luxury Vinyl
Level: Main
Dimensions: 0 x 0

Laundry

Description: Linoleum
Level: Main

Living room

Description: Carpet
Level: Main

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Electric Range, Dishwasher, Refrigerator, Microwave

Features

Basement: Unfinished

Interior area

Total structure area: 1,584
Total interior livable area: 2,520 sqft
Finished area above ground: 1,584

Property

Parking

Total spaces: 2
Parking features: RV Access/Parking, Detached, Heated Garage, Oversized
Garage spaces: 2
Details: Detached

Accessibility

Accessibility features: Level Lot, Main Floor Bath, Accessible Bedroom, Main Level Laundry

Features

Levels: One and One Half
Stories: 1
Patio & porch: Patio
Exterior features: Sprinkler System
Fencing: Fenced
Has view: Yes
View description: City

Lot

Size: 9,000 Square Feet
Features: Level, Paved, Curbs, Gutters, Sidewalks, Alley

Details

Additional structures: Storage
Parcel number: 122906308005
Zoning: R
Special conditions: Private Owner

Construction

Type & style

Home type: SingleFamily
Property subtype: Mixed Use

Materials

Frame
Roof: Composition

Condition

New construction: No
Year built: 1898

Utilities & green energy

Electric: City of FM
Gas: City of FM
Sewer: Public Sewer
Water: City
Utilities for property: Natural Gas Available, Electricity Available, High Speed Avail

Community & HOA

Community

Subdivision: Fort Morgan Original Town

HOA

Has HOA: No

Location

Region: Fort Morgan

Financial & listing details

Price per square foot: $146/sqft
Tax assessed value: $288,990
Annual tax amount: $1,522
Date on market: 7/21/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Exclusions: Seller's Personal Property
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/21/2026	Listed for sale	$369,000+476.6%$146/sqft
Source: IRES as distributed by MLS GRID #1064738 Report a problem
12/9/2008	Sold	$64,000$25/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,350 -1.4%	$18,060 -12.1%
2024	$1,369 +4.1%	$20,550 -3.6%
2023	$1,315 -2.9%	$21,320 +32.9%
2022	$1,354 +4.8%	$16,040 -2.8%
2021	$1,292 -0.2%	$16,500 +7.7%
2020	$1,294 +39.5%	$15,320 +41.6%
2018	$927	$10,820 +0.4%
2017	$927 +0.3%	$10,780 +7.4%
2016	$925 +6.4%	$10,040
2015	$869 +1.5%	$10,040 +2%
2014	$857 -0.5%	$9,840 +8.8%
2013	$861 +14.5%	$9,040 +0.9%
2012	$752 +81630.4%	$8,960
2011	$1	$8,960 -14.3%
2010	$870	$10,460

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 80701

Getting around

81 / 100

Very Walkable

51 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Sherman Early Childhood Center
Grades: PK-KDistance: 0.6 mi
5/10
Fort Morgan Middle School
Grades: 6-8Distance: 1 mi
1/10
Lincoln High School
Grades: 9-12Distance: 0.3 mi

Schools provided by the listing agent

Elementary: Fort Morgan
Middle: Fort Morgan
High: Fort Morgan

Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.