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Under contract
  • $1,124,900

    417 Pirates Rd, Little Torch Key, FL 33042

    3beds
    1,280sqft
    : 
    $6,505/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    6,098 Square Feet Lot
    $1,075,500 Zestimate®
    $879/sqft
    $3/mo HOA

    What's special

    Beautifully updated canal-front homeOversized parkingLarge storage areaPrivacy-fenced yardGenerator-ready setupMeticulously maintained waterfront homeScreened porch
    Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans throughout, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest bedroom with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep-wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance ($1073). Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor®.
    184 days
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    74
    |
    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Maggie Beall 305-432-0949,

    Lokation Real Estate

    Source: FLKMLS,MLS#: 618340MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Ductless
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Freezer, Ice Maker, Stainless Steel Appliance(s)
      • Laundry: Laundry Room
      Features
      • Built-in Features, Storage, Walk-in Closet(s), Quartz Countertops, Sun/Florida Room
      • Flooring: Vinyl
      • Furnished: Yes
      Interior area
      • Total structure area: 1,280
      • Total interior livable area: 1,280 sqft

      Property

      Parking
      • Parking features: Open, RV Access/Parking, Storage
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open Porch/Balcony, Deck
      • Exterior features: Bar, Built-in Barbecue, Fruit Tree(s), Lighting, Outdoor Kitchen, Outdoor Shower, Storage
      • Fencing: Fenced,Privacy
      • On waterfront: Yes
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 60 X 100
      Details
      • Parcel number: 00215250000000
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Modular
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Utilities for property: Water Separate Meter, Elect Separate Meter

      Community & HOA

      Community
      • Subdivision: Jolly Roger Estates (28.5)
      HOA
      • Has HOA: No
      • Services included: None
      • HOA fee: $40 annually
      Location
      • Region: Little Torch Key

      Financial & listing details

      • Price per square foot: $879/sqft
      • Tax assessed value: $829,072
      • Annual tax amount: $5,070
      • Date on market: 1/27/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $1,075,500

        $1.02M - $1.13M

        $5,457/mo

        Price history

        DateEventPrice
        5/21/2026Contingent$1,124,900$879/sqft
        Source: Key West AOR #618340 Report a problem
        4/24/2026Price change$1,124,900-2.1%$879/sqft
        Source: Key West AOR #618340 Report a problem
        3/3/2026Price change$1,149,000-4.2%$898/sqft
        Source: Key West AOR #618340 Report a problem
        1/27/2026Price change$1,199,000-0.1%$937/sqft
        Source: MLKAR #618340 Report a problem
        12/23/2025Listed for sale$1,200,000+126.4%$938/sqft
        Source: Owner Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        2/20/2018Listing removed$4,300$3/sqft
        Source: Owner Report a problem
        1/19/2018Listed for rent$4,300$3/sqft
        Source: Owner Report a problem
        7/29/2017Listing removed$4,300$3/sqft
        Source: Owner Report a problem
        6/28/2017Listed for rent$4,300$3/sqft
        Source: Owner Report a problem
        1/6/2017Sold$530,000-7.8%$414/sqft
        Source: FLKMLS #571435 Report a problem
        7/19/2016Listed for sale$575,000+43.8%$449/sqft
        Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #571435 Report a problem
        2/21/2014Sold$400,000-5.9%$313/sqft
        Source: FLKMLS #561226 Report a problem
        1/17/2014Pending sale$425,000$332/sqft
        Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #561226 Report a problem
        8/29/2013Price change$425,000-3.4%$332/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #561226 Report a problem
        5/24/2013Listed for sale$439,900-2.2%$344/sqft
        Source: Coldwell Banker Schmitt Real Estate Co #561226 Report a problem
        2/4/2008Sold$450,000+765.4%$352/sqft
        Source: Public Record Report a problem
        3/5/1998Sold$52,000$41/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,071 +5.3%$526,013 +2.9%
        2024$4,817 +4.4%$511,189 +3%
        2023$4,616 +2.7%$496,300 +3%
        2022$4,495 -2.6%$481,845 +3%
        2021$4,616 +0.5%$467,811 +1.4%
        2020$4,593 $461,353 +0.7%
        2019$4,593 +0.4%$458,074 +0.3%
        2018$4,575 -9.6%$456,828 +0.1%
        2017$5,062 +4.5%$456,458 +17.2%
        2016$4,844 +7.8%$389,395 +5.2%
        2015$4,494 $370,019
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        3 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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