Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans throughout, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest bedroom with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep-wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance ($1073). Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor(r).
Under contract
Price cut: $24.1K (4/24)
$1,124,900
417 Pirates Rd, Little Torch Key, FL 33042
3beds
1,280sqft
Single Family Residence
Built in 2001
6,098 Square Feet Lot
$1,070,600 Zestimate®
$879/sqft
$3/mo HOA
What's special
Beautifully updated canal-front homeOversized parkingLarge storage areaPrivacy-fenced yardGenerator-ready setupMeticulously maintained waterfront homeScreened porch
- 137 days |
- 109 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Maggie Beall 305-432-0949,
Lokation Real Estate
Source: FLKMLS,MLS#: 618340
Originating MLS: Marathon/Lower Keys
Originating MLS: Marathon/Lower KeysFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Ductless, Zoned, Electric
Cooling
- Ductless
Appliances
- Included: Washer, Stainless Steel Appliance(s), Ice Machine, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Quartz Countertops, Built-in Cabinets, Whirlpool Bath Tub, Walk-In Closet(s), Storage, Pantry, Split Bedroom, Other Specialty Room, Sun/Florida Room
- Flooring: Vinyl
- Windows: Drapes/Blinds Incl, Single Hung Windows, Impact Rstnce Window, Accordion
Interior area
- Total interior livable area: 1,280 sqft
Property
Parking
- Parking features: Open, Trailer Storage, Covered, RV Parking Open, Off Street
- Has uncovered spaces: Yes
Features
- Patio & porch: Open Porch/Balcony, Deck, Screened P/B
- Exterior features: Bar, Storage, Outdoor Shower, Outdoor Kitchen, Lighting, Built-in Barbecue
- Fencing: Privacy,Fenced
- Has view: Yes
- View description: Canal, Salt Ponds
- Has water view: Yes
- Water view: Canal,Salt Ponds
- Waterfront features: Canal Front, Salt Ponds, Waterfront, Seawall: Concrete, Dock Length: 60, Dockage: Davits, Boat Lift
Lot
- Size: 6,098 Square Feet
- Dimensions: 60 x 100
- Features: Less Than 1/4 Acre
- Residential vegetation: Fruit Tree(s)
Details
- Parcel number: 00215250000000
- Zoning: IS
- Zoning description: Improved Subivision District
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Elect Separate Meter
- Sewer: Municipal Sewer, Public Sewer
- Water: Water Separate Meter
- Utilities for property: FKAA, Buyer to Verify
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Jolly Roger Estates (28.5)
HOA
- Has HOA: No
- Services included: None
- HOA fee: $40 yearly
Location
- Region: Little Torch Key
Financial & listing details
- Price per square foot: $879/sqft
- Tax assessed value: $829,072
- Annual tax amount: $5,070
- Date on market: 1/27/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
Estimated market value
$1,070,600
$1.02M - $1.12M
$4,869/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/21/2026 | Contingent | $1,124,900$879/sqft |
Source:  Key West AOR #618340 Report a problem | ||
| 4/24/2026 | Price change | $1,124,900-2.1%$879/sqft |
Source: Key West AOR #618340 Report a problem | ||
| 3/3/2026 | Price change | $1,149,000-4.2%$898/sqft |
Source: Key West AOR #618340 Report a problem | ||
| 1/27/2026 | Price change | $1,199,000-0.1%$937/sqft |
Source:  MLKAR #618340 Report a problem | ||
| 12/23/2025 | Listed for sale | $1,200,000+126.4%$938/sqft |
Source: Owner Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/20/2018 | Listing removed | $4,300$3/sqft |
Source: Owner Report a problem | ||
| 1/19/2018 | Listed for rent | $4,300$3/sqft |
Source: Owner Report a problem | ||
| 7/29/2017 | Listing removed | $4,300$3/sqft |
Source: Owner Report a problem | ||
| 6/28/2017 | Listed for rent | $4,300$3/sqft |
Source: Owner Report a problem | ||
| 1/6/2017 | Sold | $530,000-7.8%$414/sqft |
Source:  FLKMLS #571435 Report a problem | ||
| 7/19/2016 | Listed for sale | $575,000+43.8%$449/sqft |
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #571435 Report a problem | ||
| 2/21/2014 | Sold | $400,000-5.9%$313/sqft |
Source: FLKMLS #561226 Report a problem | ||
| 1/17/2014 | Pending sale | $425,000$332/sqft |
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #561226 Report a problem | ||
| 8/29/2013 | Price change | $425,000-3.4%$332/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #561226 Report a problem | ||
| 5/24/2013 | Listed for sale | $439,900-2.2%$344/sqft |
Source: Coldwell Banker Schmitt Real Estate Co #561226 Report a problem | ||
| 2/4/2008 | Sold | $450,000+765.4%$352/sqft |
Source: Public Record Report a problem | ||
| 3/5/1998 | Sold | $52,000$41/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,071 +5.3% | $526,013 +2.9% |
| 2024 | $4,817 +4.4% | $511,189 +3% |
| 2023 | $4,616 +2.7% | $496,300 +3% |
| 2022 | $4,495 -2.6% | $481,845 +3% |
| 2021 | $4,616 +0.5% | $467,811 +1.4% |
| 2020 | $4,593 | $461,353 +0.7% |
| 2019 | $4,593 +0.4% | $458,074 +0.3% |
| 2018 | $4,575 -9.6% | $456,828 +0.1% |
| 2017 | $5,062 +4.5% | $456,458 +17.2% |
| 2016 | $4,844 +7.8% | $389,395 +5.2% |
| 2015 | $4,494 | $370,019 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 5/10Sugarloaf SchoolGrades: PK-8Distance: 8.9 mi
- 3/10Key West High SchoolGrades: 9-12Distance: 25.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Summerland Key
- 33042
- 417 Pirates Rd
Nearby cities
Nearby zip codes
Other Summerland Key Topics
