MOTIVATED SELLER! Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street--an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef. Just 24 miles from Key West, this exceptional property delivers the perfect blend of island tranquility and convenient access to dining, entertainment, and amenities--an ideal full-time residence, second home, or investment in the Florida Keys lifestyle.
Under contract
Price increase: $1K (9/4)
$894,000
437 Pirates Rd, Little Torch Key, FL 33042
3beds
1,296sqft
Single Family Residence
Built in 2015
6,098 Square Feet Lot
$867,700 Zestimate®
$690/sqft
$-- HOA
What's special
- 104 days
- 95
- 1
Zillow last checked:
Listing updated:
Listed by:
Jo Ann Cook 305-360-7968,
Ocean Sotheby's International,
Ally Kelley 727-459-0493,
Ocean Sotheby's International
Source: FLKMLS,MLS#: 620124
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Disposal, Stainless Steel Appliance(s)
Features
- Built-in Features, Walk-in Closet(s), Tray Ceiling(s)
- Flooring: Tile
Interior area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Property
Parking
- Parking features: RV Access/Parking, Storage
Features
- Patio & porch: Open Porch/Balcony, Deck
- On waterfront: Yes
Lot
- Size: 6,098 Square Feet
- Dimensions: 60 X 100
Details
- Parcel number: 00215230000000
- Zoning: IS - Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Modular, Hardi Board Siding
Condition
- Year built: 2015
Utilities & green energy
- Utilities for property: Water Separate Meter, Elect Separate Meter, Cable Available
Community & HOA
Community
- Security: Security Guard
- Subdivision: Jolly Roger Estates (28.5)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Little Torch Key
Financial & listing details
- Price per square foot: $690/sqft
- Tax assessed value: $837,026
- Annual tax amount: $7,478
- Date on market: 6/2/2026
- Listing terms: Cash,Conventional
Estimated market value
$867,700
$824,000 - $911,000
$5,213/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Pending sale | $895,000+0.1%$691/sqft |
Source: | ||
| 7/15/2026 | Contingent | $894,000$690/sqft |
Source: | ||
| 6/18/2026 | Price change | $894,000-0.1%$690/sqft |
Source: | ||
| 6/2/2026 | Price change | $895,000-0.1%$691/sqft |
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| 6/2/2026 | Price change | $895,5550%$691/sqft |
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| 5/5/2026 | Price change | $896,000-0.1%$691/sqft |
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| 4/27/2026 | Price change | $897,000-0.1%$692/sqft |
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| 4/20/2026 | Price change | $898,000-0.1%$693/sqft |
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| 3/8/2026 | Price change | $899,000-4.3%$694/sqft |
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| 3/3/2026 | Price change | $939,000-0.5%$725/sqft |
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| 2/20/2026 | Price change | $944,000-0.5%$728/sqft |
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| 1/2/2026 | Listed for sale | $949,000-2.6%$732/sqft |
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| 1/1/2026 | Listing removed | $974,000+0.5%$752/sqft |
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| 11/5/2025 | Price change | $969,000-0.5%$748/sqft |
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| 10/13/2025 | Price change | $974,000-0.5%$752/sqft |
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| 8/18/2025 | Price change | $979,000-1%$755/sqft |
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| 7/8/2025 | Price change | $989,000-0.6%$763/sqft |
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| 6/25/2025 | Price change | $995,000-5.2%$768/sqft |
Source: | ||
| 6/6/2025 | Listed for sale | $1,050,000+118.8%$810/sqft |
Source: | ||
| 5/17/2021 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 4/28/2021 | Listed for rent | $3,600$3/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 3/4/2016 | Sold | $480,000-1.8%$370/sqft |
Source: | ||
| 1/13/2016 | Pending sale | $489,000$377/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #567337 Report a problem | ||
| 10/15/2015 | Price change | $489,000-1.4%$377/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #567337 Report a problem | ||
| 9/22/2015 | Listed for sale | $496,000+1403%$383/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #567337 Report a problem | ||
| 12/17/2002 | Sold | $33,000$25/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,478 +8.3% | $724,183 +10% |
| 2024 | $6,907 +6.8% | $658,348 +11.6% |
| 2023 | $6,469 +15% | $589,862 +10% |
| 2022 | $5,623 +8.8% | $536,238 +10% |
| 2021 | $5,169 +4% | $487,489 +5.7% |
| 2020 | $4,969 | $461,222 +0.8% |
| 2019 | $4,969 +0.4% | $457,690 -0.1% |
| 2018 | $4,951 -2.4% | $457,935 +1% |
| 2017 | $5,073 +10.3% | $453,580 +10.9% |
| 2016 | $4,599 +32.1% | $408,829 +360.8% |
| 2015 | $3,482 | $88,721 |
Find assessor info on the county website
Monthly payment
Est. payment






