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Pending
    • $489,000

    4195 Surfside Ct, Pt Charlotte, FL 33948

    3beds
    1,638sqft
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    Single Family Residence
    Built in 1984
    10,000 Square Feet Lot
    $470,200 Zestimate®
    $299/sqft
    $-- HOA

    What's special

    Resurfaced poolWestern exposureStunning remodeled kitchenSailboat accessQuartz countertopsRubber-coated pool deckingConveniently located pool bath
    Experience exceptional waterfront living in this beautifully updated three-bedroom, two-and-a-half-bath home situated on a prime 80 feet of sailboat-access waterfront leading directly to Charlotte Harbor and the Gulf of America. Perfectly positioned with western exposure, this property delivers breathtaking sunset views across the wide canal and peaceful preserve, offering the privacy and serenity that waterfront buyers dream about. Designed for embracing the Florida lifestyle, the property features a concrete dock complete with water and electric service, a 6,500-pound boat lift, and open saltwater access ideal for boating, kayaking, and world-class fishing right from your own backyard. Whether enjoying a quiet morning on the water or entertaining guests poolside at sunset, this home offers an unforgettable outdoor experience. Inside, the home has been extensively upgraded with luxury vinyl plank flooring throughout, recessed lighting, and an open, inviting floor plan. The stunning remodeled kitchen showcases custom cabinetry with 42” upper cabinets, quartz countertops, premium Bosch and LG appliances, and an induction cooktop. The spacious primary suite offers double closets and a beautifully renovated spa-inspired bath with custom tile work and a frameless glass shower enclosure. The guest bath has been tastefully updated with quartz countertops, designer fixtures, and custom finishes. Outdoor living is equally impressive with a resurfaced pool, panoramic pool cage, rubber-coated pool decking, new lanai ceiling and conveniently located pool bath along with beautifully landscaped grounds creating a tropical waterfront retreat. Additional features include high-impact front windows, accordion shutters across the rear of the home, oversized paver driveway, AC split in the garage, generator outlet, upgraded irrigation system with new pump, replaced soffits, and a Carrier AC system professionally maintained. With wide water views, sailboat access, incredible privacy, and spectacular sunsets, this exceptional waterfront property captures the very best of coastal Florida living.
    62 days
    |
    1,075
    |
    72
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marcy Davis 941-685-5005,

    MICHAEL SAUNDERS & CO. - BOCA 941-964-2000

    Source: Stellar MLS,MLS#: D6147456MLS LogoOriginating MLS: Englewood

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      Primary bathroom
      • Features: Shower No Tub
      • Level: First
      Bathroom 2
      • Features: Shower No Tub
      • Level: First
      Bathroom 3
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Features: Breakfast Bar, Ceiling Fan(s), Stone Counters
      • Level: First
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat
      • Flooring: Luxury Vinyl, Tile
      • Doors: Outdoor Shower, Sliding Doors
      • Windows: Window Treatments, Hurricane Shutters
      • Has fireplace: No
      Interior area
      • Total structure area: 2,270
      • Total interior livable area: 1,638 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Driveway
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Rear Porch, Screened
      • Exterior features: Irrigation System, Outdoor Shower, Rain Gutters, Storage
      • Has private pool: Yes
      • Pool features: Fiberglass, Heated, In Ground, Screen Enclosure
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Water, Canal
      • Has water view: Yes
      • Water view: Water,Canal
      • Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Gulf/Ocean Access, Bridges - No Fixed Bridges, Lift, Lift - Covered, No Wake Zone, Sailboat Water, Seawall
      • Body of water: MANCHESTER WATERWAY
      Lot
      • Size: 10,000 Square Feet
      • Dimensions: 80 x 125
      • Features: Cleared, FloodZone, Landscaped, Level, Street Dead-End
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 402126277003
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PORT CHARLOTTE SEC 044
      HOA
      • Has HOA: No
      Location
      • Region: Pt Charlotte

      Financial & listing details

      • Price per square foot: $299/sqft
      • Tax assessed value: $350,806
      • Annual tax amount: $3,008
      • Date on market: 5/13/2026
      • Cumulative days on market: 61 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $470,200

        $447,000 - $494,000

        $2,776/mo

        Price history

        DateEventPrice
        6/30/2026Pending sale$489,000$299/sqft
        Source: Stellar MLS #D6147456 Report a problem
        5/13/2026Listed for sale$489,000-13.3%$299/sqft
        Source: Stellar MLS #D6147456 Report a problem
        3/26/2025Listing removed$564,000$344/sqft
        Source: Stellar MLS #C7501289 Report a problem
        12/11/2024Listed for sale$564,000+88%$344/sqft
        Source: Stellar MLS #C7501289 Report a problem
        9/11/2019Sold$300,000+185.7%$183/sqft
        Source: Stellar MLS #C7418497 Report a problem
        3/4/1996Sold$105,000$64/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,009 -0.1%$188,503 +2.9%
        2024$3,010 +1.4%$183,190 +3%
        2023$2,969 +5.6%$177,854 +3%
        2022$2,812 +0.3%$172,674 +3%
        2021$2,803 +1.9%$167,645 +1.4%
        2020$2,750 -30.2%$165,330 -16.3%
        2019$3,938 +14.1%$197,446 +10%
        2018$3,450 $179,496 +0.2%
        2017$3,450 +4.8%$179,132 +20.8%
        2016$3,293 -0.6%$148,344 +10%
        2015$3,315 +16.7%$134,858 -2.7%
        2014$2,841 +31.9%$138,620 -1%
        2013$2,153 -8.2%$140,028 +6.6%
        2012$2,346 +7.5%$131,383
        2011$2,182 -9.5%$131,383 -8%
        2010$2,412 +32.9%$142,857 -6.2%
        2009$1,815 $152,295 -56.8%
        2007-- $352,267
        2006-- $352,267 +79.6%
        2005-- $196,124 +19.5%
        2004-- $164,144
        2003-- $164,144 +20.2%
        2002$2,575 +19%$136,508 +21%
        2001$2,164 +0.5%$112,774 -0.5%
        2000$2,154 $113,368
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33948

        Getting around

        0 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Meadow Park Elementary
        • Middle: Murdock Middle
        • High: Port Charlotte High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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